CardBenefit https://www.cardbenefit.com Compare and Apply for Best Credit Cards at CardBenefit Fri, 13 Dec 2024 18:36:11 +0000 en-US hourly 1 Best Credit Card Bonus of December 2024 https://www.cardbenefit.com/best-credit-card-bonus-of-2024/ Sun, 01 Dec 2024 16:04:41 +0000 https://www.cardbenefit.com/?p=20333 Many credit cards offer bonus rewards in cash back, miles or points. Bonus miles or reward points may be redeemed for flights, hotel nights, or simply shopping gift cards. Below you’ll find some of the best bonus rewards offered by credit cards for consumers and small businesses.

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Citi Premier Card: $750 Bonus + 3% Rewards + $100 Hotel Credit

Our partner, Citibank, is offering Citi Strata Premier Card, which gives out a rich bonus of 75,000 points, redeemable for $750 in cash rewards at thankyou.com. You will earn 10 points per $1 spent on Hotels, Car Rentals, and Attractions booked on CitiTravel.com. You will also earn 3 ThankYou Points for every dollar you spend at supermarkets, restaurants, gas stations, airlines, and other hotels. Citi Strata Premier Card lets you enjoy $100 off a single hotel stay of $500 or more once each calendar year, when it is booked through CitiTravel.com.

  • For a limited time, earn 75,000 bonus ThankYou® Points after spending $4,000 in the first 3 months of account opening, redeemable for $750 in gift cards or travel rewards at thankyou.com.
  • Earn 10 points per $1 spent on Hotels, Car Rentals, and Attractions booked on CitiTravel.com.
  • Earn 3 points per $1 on Air Travel and Other Hotel Purchases, at Restaurants, Supermarkets, Gas and EV Charging Stations.
  • Earn 1 Point per $1 spent on all other purchases
  • $100 Annual Hotel Benefit: Once per calendar year, enjoy $100 off a single hotel stay of $500 or more (excluding taxes and fees) when booked through CitiTravel.com. Benefit applied instantly at time of booking.
  • No expiration and no limit to the amount of points you can earn with this card
  • No Foreign Transaction Fees on purchases
Intro APR
N/A
Intro APR Period
N/A
Annual Fee (rates & fees)
$95
Credit Needed
Excellent, Good

Other Credit Card Bonus valued at $200+

Many other credit cards are also offering a bonus of $200 or more. Here are the credit cards that give out good bonus.

Credit Card Bonus of $200+

Credit CardBonusAnnual Fee
Chase Sapphire Preferred Card

Chase Sapphire Preferred® Card

60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening.$95
Citi Double Cash Card

Citi Double Cash® Card

$200 cash back after you spend $1,500 on purchases in the first 6 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou Points, which can be redeemed for $200 cash back.$0
rates & fees
Citi Custom Cash Card

Citi Custom Cash® Card

$200 cash back after you spend $1,500 on purchases in the first 6 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou Points, which can be redeemed for $200 cash back.$0
rates & fees
Citi Rewards+ Card

Citi Rewards+® Card

20,000 bonus points after you spend $1,500 in purchases with your card within 3 months of account opening; redeemable for $200 in gift cards at thankyou.com$0
rates & fees
Blue Cash Preferred Card from American Express

Blue Cash Preferred® Card from American Express

$250 statement credit after you spend $3,000 in eligible purchases on your new Card within the first 6 months.$0 intro annual fee for the first year, then $95.
rates & fees
Blue Cash Everyday Card from American Express

Blue Cash Everyday® Card from American Express

$200 statement credit after you spend $2,000 in purchases on your new Card within the first 6 months.$0
rates & fees
First Tech Odyssey Rewards World Elite Mastercard

First Tech Odyssey Rewards™ World Elite Mastercard®

Get 30,000 bonus reward points when you spend at least $3,000 in your first 90 days¹. That's $300 in value!$0 intro annual fee first year, then $75 thereafter
USAA Eagle Navigator Credit Card

USAA Eagle Navigator® Credit Card

Earn 30,000 bonus points ($300 travel value) after spending $3,000 on qualifying purchases within 90 days of account opening.$95
(rates & fees)
USAA Preferred Cash Rewards Credit Card

USAA Preferred Cash Rewards Credit Card

Earn a $200 reward bonus when you spend $1,000 on qualifying purchases within 90 days of account opening.$0
(rates & fees)

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Coastal Community Bank Credit Cards https://www.cardbenefit.com/coastal-community-bank-credit-cards/ https://www.cardbenefit.com/coastal-community-bank-credit-cards/#respond Wed, 27 Nov 2024 07:37:51 +0000 https://www.cardbenefit.com/?p=20805 Founded in 1997, Coastal Community Bank is a community bank based in Everett, Washington. It offers a variety of banking services, including checking and savings accounts, loans, etc. Coastal Community Bank is a member of the FDIC and an Equal Housing Lender.

