Best Rewards Credit Cards for Good Credit
Benefits of Rewards Credit Cards for Good Credit
Rewards credit cards provide a range of benefits for individuals who manage credit responsibly. These cards allow users to earn points, miles, or cash back on everyday purchases, providing tangible rewards that can be redeemed for various benefits. The flexibility in redemption options, including travel, merchandise, gift cards, and cash back, appeals to a diverse range of preferences.
Many rewards credit cards also offer enticing introductory bonuses. Travel enthusiasts can enjoy additional perks such as airline miles, hotel discounts, and travel insurance, while cash back rewards provide a straightforward benefit for those who prefer immediate monetary returns. Enhanced purchase protections, special discounts with partner merchants, and the potential to build a positive credit history through responsible card use further contribute to the appeal of rewards credit cards. Additionally, features like no foreign transaction fees, exclusive cardholder benefits, and tiered rewards in specific spending categories enhance the overall value of these credit cards.
Rewards Credit Cards for People who have Good Credit
| Credit Card | Bonus and Rewards | Annual Fee |
|---|
 | Citi Strata Premier℠ Card | For a limited time, earn 75,000 bonus ThankYou Points after spending $4,000 in the first 3 months of account opening, redeemable for $750 in gift cards or travel rewards at thankyou.com.3 points per $1 on Air Travel and Other Hotel Purchases, at Restaurants, Supermarkets, Gas and EV Charging Stations.1 Point per $1 spent on all other purchases | $95
rates & fees |
 | Citi Rewards+® Card | 20,000 bonus points after you spend $1,500 in purchases with your card within 3 months of account opening; redeemable for $200 in gift cards at thankyou.com2X ThankYou Points at Supermarkets and Gas Stations for the first $6,000 per year and then 1X Points thereafter. Plus, earn 1X ThankYou Points on All Other Purchases. | $0
rates & fees |
| Credit Card | Bonus and Rewards | Annual Fee |
|---|
 | Chase Sapphire Preferred® Card | 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening.Enjoy benefits such as 5x on travel purchased through Chase Travel, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases, $50 Annual Chase Travel Hotel Credit, plus more. | $95 |
 | Chase Sapphire Reserve® | 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening.5x total points on flights and 10x total points on hotels and car rentals when you purchase travel through Chase Travel immediately after the first $300 is spent on travel purchases annually. Earn 3x points on other travel and dining & 1 point per $1 spent on all other purchases | $550 |
 | Ink Business Preferred® Credit Card | 90k bonus points after you spend $8,000 on purchases in the first 3 months from account opening. That's $900 cash back or $1,125 toward travel when redeemed through Chase Travel3 points per $1 on the first $150,000 spent on travel and select business categories each account anniversary year. Earn 1 point per $1 on all other purchases | $95 |
 | Ink Business Premier® Credit Card | $1,000 bonus cash back after you spend $10,000 on purchases in the first 3 months from account opening.Unlimited 2.5% total cash back on purchases of $5,000 or more and unlimited 2% cash back on all other business purchases.The only business credit card with 2.5% cash back on every purchase of $5,000 or more. | $195 |
| Credit Card | Bonus and Rewards | Annual Fee |
|---|
 | Hilton Honors American Express Card | 100,000 Hilton Honors Bonus Points after you spend $2,000 in purchases on the Card in the first 6 months of Card Membership. Offer ends 1/8/2025.7X Hilton Honors Bonus Points for each dollar of eligible purchases charged on your Card directly with hotels and resorts within the Hilton portfolio.5X Points per dollar on purchases at U.S. restaurants, at U.S. supermarkets, and at U.S. gas stations.3X Points for all other eligible purchases on your Card. | $0
rates & fees |
 | The Blue Business® Plus Credit Card from American Express | 15,000 Membership Rewards points after you spend $3,000 in eligible purchases on the Card within your first 3 months of Card Membership.2X points on everyday business purchases such as office supplies or client dinners. 2X applies to the first $50,000 in purchases per year, 1 point per dollar thereafter. Terms and limitations apply. | $0
rates & fees |
 | American Express® Business Gold Card | Earn 100,000 Membership Rewards points after you spend $15,000 on eligible purchases with the Business Gold Card within the first 3 months of Card Membership.*4X Membership Rewards points on the top two eligible categories where your business spends the most each month from 6 eligible categories. While your top 2 categories may change, you will earn 4X points on the first $150,000 in combined purchases from these categories each calendar year (then 1X thereafter). Only the top 2 categories each billing cycle will count towards the $150,000 cap.* | $375
rates & fees |
 | Delta SkyMiles® Gold American Express Card | 50,000 Bonus Miles after you spend $2,000 in eligible purchases on your new Card in your first 6 months of Card Membership.2X Miles on Delta purchases, at U.S. Supermarkets and at restaurants worldwide, including takeout and delivery in the U.S. Earn 1X Miles on all other eligible purchases. | $0 introductory annual fee for the first year, then $150.
rates & fees |
If you are looking for alternative rewards cards, click here to check out more rewards credit cards.
Editorial Note: The editorial content on this page is prepared by CardBenefit staff. Opinions expressed herein are author's alone, not those of the bank, credit card issuer, airlines or hotels, and have not been reviewed, approved or otherwise endorsed by any of these entities.
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