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Welcome to CardBenefit.com, your online guide to credit cards. The following are the best credit card offers and promotions in their category which offer low interest rate, 0% balance transfers, cash back, rewards and bonuses that may be rewarded after only your first purchase.

Chase Sapphire^SM Card

Earn $100 in rewards - that's 10,000 bonus points after your first purchase!
Redeem points for travel, gift cards, merchandise, cash back and more
2X points earned on airfare booked through Ultimate Rewards & 1 point for every dollar spent on all other purchases
Points never expire and there are no limits on how many points you can earn
24/7 Dedicated service advisors (No voice recording)
Premier travel and purchase protection benefits
Click here for official application, terms, and details.

Intro APR	Intro APR Period	Regular APR	Annual Fee
N/A	N/A	12.24% variable	None

Chase Freedom^® Visa - $100 Bonus Cash Back

Earn $100 Bonus Cash Back after you make $799 in purchases in your first three months
5% cash back in quarterly bonus categories like gas, home improvement and department stores, subject to quarterly maximum. Signing up is free and easy!
Unlimited 1% Cash Back on all other purchases with no spending tiers
Up to an additional 20% cash back when you shop online at select merchants through Chase
Click here for official application, terms, and details.

Intro APR	Intro APR Period	Regular APR	Annual Fee
N/A	N/A	12.99% - 22.99% (V)*	None

Chase Sapphire Preferred Card

Earn a FREE FLIGHT - that's 25,000 bonus points after you spend $3,000 in the first 3 months!
2X points earned on all airfare booked through Ultimate Rewards & 1 point for every dollar spent on all other purchases
Fly on leading airlines anytime. There are no travel restrictions or blackout dates and points never expire.
Points are worth 25% more when you redeem for travel through Ultimate Rewards
7% annual points dividend - earn bonus points on your points
1:1 points transfer to leading airline and hotel programs
24/7 Dedicated expert service advisors (No voice recording)
No Annual Fee for your first year - An $85 value
Click here for official application, terms, and details.

Intro APR	Intro APR Period	Regular APR	Annual Fee
N/A	N/A	12.24% variable	None for first year, $85 thereafter

Discover More^® Card - $75 Cashback Bonus^®

Get $75 Cashback Bonus when you make $500 in purchases within 3 months
5% Cashback Bonus in categories that change like travel, gas, groceries, restaurants, home improvement stores and more
0% intro APR on balance transfers for a full 12 months, then the Regular APR
0% intro APR on purchases for a full 6 months, then the Regular APR
Up to 1% unlimited Cashback Bonus on all other purchases
No Annual Fee
Click here for official application, terms, and details.

Intro APR	Intro APR Period	Regular APR	Annual Fee
0% on Purchases and on Balance Transfers	12 months on balance transfers, 6 months on purchases	11.99% - 20.99% (V)*	None

Continental Airlines OnePass^® Plus Card

Earn 25,000 bonus miles after your first purchase. That’s enough for a round-trip reward within the United States (excluding Hawaii)
Earn an additional 5,000 bonus miles after your first purchase and when you add an authorized user within 2 months of your account opening
Earn 10,000 bonus miles annually when you spend $25,000 on your Card
Earn two miles for every $1 spent when you purchase tickets from Continental Airlines on your Card
First Checked Bag Free - With the OnePass® Plus Card, you and your companions on the same reservation don’t pay for your first checked bag when flying on Continental-operated flights. That can save a family of four up to $200 per round trip.
Earn one mile for every $1 in purchases charged on your Card
Redeem Miles for Car and Hotel Rewards exclusively as a Cardmember
Pay No Annual Fee the first year. That’s a savings of $85.
Click here for official application, terms, and details.

Intro APR	Intro APR Period	Regular APR	Annual Fee
N/A	N/A	14.24% variable	None for first year, $85 thereafter

Starwood Preferred Guest^® Credit Card

Earn up to 25,000 Starpoints^® — enough for up to 6 free nights at a category 1 or 2 hotel
Earn one Starpoint^® for every dollar you spend and double Starpoints^® at participating Starwood properties and retail partners
Use Starpoints^® for free nights and upgrades at participating Starwood hotels and resorts in 95 countries including Sheraton, W Hotels, Westin and more with no blackout dates
Transfer Starpoints^® — almost always on a 1:1 basis — to the frequent flyer programs of over 30 major airlines
Express Approval. Get a decision in less than 60 seconds.
Click here for official application, terms, and details.