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Founded in 1997, Coastal Community Bank is a community bank based in Everett, Washington. It offers a variety of banking services, including checking and savings accounts, loans, etc. Coastal Community Bank is a member of the FDIC and an Equal Housing Lender.

Credit CardsPurchase APRTransfer InfoAnnual Fee Credit Level
Back to top
Prosper® Card

23.49% - 34.99% Variable APR

rates & fees

N/A

$39 (waived for the first year if you sign up for autopay before your first statement)

Poor / Limited / NoApply NowView Card Details
  • No annual fee for the first year with AutoPay. The annual fee for this credit card is $39, which will be waived for your first year if you are approved and sign up for AutoPay before we issue your first statement.
  • No security deposit required
  • We don't charge fees for ATM cash withdrawals. Third party fees may apply.
  • Initial credit limit up to $3,000
  • We regularly report on your credit card performance to help you establish credit history
  • Zero fraud liability (which offers protection against unauthorized purchases)
  • While you wait for your Prosper Card to ship, use a portion of your credit line instantly through Digital Wallet, MyProsperCard App, or Prosper.com
  • Choose a monthly payment date that works for you
  • Free mobile app-MyProsperCard
  • Issued by Coastal Community Bank, Member FDIC pursuant to a license by Mastercard® International
  • No annual fee for the first year with AutoPay. The annual fee for this credit card is $39, which will be waived for your first year if you are approved and sign up for AutoPay before we issue your first statement.
  • No security deposit required
  • We don't charge fees for ATM cash withdrawals. Third party fees may apply.
  • Initial credit limit up to $3,000
  • We regularly report on your credit card performance to help you establish credit history
  • Zero fraud liability (which offers protection against unauthorized purchases)
  • While you wait for your Prosper Card to ship, use a portion of your credit line instantly through Digital Wallet, MyProsperCard App, or Prosper.com
  • Choose a monthly payment date that works for you
  • Free mobile app-MyProsperCard
  • Issued by Coastal Community Bank, Member FDIC pursuant to a license by Mastercard® International

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Alliant Credit Union Banking Offers https://www.cardbenefit.com/alliant-credit-union-banking-offers/ https://www.cardbenefit.com/alliant-credit-union-banking-offers/#respond Wed, 20 Nov 2024 08:38:13 +0000 https://www.cardbenefit.com/?p=20803 With over 85 years of history and more than $19 billion in assets, Alliant Credit Union is the largest credit union in Illinois and one of the largest in the U.S. Its industry-leading financial products, seamless digital experiences and exceptional customer service make banking simpler for over 800,000 members.

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With over 85 years of history and more than $19 billion in assets, Alliant Credit Union is the largest credit union in Illinois and one of the largest in the U.S. Its industry-leading financial products, seamless digital experiences and exceptional customer service make banking simpler for over 800,000 members.

  • Low minimum deposit of only $1,000; no maximum57
  • Jumbo certificates may be available for a higher rate if you deposit $75,000 or more57
  • Choose from a variety of maturity dates including 12-month and 60-month terms57
  • Dividends compounded every month and at maturity57
  • Funds are insured up to $250,000 by NCUA
  • Alliant Credit Union is a not-for-profit financial cooperative, which means that all of our members are also owners. Our members-first philosophy has always served us well. With over 85 years of history and more than $19 billion in assets, Alliant Credit Union is the largest credit union in Illinois and one of the largest in the nation. Our excellent online, mobile and phone banking services, combined with our full suite of competitive products, make banking simpler for our 800,000+ members nationwide.

    Disclosure 57. See https://www.alliantcreditunion.org/disclosures#certificates for disclosure details.

