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First Tech Rewards Checking^®

• Set up a direct deposit for three consecutive months, and you'll earn up to $300 bonus.
• Earn up to 3.50% Annual Percentage Yield (APY)* with your First Tech Rewards Checking^® and First Tech Rewards Savings^® accounts.
• Dividends will be compounded monthly and will be credited monthly
• Earn more rewards with the First Tech Rewards Checking and Savings
• First Tech Federal Credit Union is federally insured by the National Credit Union Administration (NCUA)

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First Tech 6-Month Certificate

• Promotional 6-Month Certificate Offer: Earn 4.60% Annual Percentage Yield (APY)* effective 01/03/2025
• New Money Offer: Get one of the highest rates in the country
• A minimum opening balance of $500
• Competitive savings rates
• Your certificate dividends compound every month
• Your certificate will automatically rollover when certificate reaches maturity with a 10-day grace period
• First Tech Federal Credit Union is federally insured by the National Credit Union Administration (NCUA)

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Western Alliance Bank - High Yield Savings

• Open a Western Alliance Bank Savings Account and get 4.40% APY* - that's 10.5x higher than national average!
• Excellent rates with NO fees.
• Interest will be compounded daily and credited on the last calendar day of each month.
• FDIC insured. $1 minimum deposit. 24/7 online access.
• Special opportunity for consumers to save with the nation's top commercial bank.

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Quontic Money Market Account

• Earn 4.75% Annual Percentage Yield with a Quontic Money Market Account
• Let our highest yield savings account do all of the work.
• Open an account online in just 3 minutes and with only $100 opening deposit.
• No Monthly or Overdraft Fees
• Limit of 6 withdrawals per statement cycle.
• Your money is FDIC insured to the maximum legal limits and includes advanced security monitoring.

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Quontic High Interest Checking

• Earn 1.10% APY on all balance tiers when you make at least 10 qualifying debit card point of sale transactions of $10 or more per statement cycle.
• If the qualifying activity requirement is NOT fulfilled, the interest rate paid on the entire balance will be 0.10% APY.
• Accrue an APY that's over 27x higher than the national average.
• Open an account online in just 3 minutes and with only $100 opening deposit.
• No Monthly or Overdraft Fees
• Your eligible deposit accounts are protected and FDIC insured.

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Alliant Credit Union CD's - up to 4.30% APY

• Low minimum deposit of only $1,000; no maximum⁵⁷
• Jumbo certificates may be available for a higher rate if you deposit $75,000 or more⁵⁷
• Choose from a variety of maturity dates including 12-month and 60-month terms⁵⁷
• Dividends compounded every month and at maturity⁵⁷
• Funds are insured up to $250,000 by NCUA
• Alliant Credit Union is a not-for-profit financial cooperative, which means that all of our members are also owners. Our members-first philosophy has always served us well. With over 85 years of history and more than $19 billion in assets, Alliant Credit Union is the largest credit union in Illinois and one of the largest in the nation. Our excellent online, mobile and phone banking services, combined with our full suite of competitive products, make banking simpler for our 800,000+ members nationwide.
  
  Disclosure 57. See https://www.alliantcreditunion.org/disclosures#certificates for disclosure details.

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Key Smart Checking^®

• Earn $300 after qualified activities until 05.16.25 with the no-monthly-maintenance-fee Key Smart Checking^®.
• Open a Key Smart Checking^® account online by May 16, 2025.
• Make the minimum opening deposit of $10, plus one single eligible direct deposit of at least $1,000 within the first 60 days of account opening.
• Your $300 cash bonus will be deposited into your account within 60 days of meeting requirements. Account must not be closed at the time of gift payment.
• Earn better interest rates on savings and money market accounts, more cash back, loan discounts and more with KeyBank's Relationship Benefits.
• Get paid up to two days early with eligible direct deposits to a KeyBank account.
• Use EasyUp^® to build up savings or pay down debt without even thinking about it.
• If your account's overdrawn by $20 or less at the end of the day, you won't see an overdraft fee from KeyBank.
• Set custom account alerts so you can receive text or email updates about the account information that's important to you.
• Deposit checks in the mobile app, pay bills, send money, lock/unlock cards and more.
• Geographic restrictions apply and account opening is subject to approval. Offer is available in these states: AK, CO, CT, ID, IN, ME, MA, MI, NY, OH, OR, PA, UT, VT, WA

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Valley Direct High Yield Savings

• Open a Valley Direct High Yield Savings account and get 3.75% APY
• $1 minimum account opening deposit required
• Quickly and securely open your account online
• No monthly maintenance fees
• Deposit products and services are offered by Valley National Bank.
• FDIC insurance up to $250,000 per depositor, for each account ownership category

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Most savings accounts in large banks do not give you much interest these days. How to grow your savings then? To build your wealth, you should consider CIT Bank’s high-yield banking offerings such as CIT Platinum Savings. Your money can grow at a much faster pace of up to 4.35% APY with a CIT Platinum Savings account.