Intro APR	Intro APR Period	Regular APR	Annual Fee
2.90% on Purchases and on Balance Transfers	6 months	15.24% variable	None for first year, $45 thereafter

American Express^® Premier Rewards Gold Card

Earn 15,000 Membership Rewards bonus points when you spend $1,000 in your first 3 months of Card membership
3-2-1 Points: Earn Membership Rewards^® points up to three times as fast: You can earn 3X points on airfare, 2X points on gas and groceries, and 1X points on everything else
Earn 15,000 Membership Rewards bonus points when you spend $30,000 per calendar year
No annual fee for your first year, a savings of $175
Click here for official application, terms, and details.

Intro APR	Intro APR Period	Regular APR	Annual Fee
N/A	N/A	N/A	None for first year, $175 thereafter

Citi^® Platinum Select^® MasterCard^®

0% Intro APR on balance transfers for 18 months and 0% Intro APR on purchases for 12 months. After that, the APR will be 11.99%-19.99% based upon your creditworthiness. This APR will vary with the market based on the Prime Rate*
Extra Cash from Citi: enjoy discounts on gift cards,travel, merchandise and more
Citi^® Identity Theft Solutions
Secure, free online account management
No annual fee
Click here for official application, terms, and details.

Intro APR	Intro APR Period	Regular APR	Annual Fee
0% on Purchases and on Balance Transfers	18 months on balance transfers, 12 months on purchases	11.99% - 19.99%* (Variable)	None

Discover More^® Card

5% Cashback Bonus^® in categories that change like travel, gas, groceries, restaurants, home improvement stores and more
0% intro APR on balance transfers for a full 15 months, then the Regular APR
0% intro APR on purchases for a full 6 months, then the Regular APR
Up to 1% unlimited Cashback Bonus on all other purchases
No Annual Fee
Click here for official application, terms, and details.

Intro APR	Intro APR Period	Regular APR	Annual Fee
0% on Purchases and on Balance Transfers	15 months on balance transfers, 6 months on purchases	11.99% - 20.99% (V)*	None

Citi^® Diamond Preferred^® Rewards Card

$50 gift card - Redeem 6,000 bonus points after $300 in purchases within 3 months of account opening
5 ThankYou^® Points for every $1 spent on purchases at supermarkets, drugstores and gas stations for 12 months, 1 ThankYou Point thereafter**
0% Intro APR on Purchases and Balance Transfers for 12 months. After that, the APR will be 12.99%-20.99% based on creditworthiness*. This APR will vary with the market based on the Prime Rate.
Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more
No annual fee
Click here for official application, terms, and details.

Intro APR	Intro APR Period	Regular APR	Annual Fee
0% on Purchases and on Balance Transfers	12 months	12.99% - 20.99%* (Variable)	None

Citi Forward^® Card

Earn up to 8,500 bonus points after you sign up for paperless statements and make $250 in purchases within the first 3 months of account opening
5 ThankYou points for every $1 you spend on restaurants and entertainment. 1 reward point for every $1 you spend on other purchases.
Up to a 2% purchase APR reduction when you make a purchase, stay under your credit line and pay on time 3 billing periods in a row.
No annual fee
Click here for official application, terms, and details.

Intro APR	Intro APR Period	Regular APR	Annual Fee
0% if you qualify on Purchases and on Balance Transfers	12 months on balance transfers and 7 months on purchases	12.99% - 19.99%* (Variable)	None

TrueEarnings^® Card from Costco and American Express

Earn cash back on gas and a $25 statement credit with your first purchase made with the Card
Earn cash back virtually everywhere you go - 3% for annual gasoline purchases of up to $3,000 (1% thereafter), 3% for restaurants, 2% for travel, 1% everywhere else, including Costco
No Annual Fee with your paid Costco Membership
The TrueEarnings Card serves as both your American Express Credit Card and your Costco Membership Card
Click here for official application, terms, and details.

Intro APR	Intro APR Period	Regular APR	Annual Fee
0% on Purchases	6 months	15.24% variable	None

	Blue Cash^® from American Express Get up to 5% cash back on everyday purchases at supermarkets, gas stations and drug stores 0% intro APR on purchases for 6 months and no annual fee Flexibility to pay over time Receive your cash back automatically as a statement credit Click here for official application, terms, and details.

