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BEST RESTAURANT CREDIT CARDS

Dining credit cards help you earn extra rewards when you dine out. Some of the dining credit cards can give you as much as 5% rebates. For those people who frequent restaurants, dining may be one of the largest expenses in credit card bills and dining credit cards offer excellent value in rewards. Ever wonder how credit card companies know whether a transaction is made in a restaurant or not? Each credit-card charge from a merchant comes with a 4-digit merchant category code, which is assigned to the business by MasterCard or VISA to classify the business. Get one of these dining credit cards that stand out so that you accumulate extra rebates every time when you dine out.

Disney's Premier Visa^® Card

Get a $100 statement credit after first use
New: Earn 2% in reward dollars on card purchases at gas stations, grocery stores, restaurants and most Disney locations. Earn 1% on all your other card purchases.
Redeem toward Disney treats at home and on vacation, such as Theme Park tickets, hotel stays, DVDs, toys and more
New: Enjoy the flexibility to redeem toward airline tickets on any airline to any destination, anytime
Save 10% off on select merchandise purchases of $50 or more at DisneyStore.com and Disney Store locations
Disney Theme Park Perks including a Character Meet 'N' Greet at our private Cardmember locations
Save with 0% promo APR financing for 6 months anytime you use your card to book select Disney vacation packages, after that a variable 14.24%
New: Choose from 8 Premier-only card designs
Click here for official application, terms, and details

Intro APR	Intro APR Period	Regular APR	Annual Fee
N/A	N/A	14.24%* (Variable)	$49*

Citi Forward^® Card

$100 in gift cards - When you redeem the 10,000 bonus ThankYou^® Points received after you make $650 in purchases and sign up for paperless statements within the first 3 months
0% intro APR for 12 months on balance transfers and for 7 months on purchases. After that, 12.99% - 22.99% variable
5 points for every $1 spent at restaurants and on books, movies and music. 1 point for every $1 you spend on all other purchases
APR reduction on purchases when using credit wisely
No Annual Fee*
Click here for official application, terms, and details

Intro APR	Intro APR Period	Regular APR	Annual Fee
0%* on Purchases and on Balance Transfers*	12 months on balance transfers* and 7 months on purchases*	12.99% - 22.99%* (Variable)	None

Chase Sapphire Preferred^SM Card

Earn 40,000 bonus points after you spend $3,000 in the first 3 months – that's $500 toward travel rewards!
2 points per dollar spent on travel and at restaurants & 1 point per dollar spent on all other purchases
Get 20% off airfare, hotels, car rentals and cruises when you book through Ultimate Rewards^SM
No foreign transaction fees
Receive a 7% annual dividend on all new points earned – even on points already redeemed
1:1 point transfer to participating frequent travel programs
Direct access to expert service advisors anytime
No Annual Fee for your first year - A $95 value
Click here for reviews on Chase Sapphire Preferred Card

Intro APR	Intro APR Period	Regular APR	Annual Fee
N/A	N/A	15.24%	$95, waived first year

Sapphire Preferred^SM MasterCard

Earn 40,000 bonus points after you spend $3,000 in the first 3 months – that's $500 toward travel rewards!
2 points per dollar spent on travel and at restaurants & 1 point per dollar spent on all other purchases
Get 20% off airfare, hotels, car rentals and cruises when you book through Ultimate Rewards^SM
No foreign transaction fees
Receive a 7% annual dividend on all new points earned – even on points already redeemed
1:1 point transfer to participating frequent travel programs
Direct access to expert service advisors anytime
No Annual Fee for your first year - A $95 value
Click here for official application, terms, and details

Intro APR	Intro APR Period	Regular APR	Annual Fee
N/A	N/A	15.24%	$95, waived first year

Chase Sapphire^SM Card

Earn 10,000 bonus points after you spend $500 in the first 3 months - that's $100 toward travel or any other reward!
2 points per dollar spent at restaurants & 1 point per dollar spent on all other purchases
Points never expire and there are no limits on how many points you can earn
Redeem points for travel, gift cards, merchandise, cash back and more
Direct access to expert service advisors anytime
No annual fee!
Click here for reviews on Chase Sapphire Card

