Best Credit Cards for Earning Bonus Cash with Minimum Required Spending

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A few credit cards actually offer new card members a rich bonus of $200 after a minimal $500 is spent on purchases within the first 3 months. This is a whopping 40% cash back on the first $500 charged to your credit card. In addition, many of these credit cards also offer 2% cash back on purchases, 0% introductory APR, and have no annual fee.

Credit Cards that Offer $200 Bonus after $500 is Spent

Here is a quick rundown of the top credit cards that offer $200 bonus cash after you spend $500 within the first few months.

Similar Credit Cards that Offer $200+ Bonus after qualified spending

You may also consider a few other credit cards with similar bonus rewards that let you earn $200 or more bonus after qualified spending of between $1,000 and $6,000.

Citi Credit Cards

Credit CardCredit Card BonusAnnual Fee
Citi Strata Premier Card

Citi Strata Premier Card

For a limited time, earn 75,000 bonus ThankYou Points after spending $4,000 in the first 3 months of account opening, redeemable for $750 in gift cards or travel rewards at thankyou.com.$95
rates & fees
Citi Double Cash Card

Citi Double Cash® Card

$200 cash back after you spend $1,500 on purchases in the first 6 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou Points, which can be redeemed for $200 cash back.$0
rates & fees
Citi Rewards+ Card

Citi Rewards+® Card

20,000 bonus points after you spend $1,500 in purchases with your card within 3 months of account opening; redeemable for $200 in gift cards at thankyou.com$0
rates & fees
Citi Custom Cash Card

Citi Custom Cash® Card

$200 cash back after you spend $1,500 on purchases in the first 6 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou Points, which can be redeemed for $200 cash back.$0
rates & fees

Chase Credit Cards

Credit CardCredit Card BonusAnnual Fee
Chase Sapphire Preferred Card

Chase Sapphire Preferred® Card

60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening.$95
Chase Freedom Unlimited

Chase Freedom Unlimited®

Earn an additional 1.5% cash back on everything you buy (on up to $20,000 spent in the first year) - worth up to $300 cash back!$0
Ink Business Cash Credit Card

Ink Business Cash® Credit Card

$350 when you spend $3,000 on purchases in the first three months and an additional $400 when you spend $6,000 on purchases in the first six months after account opening$0
Ink Business Unlimited Credit Card

Ink Business Unlimited® Credit Card

$750 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening$0

American Express Credit Cards

Credit CardCredit Card BonusAnnual Fee
Blue Cash Preferred Card from American Express

Blue Cash Preferred® Card from American Express

$250 statement credit after you spend $3,000 in eligible purchases on your new Card within the first 6 months.$0 intro annual fee for the first year, then $95.
rates & fees
Blue Cash Everyday Card from American Express

Blue Cash Everyday® Card from American Express

$200 statement credit after you spend $2,000 in purchases on your new Card within the first 6 months.$0
rates & fees
The American Express Blue Business Cash Card

The American Express Blue Business Cash™ Card

$250 statement credit after you make $3,000 in purchases on your Card in your first 3 months.$0
rates & fees

USAA Credit Cards

Credit CardCredit Card BonusAnnual Fee
USAA Preferred Cash Rewards Credit Card

USAA Preferred Cash Rewards Credit Card

Earn a $200 reward bonus when you spend $1,000 on qualifying purchases within 90 days of account opening.$0
(rates & fees)
USAA Eagle Navigator Credit Card

USAA Eagle Navigator® Credit Card

Earn 30,000 bonus points ($300 travel value) after spending $3,000 on qualifying purchases within 90 days of account opening.$95
(rates & fees)

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