Overview
Chase Sapphire Preferred Card is a premier travel credit card designed to deliver exceptional experiences. Upon meeting specified spending requirements, you can earn an enticing bonus of 100,000 points, redeemable for $1,250 in Chase Travel℠ value. Notably, you can accumulate up to 5 points per dollar spent on travel and 3 points per dollar on dining purchases. Setting itself apart, this card allows for a 1:1 transfer of points to a selection of renowned frequent flyer programs or hotel loyalty programs.
- Earn 100,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening.
- Enjoy benefits such as 5x on travel purchased through Chase Travel℠, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases, $50 Annual Chase Travel Hotel Credit, plus more.
- Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Travel℠. For example, 60,000 points are worth $750 toward travel.
- Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.
- Get complimentary access to DashPass which unlocks $0 delivery fees and lower service fees for a minimum of one year when you activate by December 31, 2027.
- Member FDIC
- Intro APR
- N/A
- Intro APR Period
- N/A
- Annual Fee (rates & fees)
- $95
- Credit Needed
- Good to Excellent
Card Benefits
Sign-up Bonus
Chase Sapphire Preferred Card is currently running a limited time offer to give out a bonus of up to $1,250 in Chase Travel value. If you spend at least $5,000 in purchases within your first 3 months of becoming a card member, you will receive a bonus of 100,000 points, which can be redeemed for travel rewards of $1,250. If you redeem for travel rewards through Chase Travel, you can redeem for $1,250. Redemption for travel gives you 25% more in value than redemption for cash rewards. In addition, you can also receive a $50 Chase Travel Hotel Credit annually to pay towards hotel expenses.
Earn Rewards
For every dollar you spend, you will earn 5 points on travel purchased through Chase Travel, 3 points on dining, 3 points on online grocery purchases (excluding Walmart, Target, and wholesale clubs), 3 points on select streaming services, 2 points on all other travel purchases, and 1 point on all other purchases. Points can be redeemed for cash rewards, gift cards, or travel. When you use points to redeem for cash, each point is worth 1 cent, which means that 100 points equals $1 in redemption value. Each point you redeem for travel booked through Chase Travel is worth 1.25 cents, which means that 100 points equals $1.25 in redemption value.
Your points don’t expire as long as your account remains open, however, you will immediately lose all your points if your account status changes, or your account is closed for program misuse, fraudulent activities, failure to pay, bankruptcy.
1:1 Point Transfer to Leading Frequent Travel Programs
Chase Sapphire Preferred Card allows you to transfer points to leading frequent travel programs at a full 1:1 value with no transfer fees. Frequent travel programs include popular travel loyalty programs of the following airlines and hotels:
| Airline Loyalty Program with 1:1 Point Transfer |
| Southwest Airlines Rapid Rewards |
| United MileagePlus |
| JetBlue TrueBlue |
| Air Canada Aeroplan |
| British Airways Executive Club |
| Flying Blue AIR FRANCE KLM |
| Virgin Atlantic Flying Club |
| Aer Lingus AerClub |
| Iberia Plus |
| Emirates Skywards |
| Singapore Airlines KrisFlyer |
| Hotel Loyalty Program with 1:1 Point Transfer |
| Marriott Bonvoy |
| World of Hyatt |
| IHG Rewards Club |
Additional Travel Benefits
On top of all the nice features, Chase Sapphire Preferred Card does not charge foreign transaction fees. Most other credit cards charge 3% foreign transaction fees, which costs you extra $30 for each $1,000 you spend while traveling abroad. With no foreign transaction fees, Chase Sapphire Preferred Card is one of the best travel cards to use when you visit overseas for business trips or personal vacations.
Additional Information
Fees
There is an annual fee of $95. With all the travel benefits and a generous bonus, frequent travelers can easily earn enough rewards to offset the cost of annual fee.
Required Credit Rating
The Chase Sapphire Preferred Card is for people with good or excellent credit rating. If you have a credit score of 700 or more, you may be eligible for the credit card.
Is this the right card for you?
If you value rewards and like travel benefits such as 1-to-1 point transfer to travel loyalty programs, the Chase Sapphire Preferred Card is the right card for you. It is a travel credit card with no foreign transaction fees. It offers solid rewards on travel and dining purchases.
This credit card has a low annual fee of $95, but it offers rich bonus points for new card members, which can offset more than a few years of annual fee. In addition, its generous rewards and valuable travel perks make it a useful credit card for travelers.