Intro APR	Intro APR Period	Regular APR	Annual Fee
N/A	N/A	15.24%	None

Sapphire^SM MasterCard

Earn 10,000 bonus points after you spend $500 in the first 3 months - that's $100 toward travel or any other reward!
2 points per dollar spent at restaurants & 1 point per dollar spent on all other purchases
Points never expire and there are no limits on how many points you can earn
Redeem points for travel, gift cards, merchandise, cash back and more
Direct access to expert service advisors anytime
No annual fee!
Click here for official application, terms, and details

Intro APR	Intro APR Period	Regular APR	Annual Fee
N/A	N/A	15.24%	None

Discover^® Open Road Card

0% intro APR on purchases and balance transfers for 15 months, then the variable standard purchase APR of 10.99% - 19.99%*
2% automatically at gas stations and restaurants all year long*
Plus, up to 20% Cashback Bonus at popular online retailers when you shop through Discover.com
Discover is ranked #1 in customer loyalty - 16 years in a row! (2012 Brand Keys Customer Loyalty Engagement Index report)
24/7 access to a U.S.-based Account Manager within 60 seconds
Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
*Click apply to view rates, fees, rewards, limitations and other important information
Click here for official application, terms, and details

Intro APR	Intro APR Period	Regular APR	Annual Fee
0% on Purchases and on Balance Transfers*	15 months	10.99% - 19.99% (Variable)*	None

True Earnings^® Card from Costco and American Express

American Express^® Card and Costco Membership Card in one with no annual fee for Costco members
Cash back on the things you buy: 3% for the first $3,000 in annual gasoline purchases (1% thereafter), 2% for restaurants, 2% for travel, and 1% everywhere else, including Costco
Rated 4.5 out of 5 stars in overall satisfaction by current TrueEarnings^® Cardmembers from Costco and American Express
Click here for official application, terms, and details

Intro APR	Intro APR Period	Regular APR	Annual Fee
0% on Purchases	6 months	15.24% variable	None

MTV^® Visa^® Card From Capital One^®

Earn 5 points per $1 spent on entertainment like music, movies, video game rentals and sporting events
Earn 2 points per $1 spent at restaurants, fast food places and coffee shops
1 point per $1 spent on everything else
25 bonus points each billing period you keep your account in good standing by paying on time
Exclusive MTV rewards, such as MTV merchandise, tickets to MTV events like the VMAs, and MTV show tapings
Also, redeem for travel, merchandise, gift cards, and more
No limit on the points you can earn and points don't expire
0% intro APR - pay no interest on purchases until June 2013
No annual fee
Click here for official application, terms, and details

Intro APR	Intro APR Period	Regular APR	Annual Fee
0% on Purchases	until June 2013	13.9% - 19.9% variable	None

	Sony Card from Capital One^® 5 points per $1 on Sony purchases at authorized retailers 3 points per $1 on dining out and movie purchases 1 point per $1 spent on all other purchases Redeem for Sony products, movies, music, and more Choose from 2 unique card designs 0% intro APR on purchases until April 2013 No annual fee Click here for official application, terms, and details

Intro APR	Intro APR Period	Regular APR	Annual Fee
0% on Purchases	until April 2013	13.9% - 24.9% variable	None

Marriott Rewards^® Premier Credit Card

Earn 50,000 Bonus Points after your first use
Receive 1 free night stay upon account approval and each year upon account anniversary
Earn 5 points for every $1 spent at Marriott^® locations
Earn 2 points for every $1 spent on qualifying airline, dining, and rental car purchases
Earn 1 point for every $1 spent on other purchases
No foreign transaction fees
Cardmembers achieve Silver elite status with 15 nights credit toward Elite status
Redeem Marriott Rewards^® points at Marriott properties including Renaissance Hotels, Courtyard, Residence Inn, and Fairfield Inn & Suites
Click here for reviews on Marriott Rewards Premier Credit Card

Intro APR	Intro APR Period	Regular APR	Annual Fee
N/A	N/A	15.24% Variable	First Year Free, $85

