RedditDo you know that you only need to spend $500 on a new credit card to get a bonus of as much as $200? Yes, this is right. With a few credit cards, you may receive a cash bonus of $200 after spending just $500 – a whopping reward of 40% of the first $500 charged to your credit card.
Best Credit Card Bonus for Consumer Cards: $200 bonus after $500 is spent
Wells Fargo offers a credit card that provides a $200 bonus once you spend $500 on purchases within the first 3 months of opening the account. Beyond the initial bonus, this card offers an ongoing benefit of unlimited 2% cash rewards on your everyday purchases, all without an annual fee.
| Credit Card | Credit Card Bonus | Annual Fee | |
|---|---|---|---|
 | Wells Fargo Active Cash® Card | $200 cash rewards bonus after spending $500 in purchases in the first 3 months. | $0 rates & fees |
Similar Credit Card Bonus: $200 cash bonus after up to $2,000 is spent
Several credit cards provide a comparable $200 bonus after spending up to $2,000 within the initial 3 or 6 months. Although the spending threshold is slightly higher than $500, it remains easily achievable.
| Credit Card | Credit Card Bonus | Annual Fee | |
|---|---|---|---|
 | Citi Custom Cash® Card | $200 cash back after you spend $1,500 on purchases in the first 6 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou Points, which can be redeemed for $200 cash back. | $0 rates & fees |
 | Citi Double Cash® Card | $200 cash back after you spend $1,500 on purchases in the first 6 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou Points, which can be redeemed for $200 cash back. | $0 rates & fees |
 | Blue Cash Everyday® Card from American Express | $200 statement credit after you spend $2,000 in purchases on your new Card within the first 6 months. | $0 rates & fees |
 | USAA Preferred Cash Rewards Credit Card | Earn a $200 reward bonus when you spend $1,000 on qualifying purchases within 90 days of account opening. | $0 (rates & fees) |
 | Choice Rewards World Mastercard® | 20,000 bonus Rewards Points when you spend $3,000 in the first 60 days | $0 |
Other Credit Cards with Sign-up Bonus
While not all other credit cards offer $200 bonus after $500 is spent, some cards give out richer bonus after you meet higher spending requirements. For example, quite a few credit cards offer a bonus valued at $500 or more. And some other cards offer a bonus valued at $250 after $1,000 is spent.
$500 Credit Card Bonus or More
| Credit Card | Credit Card Bonus | Annual Fee | |
|---|---|---|---|
 | Citi Strata Premier℠ Card | 70,000 bonus ThankYou Points after spending $4,000 in the first 3 months of account opening, redeemable for $700 in gift cards or travel rewards at thankyou.com | $95 rates & fees |
 | Chase Sapphire Preferred® Card | 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. | $95 |
 | American Express® Gold Card | 60,000 Membership Rewards points after you spend $6,000 on eligible purchases on your new Card in your first 6 months of Card Membership. | $325 rates & fees |
 | Chase Sapphire Reserve® | 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. | $550 |
 | The Platinum Card® from American Express | 80,000 Membership Rewards Points after you spend $8,000 on eligible purchases on your new Card in your first 6 months of Card Membership. | $695 rates & fees |
20,000 to 30,000 Bonus Points, Redeemable for $200 to $300 Statement Credit
| Credit Card | Credit Card Bonus | Annual Fee | |
|---|---|---|---|
 | Wells Fargo Autograph℠ Card | 20,000 bonus points when you spend $1,000 in purchases in the first 3 months - that's a $200 cash redemption value. | $0 rates & fees |
 | Citi Rewards+® Card | 20,000 bonus points after you spend $1,500 in purchases with your card within 3 months of account opening; redeemable for $200 in gift cards at thankyou.com | $0 rates & fees |
 | First Tech Odyssey Rewards™ World Elite Mastercard® | Get 30,000 bonus reward points when you spend at least $3,000 in your first 90 days¹. That's $300 in value! | $0 intro annual fee first year, then $75 thereafter |
 | USAA Eagle Navigator® Credit Card | Earn 30,000 bonus points ($300 travel value) after spending $3,000 on qualifying purchases within 90 days of account opening. | $95 (rates & fees) |
Business Credit Card Bonus of $500 or More
| Credit Card | Credit Card Bonus | Annual Fee | |
|---|---|---|---|
 | Ink Business Unlimited® Credit Card | $750 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening | $0 |
 | Ink Business Preferred® Credit Card | 90k bonus points after you spend $8,000 on purchases in the first 3 months from account opening. That's $900 cash back or $1,125 toward travel when redeemed through Chase Travel | $95 |
 | Ink Business Cash® Credit Card | $350 when you spend $3,000 on purchases in the first three months and an additional $400 when you spend $6,000 on purchases in the first six months after account opening | $0 |
 | Ink Business Premier® Credit Card | $1,000 bonus cash back after you spend $10,000 on purchases in the first 3 months from account opening. | $195 |
 | American Express® Business Gold Card | Earn 100,000 Membership Rewards points after you spend $15,000 on eligible purchases with the Business Gold Card within the first 3 months of Card Membership.* | $375 rates & fees |
Trying to build my credit up.
All of the above credit cards are for people who have good credit ratings and sufficient income. If your credit score is 700 or above, you may qualify for those cards. But if you are looking for a card to establish your credit, you may find a credit card at https://www.cardbenefit.com/credit-cards-for-bad-credit/.