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KeyBank Checking https://www.cardbenefit.com/keybank-checking/ https://www.cardbenefit.com/keybank-checking/#respond Wed, 20 Nov 2024 05:45:48 +0000 https://www.cardbenefit.com/?p=20802 KeyBank is an American bank headquartered in Cleveland, Ohio, and the 25th largest bank in the United States. The company today operates over 1,000 branches and 40,000 ATMs, mostly concentrated in the Midwest and Northeast United States, though also operates in the Pacific Northwest as well as in Alaska, Colorado, ...

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KeyBank is an American bank headquartered in Cleveland, Ohio, and the 25th largest bank in the United States. The company today operates over 1,000 branches and 40,000 ATMs, mostly concentrated in the Midwest and Northeast United States, though also operates in the Pacific Northwest as well as in Alaska, Colorado, Texas and Utah.

  • Earn $300 after qualified activities until 05.16.25 with the no-monthly-maintenance-fee Key Smart Checking®.
  • Open a Key Smart Checking® account online by May 16, 2025.
  • Make the minimum opening deposit of $10, plus one single eligible direct deposit of at least $1,000 within the first 60 days of account opening.
  • Your $300 cash bonus will be deposited into your account within 60 days of meeting requirements. Account must not be closed at the time of gift payment.
  • Earn better interest rates on savings and money market accounts, more cash back, loan discounts and more with KeyBank's Relationship Benefits.
  • Get paid up to two days early with eligible direct deposits to a KeyBank account.
  • Use EasyUp® to build up savings or pay down debt without even thinking about it.
  • If your account's overdrawn by $20 or less at the end of the day, you won't see an overdraft fee from KeyBank.
  • Set custom account alerts so you can receive text or email updates about the account information that's important to you.
  • Deposit checks in the mobile app, pay bills, send money, lock/unlock cards and more.
  • Geographic restrictions apply and account opening is subject to approval. Offer is available in these states: AK, CO, CT, ID, IN, ME, MA, MI, NY, OH, OR, PA, UT, VT, WA

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Citi Strata Premier℠ Card https://www.cardbenefit.com/citi-strata-premier-card/ https://www.cardbenefit.com/citi-strata-premier-card/#respond Wed, 20 Nov 2024 05:15:30 +0000 https://www.cardbenefit.com/citi-premier-card/ Citi Strata Premier Card offers 75,000 bonus ThankYou Points after qualified spending. The 75,000 Points are redeemable for $750 in gift cards or cash rewards when redeemed at thankyou.com. You can earn 10 points for each dollar spent on Hotels, Car Rentals, and Attractions booked on CitiTravel.com, and earn 3 points for each dollar spent on Air Travel and Other Hotel Purchases, at Restaurants, Supermarkets, Gas and EV Charging Stations. You can earn 1 point per $1 spent on all other purchases. In addition, you will receive $100 Annual Hotel Savings Benefit. The card has no foreign transaction fees on purchases.

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Card Issuer
Citibank
Network
Mastercard
Card Category
Bonus, Dining, Travel
Required Credit
Excellent, Good
Rate this card:  

Benefits Summary
Bonus Rewards
For a limited time, earn 75,000 bonus ThankYou® Points after spending $4,000 in the first 3 months of account opening, redeemable for $750 in gift cards or travel rewards at thankyou.com.
Rewards
Earn 10 points per $1 spent on Hotels, Car Rentals, and Attractions booked on CitiTravel.com. Earn 3 points per $1 on Air Travel and Other Hotel Purchases, at Restaurants, Supermarkets, Gas and EV Charging Stations. Earn 1 Point per $1 spent on all other purchases. No expiration and no limit to the amount of points you can earn with this card.
Extra Benefits

  • For a limited time, earn 75,000 bonus ThankYou® Points after spending $4,000 in the first 3 months of account opening, redeemable for $750 in gift cards or travel rewards at thankyou.com.
  • Earn 10 points per $1 spent on Hotels, Car Rentals, and Attractions booked on CitiTravel.com.
  • Earn 3 points per $1 on Air Travel and Other Hotel Purchases, at Restaurants, Supermarkets, Gas and EV Charging Stations.
  • Earn 1 Point per $1 spent on all other purchases
  • $100 Annual Hotel Benefit: Once per calendar year, enjoy $100 off a single hotel stay of $500 or more (excluding taxes and fees) when booked through CitiTravel.com. Benefit applied instantly at time of booking.
  • No expiration and no limit to the amount of points you can earn with this card
  • No Foreign Transaction Fees on purchases
  • Read our review on Citi Strata Premier Card
Intro APR
N/A
Intro APR Period
N/A
Regular APR
20.49% - 28.49% (Variable)
Annual Fee (rates & fees)
$95

