Blog

Upgrade helps you make smart financial decisions to help you reach your goals without getting trapped by endless revolving credit card debt, or sidetracked by sneaky banking fees.


Costco is a warehouse for family and small business to make purchases in bulk. If you like to use Costco for many of your business purchases, Costco Anywhere Visa Business Card is great credit card. Although it does not offer a sign-up bonus, it offers business owners up to 5% cash back on gas purchases, 3% cash back on restaurants and travel purchases, and 2% cash back on all other purchases from Costco. In addition, the Costco Anywhere Visa Business Card has no annual fee with paid Costco membership and has no foreign transaction fees.


First Tech Federal Credit Union offers $300 on rewards checking after you set up a direct deposit for three consecutive months. You can earn up to 3.50% APY on savings. It also offers 4.75% APY on its promotional 6-month certificate.

Topics: ,

Western Alliance Bank offers 4.50% APY on its High Yield Savings, which is 10.7x higher than national average. Excellent rates with no fees. Interest will be compounded daily and credited on the last calendar day of each month. $1 minimum deposit. FDIC insured.

Topics:

Quontic Bank offers 4.75% APY on its Money Market Account. No monthly or overdraft fees. $100 minimum opening deposit. Your money is FDIC insured to the maximum legal limits and includes advanced security monitoring.

Topics:

Many credit cards offer bonus rewards in cash back, miles or points. Bonus miles or reward points may be redeemed for flights, hotel nights, or simply shopping gift cards. Below you’ll find some of the best bonus rewards offered by credit cards for consumers and small businesses.


With over 85 years of history and more than $19 billion in assets, Alliant Credit Union is the largest credit union in Illinois and one of the largest in the U.S. Its industry-leading financial products, seamless digital experiences and exceptional customer service make banking simpler for over 800,000 members.


KeyBank is an American bank headquartered in Cleveland, Ohio, and the 25th largest bank in the United States. The company today operates over 1,000 branches and 40,000 ATMs, mostly concentrated in the Midwest and Northeast United States, though also operates in the Pacific Northwest as well as in Alaska, Colorado, ...


Citi Strata Premier Card is a consumer credit card that offers rich bonus and generous rewards on everyday purchases. It gives new card members a bounty of $750 value, which is among the top sign-up bonus rewards that you may receive from a credit card. In addition, it offers 3 ThankYou rewards points for each dollar you spend in grocery, dining, travel, and gas, which are the most common purchases for most consumers.


Chase Sapphire Preferred Card is a travel credit card with a focus on providing outstanding experiences. Setting itself apart, this card allows for a 1:1 transfer of points to a selection of renowned frequent flyer programs. Upon meeting specified spending requirements, you can earn an enticing reward of 60,000 points points with Chase Sapphire Preferred Card. Notably, you can accumulate up to 5 points per dollar spent on travel and 3 points per dollar on dining purchases.