Posts by CardBenefit


  • No Employment or Credit Check
  • Bad Credit, No Credit? No Problem!
  • Fast and Easy Application
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  • Now with higher credit limits
  • Increase your access to available credit
  • Higher limit than before, still no security deposit required!
  • Greater access to credit than before
  • Less than perfect credit is okay
  • Mobile account access at any time
  • Account history is reported to the three major credit bureaus in the U.S.

  • Overdraft protection up to $200 with opt-in and eligible direct deposit*
  • No monthly fees with eligible direct deposit, otherwise $5 per month
  • Earn up to 7% cash back when you buy eGift Cards in the app
  • Get your pay up to 2 days early - Get your government benefits up to 4 days early.*
  • High-yield savings account, 4.50% APY paid quarterly on savings up to $5,000.*
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    Topics:

    Grow your credit history with responsible use of credit and on-time payments! Quite a few credit cards offer bonus and cash rewards for people who have fair or average credit. You may earn cash rewards while building credit.


    You may earn cash rewards on all online purchases. Both Wells Fargo Active Cash Card and Citi Double Cash Card offer unlimited 2% cash back on every purchase, including online purchases. Both cards offer a $200 sign-up bonus. A few other cards offer 3% or more cash rewards on online purchases, with a cap on quarterly or yearly purchases.


    • Choose the First Latitude Assent Card and enjoy $0 Annual Fee!
    • Secure your credit line with your refundable security deposit - choose from $200- $2,000. With the ability to increase up to $5,000 over time!
    • Earn 1% Cash Back Rewards on payments made to your First Latitude Secured credit card account.
    • Designed to push you forward on your credit building journey with $0 Annual Fee.
    • Build your credit history across 3 major credit reporting agencies: Experian, Equifax, and TransUnion.†
    • All credit types welcome to apply!
    • †Cardholders who keep their balance low and pay their credit card bill on time every month typically do see an increase in their credit score.
    • *See Important Disclosures for complete offer details

    • Choose our First Latitude Elite Card for a lower annual APR!
    • Apply now and fund your security deposit over 90 days with the option to make partial payments.
    • Earn 1% Cash Back Rewards on payments made to your First Latitude Secured credit card account.
    • Build your credit history across 3 major credit reporting agencies: Experian, Equifax, and TransUnion.†
    • No minimum credit score required for approval!
    • Secure your credit line with a refundable security deposit - as low as $200 to get started!
    • †Cardholders who keep their balance low and pay their credit card bill on time every month typically do see an increase in their credit score.
    • *See Important Disclosures for complete offer details

    • Must be a USAA® member, or become a member, to apply. USAA proudly offers membership to current and former military, as well as their spouses and dependents.
    • Intro Offer: Earn 30,000 bonus points ($300 travel value) after spending $3,000 on qualifying purchases within 90 days of account opening.
    • 3X points on travel purchases - triple your points on tolls, rideshares, hotels, vacation rentals, flights and more.
    • 2X points on everyday purchases - double your points on groceries, gas, dining, bills and more.
    • Earn a one-time $95 statement credit when you make your first purchase within 90 days of account opening.
    • Earn 10,000 bonus points every year - applies after you complete eligible hotel or car booking. That's equal to a $100 travel value.
    • Up to $120 credit towards TSA PreCheck® or Global Entry® fee every four years.
    • Enjoy valuable travel benefits and protection, including Auto Rental Coverage, Travel Accident Coverage, Trip Interruption Coverage, Baggage Delay Reimbursement, Purchase Security and Cell Phone Protection.
    • No foreign transaction fees.
    • Points never expire for the life of the account and there are no spend caps on point earning.
    • Redeem points your way, on your schedule.
    • A fee of 5% of the amount of each balance transfer, cash advance and convenience check applies.
    • 19.40% to 27.65% variable regular APR.
    • $95 annual fee.
    • See Rates and Fees for details.