Featured Credit Cards from Our Partners for Bonus, Dining, Travel

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Citi Strata Premier Card Review – 75,000 Bonus Points and 3X Rewards https://www.cardbenefit.com/citi-strata-premier-card-review/ https://www.cardbenefit.com/citi-strata-premier-card-review/#respond Tue, 19 Nov 2024 16:30:39 +0000 https://www.cardbenefit.com/?p=20355 Citi Strata Premier Card is a consumer credit card that offers rich bonus and generous rewards on everyday purchases. It gives new card members a bounty of $750 value, which is among the top sign-up bonus rewards that you may receive from a credit card. In addition, it offers 3 ThankYou rewards points for each dollar you spend in grocery, dining, travel, and gas, which are the most common purchases for most consumers.

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Overview

Citi Strata Premier Card, issued by our partner Citibank, is a consumer credit card that offers rich bonus and generous rewards on everyday purchases. It not only hands out a bounty of $750 value, which is among the best sign-up bonus rewards of any credit cards, but also offers cardholders 3 rewards points for each dollar spent in grocery, dining, travel, and gas. All of those spending categories are the most common purchases for consumers.

  • For a limited time, earn 75,000 bonus ThankYou® Points after spending $4,000 in the first 3 months of account opening, redeemable for $750 in gift cards or travel rewards at thankyou.com.
  • Earn 10 points per $1 spent on Hotels, Car Rentals, and Attractions booked on CitiTravel.com.
  • Earn 3 points per $1 on Air Travel and Other Hotel Purchases, at Restaurants, Supermarkets, Gas and EV Charging Stations.
  • Earn 1 Point per $1 spent on all other purchases
  • $100 Annual Hotel Benefit: Once per calendar year, enjoy $100 off a single hotel stay of $500 or more (excluding taxes and fees) when booked through CitiTravel.com. Benefit applied instantly at time of booking.
  • No expiration and no limit to the amount of points you can earn with this card
  • No Foreign Transaction Fees on purchases
Intro APR
N/A
Intro APR Period
N/A
Annual Fee (rates & fees)
$95
Credit Needed
Excellent, Good

Card Benefits

Sign-up Bonus

For a limited time, if you spend $4,000 or more in purchases on the credit card within your first 3 months of becoming a card member, you will receive a bonus of 75,000 points, which can be redeemed for $750 in cash rewards or gift cards at thankyou.com. Earning the bonus of $750 value is like receiving a 18.75% discount on your first $4,000 in purchases, which is an easy way to put more cash rewards back in your pocket. Those applicants who recently received a new account bonus for a Citi Premier or Citi Strata Premier Card account in the past 48 months will not be eligible for the 75,000 points bonus rewards.

How to Earn Rewards

You will earn 10 points per $1 spent on hotels, car rentals, and attractions booked on CitiTravel.com. You will also earn 3 ThankYou Points for every dollar you spend at supermarkets, restaurants, gas stations or EV charging stations, airlines, and other hotels. For every dollar you spend on all other purchases, you will also earn 1 point.

For instance, if you spend $5,000 on gas, $5,000 on dining out, $10,000 on groceries, $10,000 on travel, and $10,000 on everything else in a year, you will receive 100,000 ThankYou rewards points, redeemable for $1,000 in cash rewards. You can use our rewards calculator to find out how many rewards points you may receive.

Spending Category Spending Rewards Points Rewards Value
Gas $5,000 15,000 $150
Groceries $10,000 30,000 $300
Air Travel and Hotels $10,000 30,000 $300
Dining at Restaurants $5,000 15,000 $150
Everything Else $10,000 10,000 $100
Total $40,000 100,000 $1,000
Wells Fargo Platinum Balance Transfer Calculation

How to Redeem Rewards

Points can be redeemed for cash rewards or statement credit, gift cards, travel, or merchandise. Redemption for cash rewards starts at 500 points for $5. When you use points to redeem for gift cards, each point is worth 1 cent, which means that 100 points equals $1 in redemption value. Redemption for gift cards starts at 2,500 points for a $25 gift card. There are a wide variety of store gift cards that you can choose from at thankyou.com, such as Target, Home Depot, Lowe’s, Macy’s, GAP, Old Navy, Sephora, Legal Sea Foods, Red Lobster, Chili’s, etc. You can easily redeem points for gift cards of your favorite retail stores or restaurants.