Miles by Discover^® Card

Earn 10,000 Bonus Miles with every $2,000 in purchases within the first 6 months - up to 20,000 Bonus Miles
1 Mile on every $1 you spend - Plus flexible redemption options like travel credits, merchandise, gift cards or cash
0% intro APR on balance transfers for 12 months, then the variable standard purchase APR of 10.99% - 15.99%*
No restrictions on travel--fly on any airline, book any hotel or car, with no blackout dates
Travel benefits include secondary collision damage insurance when you rent a car with your Miles by Discover card
Discover is ranked #1 in customer loyalty - 16 years in a row! (2012 Brand Keys Customer Loyalty Engagement Index report)
Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
*Click apply to view rates, fees, rewards, limitations and other important information
Click here for official application, terms, and details

Intro APR	Intro APR Period	Regular APR	Annual Fee
0%* on Purchases and on Balance Transfers	12 months*	10.99% - 15.99% (Variable)*	None

Discover^® Open Road^SM Card for Students

0% intro APR on purchases for 9 months, then the variable standard purchase APR of 12.99% - 18.99%*
Double Cashback Bonus^®* at gas stations and restaurants
Up to 1% unlimited Cashback Bonus on everything else you buy
$0 Fraud Liability - you will not be responsible for unauthorized charges
No Annual Fee
Text and Email alerts
Click here for official application, terms, and details

Intro APR	Intro APR Period	Regular APR	Annual Fee
0%* on Purchases	9 months*	12.99% - 18.99% (V)*	None

Ink Cash^SM Business

Up to $250 cash back bonus - $100 cash back bonus after your first purchase, plus an additional $150 after you spend $5,000 within 3 months!
5% cash back on the first $25,000 spent annually at office supply stores, and on cellular phone, landline, internet, and cable TV services
2% cash back on the first $25,000 spent annually at gas stations and restaurants
1% cash back on all other card purchases with no limit to the amount you can earn
Cash back rewards do not expire
0% Introductory APR for 12 months
No Annual Fee
Click here for official application, terms, and details

Intro APR	Intro APR Period	Regular APR	Annual Fee
0% on Purchases and on Balance Transfers	12 months	10.24% Variable*	None

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BEST RESTAURANT CREDIT CARDS

Disney's Premier Visa® Card

Get a $100 statement credit after first use

New: Earn 2% in reward dollars on card purchases at gas stations, grocery stores, restaurants and most Disney locations. Earn 1% on all your other card purchases.

Redeem toward Disney treats at home and on vacation, such as Theme Park tickets, hotel stays, DVDs, toys and more

New: Enjoy the flexibility to redeem toward airline tickets on any airline to any destination, anytime

Save 10% off on select merchandise purchases of $50 or more at DisneyStore.com and Disney Store locations

Disney Theme Park Perks including a Character Meet 'N' Greet at our private Cardmember locations

Save with 0% promo APR financing for 6 months anytime you use your card to book select Disney vacation packages, after that a variable 14.24%

New: Choose from 8 Premier-only card designs

Citi Forward® Card

$100 in gift cards - When you redeem the 10,000 bonus ThankYou® Points received after you make $650 in purchases and sign up for paperless statements within the first 3 months

0% intro APR for 12 months on balance transfers and for 7 months on purchases. After that, 12.99% - 22.99% variable

5 points for every $1 spent at restaurants and on books, movies and music. 1 point for every $1 you spend on all other purchases

APR reduction on purchases when using credit wisely

No Annual Fee*

Chase Sapphire PreferredSM Card

Earn 40,000 bonus points after you spend $3,000 in the first 3 months – that's $500 toward travel rewards!

2 points per dollar spent on travel and at restaurants & 1 point per dollar spent on all other purchases

Get 20% off airfare, hotels, car rentals and cruises when you book through Ultimate RewardsSM

No foreign transaction fees

Receive a 7% annual dividend on all new points earned – even on points already redeemed

1:1 point transfer to participating frequent travel programs

Direct access to expert service advisors anytime

No Annual Fee for your first year - A $95 value

Sapphire PreferredSM MasterCard

Earn 40,000 bonus points after you spend $3,000 in the first 3 months – that's $500 toward travel rewards!

2 points per dollar spent on travel and at restaurants & 1 point per dollar spent on all other purchases

Get 20% off airfare, hotels, car rentals and cruises when you book through Ultimate RewardsSM

No foreign transaction fees

Receive a 7% annual dividend on all new points earned – even on points already redeemed

1:1 point transfer to participating frequent travel programs

Direct access to expert service advisors anytime

No Annual Fee for your first year - A $95 value

Chase SapphireSM Card

Earn 10,000 bonus points after you spend $500 in the first 3 months - that's $100 toward travel or any other reward!