Intro APR	Intro APR Period	Regular APR	Annual Fee
0% on Purchases	6 months	17.24% - 21.24% variable	None

	Chase Ink Cash^SM Business Card 3% cash back at gas stations, restaurants, office supply and home improvement stores 1% cash back on everything else – unlimited Rewards can be redeemed for checks in increments of $50 Customized credit line to meet the needs of your business Free additional cards for employees No Annual Fee Click here for official application, terms, and details.

Intro APR	Intro APR Period	Regular APR	Annual Fee
0% on Purchases and on Balance Transfers	6 months	11.24% - 17.24% (V)*	None

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Save Money with Most Popular Credit Cards

Welcome to CardBenefit.com, your online guide to credit cards. The following are the best credit card offers and promotions in their category which offer low interest rate, 0% balance transfers, cash back, rewards and bonuses that may be rewarded after only your first purchase.

Citi Platinum Select MasterCard, Slate from Chase

Citi Platinum Select MasterCard, Chase Freedom Credit Card

Chase Freedom Credit Card, Discover More Card - $75 Cashback Bonus

Chase Sapphire Card, Starwood Preferred Guest Credit Card

Chase Sapphire Card, Citi Gold AAdvantage World MasterCard

Chase Sapphire Card, Chase Sapphire Preferred Card

Chase Freedom Credit Card, TrueEarnings Credit Card

Citi Forward Card, Discover More Card - $75 Cashback Bonus

Chase Sapphire Card, Discover More Card - $75 Cashback Bonus

Chase SapphireSM Card

Earn $100 in rewards - that's 10,000 bonus points after your first purchase!

Redeem points for travel, gift cards, merchandise, cash back and more

2X points earned on airfare booked through Ultimate Rewards & 1 point for every dollar spent on all other purchases

Points never expire and there are no limits on how many points you can earn

24/7 Dedicated service advisors (No voice recording)

Premier travel and purchase protection benefits

Chase Freedom® Visa - $100 Bonus Cash Back

Earn $100 Bonus Cash Back after you make $799 in purchases in your first three months

5% cash back in quarterly bonus categories like gas, home improvement and department stores, subject to quarterly maximum. Signing up is free and easy!

Unlimited 1% Cash Back on all other purchases with no spending tiers

Up to an additional 20% cash back when you shop online at select merchants through Chase

Chase Sapphire Preferred Card

Earn a FREE FLIGHT - that's 25,000 bonus points after you spend $3,000 in the first 3 months!

2X points earned on all airfare booked through Ultimate Rewards & 1 point for every dollar spent on all other purchases

Fly on leading airlines anytime. There are no travel restrictions or blackout dates and points never expire.

Points are worth 25% more when you redeem for travel through Ultimate Rewards

7% annual points dividend - earn bonus points on your points

1:1 points transfer to leading airline and hotel programs

24/7 Dedicated expert service advisors (No voice recording)

No Annual Fee for your first year - An $85 value

Discover More® Card - $75 Cashback Bonus®

Get $75 Cashback Bonus when you make $500 in purchases within 3 months

5% Cashback Bonus in categories that change like travel, gas, groceries, restaurants, home improvement stores and more

0% intro APR on balance transfers for a full 12 months, then the Regular APR

0% intro APR on purchases for a full 6 months, then the Regular APR

Up to 1% unlimited Cashback Bonus on all other purchases

No Annual Fee

Continental Airlines OnePass® Plus Card

Earn 25,000 bonus miles after your first purchase. That’s enough for a round-trip reward within the United States (excluding Hawaii)

Earn an additional 5,000 bonus miles after your first purchase and when you add an authorized user within 2 months of your account opening

Earn 10,000 bonus miles annually when you spend $25,000 on your Card

Earn two miles for every $1 spent when you purchase tickets from Continental Airlines on your Card

First Checked Bag Free - With the OnePass® Plus Card, you and your companions on the same reservation don’t pay for your first checked bag when flying on Continental-operated flights. That can save a family of four up to $200 per round trip.

Earn one mile for every $1 in purchases charged on your Card

Redeem Miles for Car and Hotel Rewards exclusively as a Cardmember

Pay No Annual Fee the first year. That’s a savings of $85.