Similar Credit Cards
If you are interested in the Chase Sapphire Preferred Card, you may also consider a few other travel credit cards with similar benefits.
| Credit Card | Bonus and Rewards | Annual Fee |
|---|
 | Citi Strata Premier℠ Card | 60,000 bonus ThankYou® Points after spending $4,000 in the first 3 months of account opening, redeemable for $600 in gift cards or travel rewards at thankyou.com.3 Points per $1 on Air Travel and Other Hotel Purchases, at Restaurants, Supermarkets, Gas and EV Charging Stations.1 Point per $1 spent on all other purchases | $95
rates & fees |
 | Blue Cash Preferred® Card from American Express | $250 statement credit after you spend $3,000 in eligible purchases on your new Card within the first 6 months.6% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%).6% Cash Back on select U.S. streaming subscriptions.3% Cash Back at U.S. gas stations.3% Cash Back on transit (including taxis/rideshare, parking, tolls, trains, buses and more).1% Cash Back on other purchases. | $0 intro annual fee for the first year, then $95.
rates & fees |
 | Chase Freedom Unlimited® | Limited Time Intro Offer: Earn a $250 Bonus after you spend $500 on purchases in your first 3 months from account openingEnjoy 5% cash back on travel purchased through Chase Travel, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more; 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and 1.5% on all other purchases. | $0
rates & fees |
 | Costco Anywhere Visa® Card by Citi | 5% cash back rewards on gas at Costco and earn 4% cash back on other eligible gas and electric vehicle (EV) charging purchases for the first $7,000 combined spend per year, and then 1% thereafter.3% cash back on restaurants and eligible travel purchases and eligible travel, including Costco Travel.2% cash back on all other purchases from Costco and Costco.com1% cash back on all other purchases | $0
rates & fees |
 | USAA Eagle Navigator® Credit Card | Earn 30,000 bonus points ($300 travel value) after spending $3,000 on qualifying purchases within 90 days of account opening.3X points on travel purchases - triple your points on tolls, rideshares, hotels, vacation rentals, flights and more.Must be a USAA member, or become a member, to apply. USAA proudly offers membership to current and former military, as well as their spouses and dependents. | $95
(rates & fees) |
| Credit Card | Bonus and Rewards | Annual Fee |
|---|
 | Delta SkyMiles® Gold American Express Card | 50,000 Bonus Miles after you spend $2,000 in eligible purchases on your new Card in your first 6 months of Card Membership.2X Miles on Delta purchases, at U.S. Supermarkets and at restaurants worldwide, including takeout and delivery in the U.S. Earn 1X Miles on all other eligible purchases. | $0 introductory annual fee for the first year, then $150.
rates & fees |
 | The New United℠ Explorer Card | Debut Offer: Earn 80,000 bonus miles2x miles on United purchases, dining, and hotel stays when booked with the hotel | $0 intro annual fee for the first year, then $150
rates & fees |
 | British Airways Visa Signature® Card | 85,000 Avios after you spend $5,000 on purchases within the first three months of account opening. | $95
rates & fees |
 | Southwest Rapid Rewards® Plus Credit Card | 50,000 bonus points after spending $1,000 on purchases in the first 3 months from account opening.2X points on Southwest purchases.2X points on local transit and commuting, including rideshare.2X points on internet, cable, and phone services; select streaming.1 point for every $1 spent on all other purchases. | $69
rates & fees |
 | The New United Gateway℠ Card | Debut Offer: Earn 30,000 bonus miles2x miles on United purchases2x miles at gas stations, on local transit and commuting1x mile on all other purchases | $0
rates & fees |
 | The New United Quest℠ Card | Debut Offer: Earn 90,000 bonus miles and 500 PQP3x miles on United purchases1x mile on all other purchases | $350
rates & fees |
 | The New United℠ Business Card | Debut Offer: Earn 125,000 bonus miles after you spend $5,000 on purchases in the first 3 months your account is open.2x miles on United purchases, dining including eligible delivery services, at gas stations, office supply stores, and on local transit and commuting.1x mile on all other purchases. Plus, employee cards at no additional cost - miles earned from their purchases accrue in your account so you can earn rewards faster. | $150
rates & fees |