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CIT Platinum Savings

• Open a Platinum Savings account and get 4.35% APY with a balance of $5,000 or more
• Earn 10x the National Average APY on balances of $5,000 or more
• Your CIT Bank account is FDIC insured, which means it's secure
• CIT Bank's mobile app makes it easy to manage your account
• No account opening or monthly services fees, so you can keep what you earn.
• Opening a Platinum Savings account takes about five minutes on your computer or mobile phone
• CIT Bank is a division of First-Citizens Bank & Trust Company, a member of the Federal Deposit Insurance Corporation (FDIC), which means your deposit accounts are insured up to $250,000 per depositor, for each account ownership category.

How to Qualify for 4.35% APY

CIT Platinum Savings is a savings account with tiered interest rates. Specifically, you can earn 4.35% APY on account balances of $5,000.00 or more. And for balances of up to $4,999.99, you can still receive 0.25% APY on interest earnings with CIT Platinum Savings. Alternatively, if you have a balance of less than $5,000, you may go with CIT Bank Savings Connect to earn a higher 4.00% APY. See more details below.

You will receive compounded interest on a daily basis, which allows you to accrue interest earnings for every single day until you make a withdrawal. Your daily interest is based on the interest rate and APY in effect that day for the tier associated with your account balance at the end of day. Interest rates for CIT Platinum Savings are variable and they may change without notice.

It is also easy to open a new CIT Platinum Savings account, as the minimum opening deposit of a Platinum Savings account is merely $100.

Friendly Features

As for fees, there is no account opening or monthly services fees. In addition, CIT Platinum Savings provides convenience of 24/7 digital access. You can access and manage your accounts easily online or on-the-go with the mobile app, anytime, with no bank hours to worry about. For example, you can view statements, transfer money, pay bills, deposit checks, set debit card alerts and more with CIT digital banking. With CIT Bank, your bank is as close as your mobile device or computer.

CIT Bank is recognized for delivering the most humanized experience in banking, too. It is ranked #1 in the nation in 2022 for humanizing the customer experience in a recent survey conducted by American Banker and the creative experience agency Monigle.

CIT Bank – a Banking Brand that You can Trust

CIT Bank is a division of First-Citizens Bank & Trust Company, a U.S.-based bank with 125 years of history. Founded in 1908, CIT Bank was a public traded company listed on the New York Stock Exchange before it merged with First Citizens Bank in 2022. CIT Bank’s parent company, First Citizens BancShares Inc. (NASDAQ: FCNCA), is a top 20 U.S. financial institution with more than $100 billion in assets. CIT Bank is a bank you can rely on.

CIT Bank provides online banking for all customers. New customers in any part of the United States can open and then manage their CIT Bank savings accounts online. You can also manage deposits and withdrawals via inter-bank electronic transfers or wire transfers.

First Citizens Bank is a member of the Federal Deposit Insurance Corporation (FDIC), which insures your deposit accounts at CIT Bank up to $250,000 per depositor, for each account ownership category.

Why We Recommend CIT Bank’s Platinum Savings

In today’s market, the 4.35% interest on a savings account with a balance of $5,000 or more is one of the best options for money-conscious consumers. CIT Bank is a division of First Citizens Bank, the largest family-controlled bank in the United States. CIT Bank is accessible to remote customers via its online banking system. In addition, it provides telephone customer service during regular business hours.

Give yourself a head start on your personal finance by opening a Platinum Savings account at CIT Bank. You can then leave your money in the account to quietly accrue earnings with one of the nation’s leading annual yields. It will be a smart investment choice that you make to steadily grow your wealth.

Alternative Banking Offers

If you are also interested in other savings or checking accounts, you may check out the following FDIC-Insured banking offers.

