Credit Card Details




  • No Employment or Credit Check
  • Bad Credit, No Credit? No Problem!
  • Fast and Easy Application
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  • Now with higher credit limits
  • Increase your access to available credit
  • Higher limit than before, still no security deposit required!
  • Greater access to credit than before
  • Less than perfect credit is okay
  • Mobile account access at any time
  • Account history is reported to the three major credit bureaus in the U.S.

  • Overdraft protection up to $200 with opt-in and eligible direct deposit*
  • No monthly fees with eligible direct deposit, otherwise $5 per month
  • Earn up to 7% cash back when you buy eGift Cards in the app
  • Get your pay up to 2 days early - Get your government benefits up to 4 days early.*
  • High-yield savings account, 4.50% APY paid quarterly on savings up to $5,000.*
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    Topics:

    • Choose the First Latitude Assent Card and enjoy $0 Annual Fee!
    • Secure your credit line with your refundable security deposit - choose from $200- $2,000. With the ability to increase up to $5,000 over time!
    • Earn 1% Cash Back Rewards on payments made to your First Latitude Secured credit card account.
    • Designed to push you forward on your credit building journey with $0 Annual Fee.
    • Build your credit history across 3 major credit reporting agencies: Experian, Equifax, and TransUnion.†
    • All credit types welcome to apply!
    • †Cardholders who keep their balance low and pay their credit card bill on time every month typically do see an increase in their credit score.
    • *See Important Disclosures for complete offer details

    • Choose our First Latitude Elite Card for a lower annual APR!
    • Apply now and fund your security deposit over 90 days with the option to make partial payments.
    • Earn 1% Cash Back Rewards on payments made to your First Latitude Secured credit card account.
    • Build your credit history across 3 major credit reporting agencies: Experian, Equifax, and TransUnion.†
    • No minimum credit score required for approval!
    • Secure your credit line with a refundable security deposit - as low as $200 to get started!
    • †Cardholders who keep their balance low and pay their credit card bill on time every month typically do see an increase in their credit score.
    • *See Important Disclosures for complete offer details

    • Must be a USAA® member, or become a member, to apply. USAA proudly offers membership to current and former military, as well as their spouses and dependents.
    • Intro Offer: Earn 30,000 bonus points ($300 travel value) after spending $3,000 on qualifying purchases within 90 days of account opening.
    • 3X points on travel purchases - triple your points on tolls, rideshares, hotels, vacation rentals, flights and more.
    • 2X points on everyday purchases - double your points on groceries, gas, dining, bills and more.
    • Earn a one-time $95 statement credit when you make your first purchase within 90 days of account opening.
    • Earn 10,000 bonus points every year - applies after you complete eligible hotel or car booking. That's equal to a $100 travel value.
    • Up to $120 credit towards TSA PreCheck® or Global Entry® fee every four years.
    • Enjoy valuable travel benefits and protection, including Auto Rental Coverage, Travel Accident Coverage, Trip Interruption Coverage, Baggage Delay Reimbursement, Purchase Security and Cell Phone Protection.
    • No foreign transaction fees.
    • Points never expire for the life of the account and there are no spend caps on point earning.
    • Redeem points your way, on your schedule.
    • A fee of 5% of the amount of each balance transfer, cash advance and convenience check applies.
    • 19.65% to 27.90% variable regular APR.
    • $95 annual fee.
    • See Rates and Fees for details.