 | Delta SkyMiles® Blue American Express Card | 10,000 bonus miles after you spend $1,000 in purchases on your new Card in your first 6 months.2X Miles per dollar spent on Delta purchases, at restaurants worldwide, plus takeout and delivery in the U.S., and 1X Mile on all other eligible purchases. | $0
rates & fees |
 | Delta SkyMiles® Platinum American Express Card | 60,000 Bonus Miles after you spend $3,000 in eligible purchases on your new Card in your first 6 months of Card Membership.3X Miles on Delta purchases and purchases made directly with hotels. | $350
rates & fees |
 | Southwest Rapid Rewards® Priority Credit Card | 50,000 bonus points after spending $1,000 on purchases in the first 3 months from account opening.2X points on local transit and commuting, including rideshare.2X points on internet, cable, and phone services; select streaming. | $149
rates & fees |
 | Aeroplan® Credit Card | Up to 70,000 bonus points | $95
rates & fees |
| Credit Card | Bonus and Rewards | Annual Fee |
|---|
 | Hilton Honors American Express Card | 70,000 Hilton Honors Bonus Points plus a Free Night Reward after you spend $2,000 in purchases on the Hilton Honors American Express Card in your first 6 months of Card Membership. Offer Ends 4/29/2025.7X Hilton Honors Bonus Points for each dollar of eligible purchases charged on your Card directly with hotels and resorts within the Hilton portfolio.5X Points per dollar on purchases at U.S. restaurants, at U.S. supermarkets, and at U.S. gas stations.3X Points for all other eligible purchases on your Card. | $0
rates & fees |
 | Hilton Honors American Express Surpass® Card | 130,000 Hilton Honors Bonus Points plus a Free Night Reward after you spend $3,000 in purchases on the Hilton Honors American Express Surpass Card in your first 6 months of Card Membership. Offer Ends 4/29/2025.12X Hilton Honors Bonus Points for each dollar of eligible purchases charged on your Card directly with a hotel or resort within the Hilton portfolio. | $150
rates & fees |
 | IHG One Rewards Premier Credit Card | 140,000 Bonus Points5 points per $1 spent on purchases on travel, at gas stations, and restaurants. Earn 3 points per $1 spent on all other purchases | $99
rates & fees |
 | IHG One Rewards Traveler Credit Card | 80,000 Bonus Points3 points per $1 spent on purchases on monthly bills, at gas stations, and restaurants. Earn 2 points per $1 spent on all other purchases | $0
rates & fees |
 | Marriott Bonvoy Bevy™ American Express® Card | 155,000 Marriott Bonvoy bonus points after you use your new Card to make $5,000 in purchases within the first 6 months of Card Membership.6X Marriott Bonvoy points for each dollar of eligible purchases at hotels participating in Marriott Bonvoy. | $250
rates & fees |
 | World of Hyatt Business Credit Card | 60,000 Bonus Points after you spend $5,000 on purchases in your first 3 months from account opening.Up to 9 points total per $1 spent at Hyatt - 4 Bonus Points per $1 on qualified purchases at Hyatt hotels & up to 5 Base Points per $1 from Hyatt as a World of Hyatt member1 Bonus Point per $1 spent on all other purchases. | $199
rates & fees |
 | IHG One Rewards Premier Business Credit Card | Our Best Points Offer Ever! Earn up to 200,000 Bonus Points. Earn 140,000 Bonus Points after spending $4,000 on purchases in the first 3 months from account opening. Plus, earn 60,000 Bonus Points after spending a total of $9,000 in the first 6 months from account opening.5 points per $1 spent on purchases on travel, at gas stations, select advertising, and restaurants. Earn 3 points per $1 spent on all other purchases | $99
rates & fees |
 | The Hilton Honors American Express Business Card | Earn 175,000 Hilton Honors Bonus Points after you spend $8,000 in purchases on the Hilton Honors Business Card within the first six months of Card Membership. Offer Ends 4/29/2025.12X Hilton Honors Bonus Points on eligible Hilton purchases.5X Hilton Honors Bonus Points on other purchases made using the Hilton Honors Business Card on the first $100,000 in purchases each calendar year, 3X points thereafter. | $195
rates & fees |
 | Marriott Bonvoy Business® American Express® Card | 6x Marriott Bonvoy points on each dollar of eligible purchases at hotels participating in the Marriott Bonvoy program. | $125
rates & fees |
Editorial Note: The editorial content on this page is prepared by CardBenefit staff. Opinions expressed herein are author's alone, not those of the bank, credit card issuer, airlines or hotels, and have not been reviewed, approved or otherwise endorsed by any of these entities.
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