Banking Offers on Savings and CDs

Savings and CDs		Annual Yield	Opening Deposit
	CIT Bank Savings Connect	Earn 4.00% APY with a Savings Connect account that is even more rewarding.	Minimum of $100 to open your account
	CIT Bank No-Penalty CD	Open a No-Penalty 11-Month CD account and get 3.50% APY. Lock in a great rate for 11 months. If you need your funds prior to the maturity date, you can withdraw your money - including any interest earned - beginning seven days after the funds have been received. No penalty. No problem.	$1,000 minimum opening deposit
	CIT Bank 6 Month CD	Lock in a great rate of 3.00% APY for 6 months	$1,000 minimum opening deposit

The post Grow Your Wealth with a CIT Bank Platinum Savings Account appeared first on CardBenefit.

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Axos Basic Business Checking

• Open a business checking account by January 31 and get up to $400 when you use promo code NEW400 on your application.*
• No initial deposit or minimum balance requirements
• No monthly maintenance fees
• Unlimited Transactions
• Unlimited domestic ATM fee reimbursements
• Free domestic and international incoming wires. You also get two reimbursed outgoing wires monthly.
• Small business banking, simplified. Get the most value from your checking account.

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Axos Business Premium Savings

• Save more, pay lower fees, and get a limited-time bonus up to $375 with a 4.01% APY* Business Premium Savings account. Use promo code BPS375.
• Free domestic and international incoming wires
• No monthly maintenance fee
• No minimum opening deposit
• No average daily balance requirement
• Business deposit accounts FDIC insured up to $250k

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CIT Platinum Savings

• Open a Platinum Savings account and get 4.35% APY with a balance of $5,000 or more
• Earn 10x the National Average APY on balances of $5,000 or more
• Your CIT Bank account is FDIC insured, which means it's secure
• CIT Bank's mobile app makes it easy to manage your account
• No account opening or monthly services fees, so you can keep what you earn.
• Opening a Platinum Savings account takes about five minutes on your computer or mobile phone
• CIT Bank is a division of First-Citizens Bank & Trust Company, a member of the Federal Deposit Insurance Corporation (FDIC), which means your deposit accounts are insured up to $250,000 per depositor, for each account ownership category.

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CIT Bank Savings Connect

• Earn 4.00% APY with a Savings Connect account that is even more rewarding.
• Get a competitive rate on your Savings Connect account, 9x the National Average
• Minimum of $100 to open your account
• With the CIT Bank mobile app, deposit checks from your mobile device and make transfers easily
• Interest Rates for the Savings Connect Account are variable and may change at any time without notice.
• CIT Bank is your partner in savings. There are no account opening or monthly service fees for savings accounts.
• CIT Bank is a division of First-Citizens Bank & Trust Company which is a member of the Federal Deposit Insurance Corporation (FDIC) which means your deposit accounts are insured up to $250,000 per depositor, for each account ownership category.

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CIT Bank No-Penalty CD

• Open a No-Penalty 11-Month CD account and get 3.50% APY.
• Lock in a great rate for 11 months. If you need your funds prior to the maturity date, you can withdraw your money - including any interest earned - beginning seven days after the funds have been received. No penalty. No problem.
• $1,000 minimum opening deposit
• No withdrawals are permitted during the first 6 days following the receipt of funds.
• Daily compounding interest
• No service fees
• Your CIT Bank account is FDIC insured, which means it's secure
• CIT Bank is a division of First-Citizens Bank & Trust Company which is a member of the Federal Deposit Insurance Corporation (FDIC) which means your deposit accounts are insured up to $250,000 per depositor, for each account ownership category.

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CIT Bank 13-Month CD

• Save for your goals with a 13-Month CD of 3.50% APY
• Open a 13-Month CD in about 5 minutes. Earn a competitive rate and achieve your short-term goals.
• Skip the drama of market volatility. A 13-Month CD is a great way to reach your savings goals with a guaranteed rate for 13 months.
• $1,000 minimum opening deposit
• Daily compounding interest to maximize your earning potential
• No account opening or maintenance fees
• FDIC insured
• Set up and manage your beneficiaries online or through the mobile app
• CIT Bank is a division of First-Citizens Bank & Trust Company which is a member of the Federal Deposit Insurance Corporation (FDIC) which means your deposit accounts are insured up to $250,000 per depositor, for each account ownership category.
• A penalty may be imposed for early withdrawal of principal, and any early withdrawal (principal or interest) will reduce earnings.

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CIT Bank 6 Month CD

• Lock in a great rate of 3.00% APY for 6 months
• $1,000 minimum opening deposit
• No account opening or maintenance fees
• Daily compounding interest to maximize your earning potential
• A penalty may be imposed for early withdrawal of principal, and any early withdrawal (principal or interest) will reduce earnings.
• Set up and manage your beneficiaries online or through the mobile app
• Your CIT Bank account is FDIC insured, which means it's secure
• CIT Bank named #1 in delivering the most humanized experience in banking
• CIT Bank is a division of First-Citizens Bank & Trust Company, a member of the Federal Deposit Insurance Corporation (FDIC), which means your deposit accounts are insured up to $250,000 per depositor, for each account ownership category.

