Credit Card Rewards
Cash back credit cards let you earn cash rewards on everyday purchases at supermarkets, gas stations, restaurants, and department stores. In addition to cash rewards, many credit cards also feature rich sign-up bonus, 0% intro APR, and no annual fee. Check out the best cash back credit cards for consumers and small businesses.
The new Amex Blue Cash Preferred offers $350 bonus, with 20% back on Amazon.com purchases of up to $200 back and another $150 bonus after you spend $3,000 in the first 6 months. It also offers 6% cash back at U.S. supermarkets on up to $6,000 per year in purchases, 6% back on streaming services, 3% cash back on gas and transit. It has no annual fee in the first year.
Cash back credit cards help you earn extra rewards for purchases at supermarkets, gas stations, online stores, and restaurants. Bank of America Customized Cash Rewards credit card offers $200 bonus cash. You only need to spend $1,000 on purchases in the first 90 days of account opening to qualify for the $200 bonus. In addition, you can earn 3% cash back in the spending category of your choice: gas, online shopping, dining, travel, drug stores, or home improvement/furnishings, and 2% at grocery stores and wholesale clubs.
Many travel cards offer rich bonus miles or points, which can be redeemed for statement credit to pay off travel expenses such as airlines, hotels, car rentals, cruises, etc. In addition, with travel credit cards, you may enjoy perks such as free check bags, priority boarding, Global Entry, no foreign transaction fees, and more. Check out some of the best travel cards.
Cash back credit cards let you earn cash rewards on everyday purchases at supermarkets, gas stations, restaurants, and department stores. Many cash back credit cards also offer a generous welcome bonus. Below you'll find the best cash back credit cards for consumers and small businesses.
Do you know that you only need to spend $1000 on a new credit card to get a bonus of $150? Yes, a few credit cards actually offer new card members a rich bonus of $150 after a minimal $1000 is spent on purchases within the first 3 months. This is a whopping 15% cash back on the first $1000 charged to your credit card. In addition, many of these credit cards also offer cash back on purchases, 0% introductory APR, and have no annual fee.
Priority Pass is a leading airport lounge access program since 1992, providing travelers with access to airport VIP lounges around the world, regardless of the class of travel or airline flown. With over 1,200 airport lounges worldwide, Priority Pass offers access to the largest network of airport lounges in the world. If you are a cardholder of Mastercard Gold Card or Mastercard Black Card, you will automatically receive a complimentary Priority Pass Select membership, which allows you and your travel companions to enjoy unlimited visits to participating Priority Pass airport lounges.
If you have poor credit, you can apply for subprime cards that are designed to help rebuild your credit history. Many subprime cards will accept you even if your credit score is low. You just need to complete your application with correct personal information. Once you are approved for a new credit card account, your responsible payment records will be reported to major credit bureaus, which improves your credit.
Cash rewards credit cards offer a range of benefits for individuals making purchases. These cards provide an immediate monetary return on spending, allowing users to earn a percentage of their purchases back in cash. The simplicity and transparency of cash back rewards make them easy to understand, with flexible redemption options such as statement credits or direct deposits. Some cash rewards credit cards also offer bonus cash back in specific spending categories, providing an opportunity to maximize rewards. Additionally, the potential for no annual fees makes cash rewards credit cards a cost-effective choice for those seeking tangible returns on their purchases.
After decades in the workforce, retirees finally have freedom to choose how to spend their time. For most seniors, retirement is the ideal time to take on extended travel adventures, including international travel. Most consumer cards charge around 3% of purchase prices on foreign purchases. However, there are a few travel credit cards that waive foreign transaction fees. Just carry these credit cards and use them for purchases abroad, you will not incur the foreign transaction fees. In addition, some credit cards offer lucrative travel rewards or bonus.