$100 Annual Hotel Savings Benefit

Once per calendar year, the primary cardmember can book a hotel stay of $500 or more through CitiTravel.com and enjoy $100 off the hotel stay. To receive the $100 annual hotel savings, you must pre-pay for your complete stay with your Citi Strata Premier Card, ThankYou Points, or a combination thereof. If you choose to use the benefit, the $100 annual hotel savings will be applied at the time of hotel reservation.

Additional Information

Fees

This credit card has an annual fee of $95. It has no foreign transaction fees on purchases that you make in foreign countries.

Required Credit Rating

The Citi Strata Premier Card is for people with good or excellent credit scores. If you have a FICO credit score of 700 or above, you may be eligible for the card offer.

Is this the right card for you?

If you are looking for a credit card with great bonus and rewards on everyday purchases, the Citi Strata Premier Card is one of the best credit cards for that purpose. You can earn a generous bonus of 75,000 points points, redeemable for $750, and 3X rewards on purchases on some of your most frequent purchases such as grocery, dining, travel, gas. In addition, this credit card charges no foreign transaction fees. Although the Citi Strata Premier Card has a moderate annual fee, its value has far outweighed the cost of the annual fee.

Similar Credit Cards with Bonus Rewards

If you are interested in the Citi Strata Premier Card, you may also consider the following credit cards with similar benefits.

Credit Card Bonus valued at $500 or More

Credit CardBonusAnnual Fee
Chase Sapphire Preferred Card

Chase Sapphire Preferred® Card

60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening.$95
Chase Sapphire Reserve

Chase Sapphire Reserve®

60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening.$550
American Express Gold Card

American Express® Gold Card

60,000 Membership Rewards points after you spend $6,000 on eligible purchases on your new Card in your first 6 months of Card Membership.$325
rates & fees
The Platinum Card from American Express

The Platinum Card® from American Express

80,000 Membership Rewards Points after you spend $8,000 on eligible purchases on your new Card in your first 6 months of Card Membership.$695
rates & fees

Credit Card Bonus valued at $250 or $300

Credit CardBonusAnnual Fee
Blue Cash Preferred Card from American Express

Blue Cash Preferred® Card from American Express

$250 statement credit after you spend $3,000 in eligible purchases on your new Card within the first 6 months.$0 intro annual fee for the first year, then $95.
rates & fees
USAA Eagle Navigator Credit Card

USAA Eagle Navigator® Credit Card

Earn 30,000 bonus points ($300 travel value) after spending $3,000 on qualifying purchases within 90 days of account opening.$95
(rates & fees)
First Tech Odyssey Rewards World Elite Mastercard

First Tech Odyssey Rewards™ World Elite Mastercard®

Get 30,000 bonus reward points when you spend at least $3,000 in your first 90 days¹. That's $300 in value!$0 intro annual fee first year, then $75 thereafter
The American Express Blue Business Cash Card

The American Express Blue Business Cash™ Card

$250 statement credit after you make $3,000 in purchases on your Card in your first 3 months.$0
rates & fees

Credit Card Bonus valued at $200

Credit CardBonusAnnual Fee
Citi Rewards+ Card

Citi Rewards+® Card

20,000 bonus points after you spend $1,500 in purchases with your card within 3 months of account opening; redeemable for $200 in gift cards at thankyou.com$0
rates & fees
Citi Custom Cash Card

Citi Custom Cash® Card

$200 cash back after you spend $1,500 on purchases in the first 6 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou Points, which can be redeemed for $200 cash back.$0
rates & fees
Citi Double Cash Card

Citi Double Cash® Card

$200 cash back after you spend $1,500 on purchases in the first 6 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou Points, which can be redeemed for $200 cash back.$0
rates & fees
Blue Cash Everyday Card from American Express

Blue Cash Everyday® Card from American Express

$200 statement credit after you spend $2,000 in purchases on your new Card within the first 6 months.$0
rates & fees
USAA Preferred Cash Rewards Credit Card

USAA Preferred Cash Rewards Credit Card

Earn a $200 reward bonus when you spend $1,000 on qualifying purchases within 90 days of account opening.$0
(rates & fees)
Choice Rewards World Mastercard

Choice Rewards World Mastercard®

20,000 bonus Rewards Points when you spend $3,000 in the first 60 days$0

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Prosper® Card https://www.cardbenefit.com/prosper-card/ https://www.cardbenefit.com/prosper-card/#respond Mon, 04 Nov 2024 23:06:54 +0000 https://www.cardbenefit.com/prosper-card/ Read More

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Card Issuer
Coastal Community Bank
Network
Mastercard
Card Category
Bad Credit
Required Credit
Poor / Limited / No
Rate this card:  

Benefits Summary
Highlights
No security deposit required.