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CIT Bank 18-Month CD

• Save for your goals with a 18-Month CD of 3.00% APY
• $1,000 minimum opening deposit
• Lock in a high-yield rate for 18 months
• Daily compounding interest to maximize your earning potential
• No account opening or maintenance fees
• Your CIT Bank account is FDIC insured, which means it's secure
• Set up and manage your beneficiaries online or through the mobile app
• CIT Bank is a division of First-Citizens Bank & Trust Company which is a member of the Federal Deposit Insurance Corporation (FDIC) which means your deposit accounts are insured up to $250,000 per depositor, for each account ownership category.
• A penalty may be imposed for early withdrawal of principal, and any early withdrawal (principal or interest) will reduce earnings.

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CIT Bank Money Market Account

• Open a Money Market account today and receive 1.55% APY*, which is 3 times the national average rate**
• Access your money easily with Zelle^® & Bill Pay.
• Your CIT Bank account is FDIC insured, which means it's secure.
• No monthly service fees.
• CIT Bank is a division of First Citizens Bank & Trust Company which is a member of the Federal Deposit Insurance Corporation (FDIC) which means your deposit accounts are insured up to $250,000 per depositor, for each account ownership category.

The post CIT Bank Savings and CD Accounts appeared first on CardBenefit.

Most savings accounts do not earn much interest these days. For example, yields of savings accounts in large banks such as Chase, Bank of America, Citibank, and Wells Fargo, are very low. How to grow your savings? To build your wealth, you should consider CIT Bank’s high-yield banking offerings such as 4.00% APY Savings Connect accounts. Your money can grow at a much faster pace with 4.00% annual yield.

CIT Bank’s 4.00% APY Savings Connect Account is a savings account with 24/7 digital access. You only need to make a deposit of $100 to open your account. You will earn the high annual yield rate of 4.00%.

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CIT Bank Savings Connect

• Earn 4.00% APY with a Savings Connect account that is even more rewarding.
• Get a competitive rate on your Savings Connect account, 9x the National Average
• Minimum of $100 to open your account
• With the CIT Bank mobile app, deposit checks from your mobile device and make transfers easily
• Interest Rates for the Savings Connect Account are variable and may change at any time without notice.
• CIT Bank is your partner in savings. There are no account opening or monthly service fees for savings accounts.
• CIT Bank is a division of First-Citizens Bank & Trust Company which is a member of the Federal Deposit Insurance Corporation (FDIC) which means your deposit accounts are insured up to $250,000 per depositor, for each account ownership category.

CIT Bank – a Banking Brand that You can Trust

CIT Bank is a U.S.-based bank with over 100 years of history. It was founded in St. Louis, Missouri in 1908. It was a public traded company listed on the New York Stock Exchange before it merged with First Citizens Bank in 2022. CIT Bank’s parent company, First Citizens BancShares Inc. (NASDAQ: FCNCA), is a top 20 U.S. financial institution with more than $100 billion in assets. CIT Bank is the bank that you can rely on. To learn more about CIT’s background, you can visit CIT’s website.

CIT Bank provides online banking for all customers. New customers in any part of the United States can open and then manage their CIT Bank savings accounts online. Deposits and withdrawals can be managed via inter-bank electronic transfers, checks, or wire transfers. CIT Bank provides FDIC (Federal Deposit Insurance Corporation) insurance on all bank accounts, which gives you insurance coverage to keep you free of any financial loss of up to 250,000 U.S. dollars.

Why We Recommend CIT Bank’s Savings Connect

In the today’s market, the 4.00% interest on savings from CIT Bank is the best option for money-conscious consumers. CIT Bank is a division of First Citizens Bank, the largest family-controlled bank in the United States with hundreds of brick and mortar branches. CIT Bank is accessible to remote customers via its online banking system. In addition, it provides telephone customer service during regular business hours.

Give yourself a head start on your personal finance by opening a Savings Connect account at CIT Bank. You can then leave your money in the account to quietly accrue earnings with the nation’s leading annual yield. It will be a smart investment choice you make to steadily grow your wealth.

The post Grow Your Wealth with a CIT Bank Savings Connect Account appeared first on CardBenefit.