Posts by CardBenefit
First Tech Federal Credit Union offers $300 on rewards checking after you set up a direct deposit for three consecutive months. You can earn up to 3.50% APY on savings. It also offers 4.75% APY on its promotional 6-month certificate.
Western Alliance Bank offers 4.50% APY on its High Yield Savings, which is 10.7x higher than national average. Excellent rates with no fees. Interest will be compounded daily and credited on the last calendar day of each month. $1 minimum deposit. FDIC insured.
Quontic Bank offers 4.75% APY on its Money Market Account. No monthly or overdraft fees. $100 minimum opening deposit. Your money is FDIC insured to the maximum legal limits and includes advanced security monitoring.
Many credit cards offer bonus rewards in cash back, miles or points. Bonus miles or reward points may be redeemed for flights, hotel nights, or simply shopping gift cards. Below you’ll find some of the best bonus rewards offered by credit cards for consumers and small businesses.
- For a limited time, earn 75,000 bonus ThankYou® Points after spending $4,000 in the first 3 months of account opening, redeemable for $750 in gift cards or travel rewards at thankyou.com.
- Earn 10 Points per $1 spent on Hotels, Car Rentals, and Attractions booked on CitiTravel.com.
- Earn 3 Points per $1 on Air Travel and Other Hotel Purchases, at Restaurants, Supermarkets, Gas and EV Charging Stations.
- Earn 1 Point per $1 spent on all other purchases
- $100 Annual Hotel Benefit: Once per calendar year, enjoy $100 off a single hotel stay of $500 or more (excluding taxes and fees) when booked through CitiTravel.com. Benefit applied instantly at time of booking.
- No expiration and no limit to the amount of points you can earn with this card
- No Foreign Transaction Fees on purchases
Citi Strata Premier Card is a consumer credit card that offers rich bonus and generous rewards on everyday purchases. It gives new card members a bounty of $750 value, which is among the top sign-up bonus rewards that you may receive from a credit card. In addition, it offers 3 ThankYou rewards points for each dollar you spend in grocery, dining, travel, and gas, which are the most common purchases for most consumers.
Chase Sapphire Preferred Card is a travel credit card with a focus on providing outstanding experiences. Setting itself apart, this card allows for a 1:1 transfer of points to a selection of renowned frequent flyer programs. Upon meeting specified spending requirements, you can earn an enticing reward of 60,000 points points with Chase Sapphire Preferred Card. Notably, you can accumulate up to 5 points per dollar spent on travel and 3 points per dollar on dining purchases.
If you are looking for a credit card with easy cash rewards, Citi Double Cash Card is a credit card that gives you $200 bonus cash back and essentially 2% cash back on everything. It is a Mastercard that lets you earn unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases. It has no annual fee and offers 0% intro APR on balance transfers for 18 months.
Credit cards allow you to borrow money up to a pre-set limit for your purchases or balance transfers. Card issuers will charge interest if you do not pay off your full statement balance by the payment deadline. You will be charged for late fees if you miss payment due dates. The convenience of using credit cards as a payment option comes with the potential cost of fees and interest. But if you use credit cards properly, you can save money in many ways.
U.S. Bank is the fifth-largest bank in the United States. It offers merchant service that enables businesses to accept credit and debit card payments. It gives convenient payment options that customers can choose from and it provides tools to properly process payments.