2 points per dollar spent at restaurants & 1 point per dollar spent on all other purchases

Points never expire and there are no limits on how many points you can earn

Redeem points for travel, gift cards, merchandise, cash back and more

Direct access to expert service advisors anytime

No annual fee!

SapphireSM MasterCard

Earn 10,000 bonus points after you spend $500 in the first 3 months - that's $100 toward travel or any other reward!

2 points per dollar spent at restaurants & 1 point per dollar spent on all other purchases

Points never expire and there are no limits on how many points you can earn

Redeem points for travel, gift cards, merchandise, cash back and more

Direct access to expert service advisors anytime

No annual fee!

Discover® Open Road Card

0% intro APR on purchases and balance transfers for 15 months, then the variable standard purchase APR of 10.99% - 19.99%*

2% automatically at gas stations and restaurants all year long*

Plus, up to 20% Cashback Bonus at popular online retailers when you shop through Discover.com

Discover is ranked #1 in customer loyalty - 16 years in a row! (2012 Brand Keys Customer Loyalty Engagement Index report)

24/7 access to a U.S.-based Account Manager within 60 seconds

Great rewards with no annual fee, no rewards redemption fee, and no additional card fee

*Click apply to view rates, fees, rewards, limitations and other important information

True Earnings® Card from Costco and American Express

American Express® Card and Costco Membership Card in one with no annual fee for Costco members

Cash back on the things you buy: 3% for the first $3,000 in annual gasoline purchases (1% thereafter), 2% for restaurants, 2% for travel, and 1% everywhere else, including Costco

Rated 4.5 out of 5 stars in overall satisfaction by current TrueEarnings® Cardmembers from Costco and American Express

MTV® Visa® Card From Capital One®

Earn 5 points per $1 spent on entertainment like music, movies, video game rentals and sporting events

Earn 2 points per $1 spent at restaurants, fast food places and coffee shops

1 point per $1 spent on everything else

25 bonus points each billing period you keep your account in good standing by paying on time

Exclusive MTV rewards, such as MTV merchandise, tickets to MTV events like the VMAs, and MTV show tapings

Also, redeem for travel, merchandise, gift cards, and more

No limit on the points you can earn and points don't expire

0% intro APR - pay no interest on purchases until June 2013

No annual fee

Sony Card from Capital One®

5 points per $1 on Sony purchases at authorized retailers

3 points per $1 on dining out and movie purchases

1 point per $1 spent on all other purchases

Redeem for Sony products, movies, music, and more

Choose from 2 unique card designs

0% intro APR on purchases until April 2013

No annual fee

Marriott Rewards® Premier Credit Card

Earn 50,000 Bonus Points after your first use

Disney's Premier Visa^® Card

Citi Forward^® Card

$100 in gift cards - When you redeem the 10,000 bonus ThankYou^® Points received after you make $650 in purchases and sign up for paperless statements within the first 3 months

Chase Sapphire Preferred^SM Card

Get 20% off airfare, hotels, car rentals and cruises when you book through Ultimate Rewards^SM

Sapphire Preferred^SM MasterCard

Get 20% off airfare, hotels, car rentals and cruises when you book through Ultimate Rewards^SM

Chase Sapphire^SM Card

Sapphire^SM MasterCard

Discover^® Open Road Card

True Earnings^® Card from Costco and American Express

American Express^® Card and Costco Membership Card in one with no annual fee for Costco members

Rated 4.5 out of 5 stars in overall satisfaction by current TrueEarnings^® Cardmembers from Costco and American Express

MTV^® Visa^® Card From Capital One^®

Sony Card from Capital One^®

Marriott Rewards^® Premier Credit Card

Earn 5 points for every $1 spent at Marriott^® locations

Redeem Marriott Rewards^® points at Marriott properties including Renaissance Hotels, Courtyard, Residence Inn, and Fairfield Inn & Suites

Miles by Discover^® Card

Discover^® Open Road^SM Card for Students

**Double Cashback Bonus^®* at gas stations and restaurants**

Ink Cash^SM Business