Credit Card Details

  • Open a Platinum Savings account and get 4.55% APY with a balance of $5,000 or more
  • Earn 10x the National Average APY on balances of $5,000 or more
  • Your CIT Bank account is FDIC insured, which means it's secure
  • CIT Bank's mobile app makes it easy to manage your account
  • No account opening or monthly services fees, so you can keep what you earn.
  • Opening a Platinum Savings account takes about five minutes on your computer or mobile phone
  • CIT Bank is a division of First-Citizens Bank & Trust Company, a member of the Federal Deposit Insurance Corporation (FDIC), which means your deposit accounts are insured up to $250,000 per depositor, for each account ownership category.

  • Save for your goals with a 18-Month CD of 3.00% APY
  • $1,000 minimum opening deposit
  • Lock in a high-yield rate for 18 months
  • Daily compounding interest to maximize your earning potential
  • No account opening or maintenance fees
  • Your CIT Bank account is FDIC insured, which means it's secure
  • Set up and manage your beneficiaries online or through the mobile app
  • CIT Bank is a division of First-Citizens Bank & Trust Company which is a member of the Federal Deposit Insurance Corporation (FDIC) which means your deposit accounts are insured up to $250,000 per depositor, for each account ownership category.
  • A penalty may be imposed for early withdrawal of principal, and any early withdrawal (principal or interest) will reduce earnings.

  • Save for your goals with a 13-Month CD of 3.50% APY
  • Open a 13-Month CD in about 5 minutes. Earn a competitive rate and achieve your short-term goals.
  • Skip the drama of market volatility. A 13-Month CD is a great way to reach your savings goals with a guaranteed rate for 13 months.
  • $1,000 minimum opening deposit
  • Daily compounding interest to maximize your earning potential
  • No account opening or maintenance fees
  • FDIC insured
  • Set up and manage your beneficiaries online or through the mobile app
  • CIT Bank is a division of First-Citizens Bank & Trust Company which is a member of the Federal Deposit Insurance Corporation (FDIC) which means your deposit accounts are insured up to $250,000 per depositor, for each account ownership category.
  • A penalty may be imposed for early withdrawal of principal, and any early withdrawal (principal or interest) will reduce earnings.

  • Open a Money Market account today and receive 1.55% APY*, which is 3 times the national average rate**
  • Access your money easily with Zelle® & Bill Pay.
  • Your CIT Bank account is FDIC insured, which means it's secure.
  • No monthly service fees.
  • CIT Bank is a division of First Citizens Bank & Trust Company which is a member of the Federal Deposit Insurance Corporation (FDIC) which means your deposit accounts are insured up to $250,000 per depositor, for each account ownership category.

  • Open a No-Penalty 11-Month CD account and get 3.50% APY.
  • Lock in a great rate for 11 months. If you need your funds prior to the maturity date, you can withdraw your money - including any interest earned - beginning seven days after the funds have been received. No penalty. No problem.
  • $1,000 minimum opening deposit
  • No withdrawals are permitted during the first 6 days following the receipt of funds.
  • Daily compounding interest
  • No service fees
  • Your CIT Bank account is FDIC insured, which means it's secure
  • CIT Bank is a division of First-Citizens Bank & Trust Company which is a member of the Federal Deposit Insurance Corporation (FDIC) which means your deposit accounts are insured up to $250,000 per depositor, for each account ownership category.