Credit Score
Having a good credit score is important to your financial health; the tips listed will help you on your way to improving and maintaining your credit score.
When it's time to make big life decisions such as buying a car or putting a downpayment on a house, having a good credit score is going to be a crucial factor. Learn about credit scores today.
It takes patience and persistence to bulid good credit score. If you pay your bills on time and keep your card balances low over the long haul, you will be rewarded with a solid score. But what about quick fixes? There are a few sneaky ways to legitimately to boost your credit score. Read more for details.
A credit inquiry is a notation whereby a bank or credit-issuing institution requests an individual’s credit report to evaluate their “creditworthiness”, or likelihood to repay money that is lent to them. There are two types of inquiries: hard inquiries and soft inquiries. Only hard inquiries can negatively affect your ...
A credit score is a mathematical model used by a majority of banks to evaluate a person’s financial reliability or credit risk. The score gives lenders a “lend/reject” answer for people applying for credit or loans. A credit score is also commonly referred to as a FICO Score (Fair ...
Do you know the Fair Credit Reporting Act (FCRA) requires each of the nationwide consumer reporting companies — Equifax, Experian and TransUnion — to provide you with a free copy of your credit report, at your request, once every 12 months. The Federal Trade Commission (FTC), the nation’s consumer protection agency, ...