Credit Card Details

  • Earn up to 5.10% APY with a Certificate of Deposit from Quontic.
  • Terms range from 6 months to 5 years.
  • Open an account with a $500 minimum, 100% online.
  • No monthly service fee
  • Open an account online in just 3 minutes
  • Withdrawals before the maturity date are subject to penalties
  • FDIC Insured to the maximum legal limits

  • Loan amounts from $5,000 to $50,000
  • Funding within 2 days of acceptance of final loan offer
  • Term options: 36, 48, 60, 72 months (3-6 years)*
  • Funds deposited directly into checking or savings account
  • Flexible lending criteria
  • Preliminary offers have no impact on credit score
  • No collateral required
  • No pre-payment penalties
  • To be eligible you must meet the following requirements: 700+ credit score, verifiable income, minimum 5 years of credit history



  • Earn 4.75% Annual Percentage Yield with a Quontic Money Market Account
  • Let our highest yield savings account do all of the work.
  • Open an account online in just 3 minutes and with only $100 opening deposit.
  • No Monthly or Overdraft Fees
  • Limit of 6 withdrawals per statement cycle.
  • Your money is FDIC insured to the maximum legal limits and includes advanced security monitoring.


  • Earn 1.10% APY on all balance tiers when you make at least 10 qualifying debit card point of sale transactions of $10 or more per statement cycle.
  • If the qualifying activity requirement is NOT fulfilled, the interest rate paid on the entire balance will be 0.10% APY.
  • Accrue an APY that's over 27x higher than the national average.
  • Open an account online in just 3 minutes and with only $100 opening deposit.
  • No Monthly or Overdraft Fees
  • Your eligible deposit accounts are protected and FDIC insured.


  • Save more, pay lower fees, and get a limited-time bonus up to $375 with a 4.01% APY* Business Premium Savings account. Use promo code BPS375.
  • Free domestic and international incoming wires
  • No monthly maintenance fee
  • No minimum opening deposit
  • No average daily balance requirement
  • Business deposit accounts FDIC insured up to $250k