Best Travel Credit Card of January 2025

Citi Strata Premier Card: 3% Rewards + $750 Bonus + $100 Hotel Credit

Our partner, Citibank, is offering Citi Strata Premier^℠ Card, which gives out a rich bonus of 75,000 points, redeemable for $750 in cash rewards at thankyou.com. You can earn 10 points per dollar spent on hotels, car rentals, and attractions booked on CitiTravel.com. You can also earn 3 points for every dollar you spend at supermarkets, restaurants, gas stations, airlines, and other hotels. Citi Strata Premier Card lets you enjoy $100 off a single hotel stay of $500 or more once each calendar year, when it is booked through CitiTravel.com. The card has no foreign transaction fees, which saves you money when you travel abroad.

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Citi Strata Premier^℠ Card

• For a limited time, earn 75,000 bonus ThankYou^® Points after spending $4,000 in the first 3 months of account opening, redeemable for $750 in gift cards or travel rewards at thankyou.com.
• Earn 10 Points per $1 spent on Hotels, Car Rentals, and Attractions booked on CitiTravel.com.
• Earn 3 Points per $1 on Air Travel and Other Hotel Purchases, at Restaurants, Supermarkets, Gas and EV Charging Stations.
• Earn 1 Point per $1 spent on all other purchases
• $100 Annual Hotel Benefit: Once per calendar year, enjoy $100 off a single hotel stay of $500 or more (excluding taxes and fees) when booked through CitiTravel.com. Benefit applied instantly at time of booking.
• No expiration and no limit to the amount of points you can earn with this card
• No Foreign Transaction Fees on purchases

Intro APR

N/A

Intro APR Period

N/A

Annual Fee (rates & fees)

$95

Credit Needed

Excellent, Good

Other Rewards Credit Cards with Best Travel Rewards

Many other credit cards are also offering excellent rewards or cash back on travel purchases. Here are the credit cards that give out good travel rewards and rich bonus.

Travel Rewards Credit Cards

Credit Card		Bonus and Rewards	Annual Fee
	Chase Sapphire Preferred® Card	60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. Enjoy benefits such as 5x on travel purchased through Chase Travel, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases, $50 Annual Chase Travel Hotel Credit, plus more.	$95
	Citi Double Cash® Card	$200 cash back after you spend $1,500 on purchases in the first 6 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back. 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases. To earn cash back, pay at least the minimum due on time. Plus, a special travel offer, earn 5% total cash back on hotel, car rentals and attractions booked on the Citi Travel℠ portal through 12/31/25.	$0 rates & fees
	Delta SkyMiles® Gold American Express Card	50,000 Bonus Miles after you spend $2,000 in eligible purchases on your new Card in your first 6 months of Card Membership. 2X Miles on Delta purchases, at U.S. Supermarkets and at restaurants worldwide, including takeout and delivery in the U.S. Earn 1X Miles on all other eligible purchases.	$0 introductory annual fee for the first year, then $150. rates & fees
	Chase Sapphire Reserve®	60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. 5x total points on flights and 10x total points on hotels and car rentals when you purchase travel through Chase Travel immediately after the first $300 is spent on travel purchases annually. Earn 3x points on other travel and dining & 1 point per $1 spent on all other purchases	$550