Starwood Preferred Guest® Credit Card

Earn up to 25,000 Starpoints® — enough for up to 6 free nights at a category 1 or 2 hotel

Earn one Starpoint® for every dollar you spend and double Starpoints® at participating Starwood properties and retail partners

Use Starpoints® for free nights and upgrades at participating Starwood hotels and resorts in 95 countries including Sheraton, W Hotels, Westin and more with no blackout dates

Transfer Starpoints® — almost always on a 1:1 basis — to the frequent flyer programs of over 30 major airlines

Express Approval. Get a decision in less than 60 seconds.

American Express® Premier Rewards Gold Card

Earn 15,000 Membership Rewards bonus points when you spend $1,000 in your first 3 months of Card membership

3-2-1 Points: Earn Membership Rewards® points up to three times as fast: You can earn 3X points on airfare, 2X points on gas and groceries, and 1X points on everything else

Earn 15,000 Membership Rewards bonus points when you spend $30,000 per calendar year

No annual fee for your first year, a savings of $175

Citi® Platinum Select® MasterCard®

0% Intro APR on balance transfers for 18 months and 0% Intro APR on purchases for 12 months. After that, the APR will be 11.99%-19.99% based upon your creditworthiness. This APR will vary with the market based on the Prime Rate*

Extra Cash from Citi: enjoy discounts on gift cards,travel, merchandise and more

Citi® Identity Theft Solutions

Secure, free online account management

No annual fee

Discover More® Card

5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants, home improvement stores and more

0% intro APR on balance transfers for a full 15 months, then the Regular APR

0% intro APR on purchases for a full 6 months, then the Regular APR

Up to 1% unlimited Cashback Bonus on all other purchases

No Annual Fee

Citi® Diamond Preferred® Rewards Card

$50 gift card - Redeem 6,000 bonus points after $300 in purchases within 3 months of account opening

5 ThankYou® Points for every $1 spent on purchases at supermarkets, drugstores and gas stations for 12 months, 1 ThankYou Point thereafter**

0% Intro APR on Purchases and Balance Transfers for 12 months. After that, the APR will be 12.99%-20.99% based on creditworthiness*. This APR will vary with the market based on the Prime Rate.

Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more

No annual fee

Citi Forward® Card

Earn up to 8,500 bonus points after you sign up for paperless statements and make $250 in purchases within the first 3 months of account opening

5 ThankYou points for every $1 you spend on restaurants and entertainment. 1 reward point for every $1 you spend on other purchases.

Chase Sapphire^SM Card

Chase Freedom^® Visa - $100 Bonus Cash Back

Discover More^® Card - $75 Cashback Bonus^®

**Get $75 Cashback Bonus when you make $500 in purchases within 3 months**

**5% Cashback Bonus in categories that change like travel, gas, groceries, restaurants, home improvement stores and more**

Continental Airlines OnePass^® Plus Card

Starwood Preferred Guest^® Credit Card

Earn up to 25,000 Starpoints^® — enough for up to 6 free nights at a category 1 or 2 hotel

Earn one Starpoint^® for every dollar you spend and double Starpoints^® at participating Starwood properties and retail partners

Use Starpoints^® for free nights and upgrades at participating Starwood hotels and resorts in 95 countries including Sheraton, W Hotels, Westin and more with no blackout dates

Transfer Starpoints^® — almost always on a 1:1 basis — to the frequent flyer programs of over 30 major airlines

American Express^® Premier Rewards Gold Card

3-2-1 Points: Earn Membership Rewards^® points up to three times as fast: You can earn 3X points on airfare, 2X points on gas and groceries, and 1X points on everything else

Citi^® Platinum Select^® MasterCard^®

Citi^® Identity Theft Solutions

Discover More^® Card

**5% Cashback Bonus^® in categories that change like travel, gas, groceries, restaurants, home improvement stores and more**

Citi^® Diamond Preferred^® Rewards Card

5 ThankYou^® Points for every $1 spent on purchases at supermarkets, drugstores and gas stations for 12 months, 1 ThankYou Point thereafter**

Citi Forward^® Card

TrueEarnings^® Card from Costco and American Express

Blue Cash^® from American Express

Chase Ink Cash^SM Business Card