  • No annual fee for the first year with AutoPay. The annual fee for this credit card is $39, which will be waived for your first year if you are approved and sign up for AutoPay before we issue your first statement.
  • No security deposit required
  • We don't charge fees for ATM cash withdrawals. Third party fees may apply.
  • Initial credit limit up to $3,000
  • We regularly report on your credit card performance to help you establish credit history
  • Zero fraud liability (which offers protection against unauthorized purchases)
  • While you wait for your Prosper Card to ship, use a portion of your credit line instantly through Digital Wallet, MyProsperCard App, or Prosper.com
  • Choose a monthly payment date that works for you
  • Free mobile app-MyProsperCard
  • Issued by Coastal Community Bank, Member FDIC pursuant to a license by Mastercard® International
Intro APR
N/A
Intro APR Period
N/A
Purchase APR
23.49% - 34.99% Variable
Annual Fee (rates & fees)
$39 (waived for the first year if you sign up for autopay before your first statement)

Featured Credit Cards from Our Partners for Bad Credit

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Platinum Secured Mastercard® https://www.cardbenefit.com/platinum-secured-mastercard/ https://www.cardbenefit.com/platinum-secured-mastercard/#respond Wed, 30 Oct 2024 18:47:37 +0000 https://www.cardbenefit.com/platinum-secured-mastercard/ Read More

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Card Issuer
First Tech Federal Credit Union
Network
Mastercard
Card Category
Secured Card
Required Credit
Poor / Limited / No
Rate this card:  

Benefits Summary
Rewards
Earn 1 rewards point for every dollar spent on your everyday purchases. There's no maximum and your points never expire. Use your points for Travel, Merchandise, Gift cards and more.
Extra Benefits
This card has no annual fee.

  • Score great rewards and build credit with a refundable security deposit
  • Earn 1 rewards point for every dollar spent on your everyday purchases. There's no maximum and your points never expire. Use your points for Travel, Merchandise, Gift cards and more
  • No annual fee, balance transfer, cash advance or foreign transaction fee
  • Rates from 14.25 to 18.00% APR, not to exceed 18.00%
Intro APR
N/A
Intro APR Period
N/A
Regular APR
14.25 to 18.00% Variable
Annual Fee
$0

Featured Credit Cards from Our Partners for Secured Card

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Chase Sapphire Preferred Card Review https://www.cardbenefit.com/chase-sapphire-preferred-card-review/ https://www.cardbenefit.com/chase-sapphire-preferred-card-review/#respond Fri, 04 Oct 2024 14:33:25 +0000 https://www.cardbenefit.com/?p=20196 Chase Sapphire Preferred Card is a travel credit card with a focus on providing outstanding experiences. Setting itself apart, this card allows for a 1:1 transfer of points to a selection of renowned frequent flyer programs. Upon meeting specified spending requirements, you can earn an enticing reward of 60,000 points points with Chase Sapphire Preferred Card. Notably, you can accumulate up to 5 points per dollar spent on travel and 3 points per dollar on dining purchases.

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Overview

Chase Sapphire Preferred Card is a premier travel credit card designed to deliver exceptional experiences. Upon meeting specified spending requirements, you can earn an enticing bonus of 60,000 points, redeemable for $750 in Chase Travel value. Notably, you can accumulate up to 5 points per dollar spent on travel and 3 points per dollar on dining purchases. Setting itself apart, this card allows for a 1:1 transfer of points to a selection of renowned frequent flyer programs or hotel loyalty programs.

  • Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening.
  • Enjoy benefits such as 5x on travel purchased through Chase Travel, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases, $50 Annual Chase Travel Hotel Credit, plus more.
  • Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Travel. For example, 60,000 points are worth $750 toward travel.
  • Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.
  • Get complimentary access to DashPass which unlocks $0 delivery fees and lower service fees for a minimum of one year when you activate by December 31, 2027.
  • Member FDIC
Intro APR
N/A
Intro APR Period
N/A
Annual Fee
$95
Credit Needed
Good to Excellent

Card Benefits

Sign-up Bonus

Chase Sapphire Preferred Card is currently running a limited time offer to give out a bonus of up to $750 in Chase Travel value. If you spend at least $4,000 in purchases within your first 3 months of becoming a card member, you will receive a bonus of 60,000 points, which can be redeemed for cash rewards of $600. If you redeem for travel rewards through Chase Travel, you can redeem for $750. Redemption for travel gives you 25% more in value than redemption for cash rewards. In addition, you can also receive a $50 Chase Travel Hotel Credit annually to pay towards hotel expenses.

Earn Rewards

For every dollar you spend, you will earn 5 points on travel purchased through Chase Travel, 3 points on dining, 3 points on online grocery purchases (excluding Walmart, Target, and wholesale clubs), 3 points on select streaming services, 2 points on all other travel purchases, and 1 point on all other purchases. Points can be redeemed for cash rewards, gift cards, or travel. When you use points to redeem for cash, each point is worth 1 cent, which means that 100 points equals $1 in redemption value. Each point you redeem for travel booked through Chase Travel is worth 1.25 cents, which means that 100 points equals $1.25 in redemption value.

Your points don’t expire as long as your account remains open, however, you will immediately lose all your points if your account status changes, or your account is closed for program misuse, fraudulent activities, failure to pay, bankruptcy.

1:1 Point Transfer to Leading Frequent Travel Programs

Chase Sapphire Preferred Card allows you to transfer points to leading frequent travel programs at a full 1:1 value with no transfer fees. Frequent travel programs include popular travel loyalty programs of the following airlines and hotels:

Airline Loyalty Program with 1:1 Point Transfer
Southwest Airlines Rapid Rewards
United MileagePlus
JetBlue TrueBlue
Air Canada Aeroplan
British Airways Executive Club
Flying Blue AIR FRANCE KLM
Virgin Atlantic Flying Club
Aer Lingus AerClub
Iberia Plus
Emirates Skywards
Singapore Airlines KrisFlyer
Hotel Loyalty Program with 1:1 Point Transfer
Marriott Bonvoy
World of Hyatt
IHG Rewards Club

Additional Travel Benefits

On top of all the nice features, Chase Sapphire Preferred Card does not charge foreign transaction fees. Most other credit cards charge 3% foreign transaction fees, which costs you extra $30 for each $1,000 you spend while traveling abroad. With no foreign transaction fees, Chase Sapphire Preferred Card is one of the best travel cards to use when you visit overseas for business trips or personal vacations.

Additional Information

Fees

There is an annual fee of $95. With all the travel benefits and a generous bonus, frequent travelers can easily earn enough rewards to offset the cost of annual fee.

Required Credit Rating

The Chase Sapphire Preferred Card is for people with good or excellent credit rating. If you have a credit score of 700 or more, you may be eligible for the credit card.

Is this the right card for you?

If you value rewards and like travel benefits such as 1-to-1 point transfer to travel loyalty programs, the Chase Sapphire Preferred Card is the right card for you. It is a travel credit card with no foreign transaction fees. It offers solid rewards on travel and dining purchases.

This credit card has a low annual fee of $95, but it offers rich bonus points for new card members, which can offset more than a few years of annual fee. In addition, its generous rewards and valuable travel perks make it a useful credit card for travelers.

Similar Credit Cards

If you are interested in the Chase Sapphire Preferred Card, you may also consider a few other travel credit cards with similar benefits.

Rewards Credit Cards

Credit CardBonus and RewardsAnnual Fee
Citi Strata Premier Card

Citi Strata Premier Card

  • For a limited time, earn 75,000 bonus ThankYou Points after spending $4,000 in the first 3 months of account opening, redeemable for $750 in gift cards or travel rewards at thankyou.com.
  • 3 points per $1 on Air Travel and Other Hotel Purchases, at Restaurants, Supermarkets, Gas and EV Charging Stations.
  • 1 Point per $1 spent on all other purchases
  • $95
    rates & fees
    Citi Custom Cash Card

    Citi Custom Cash® Card

  • $200 cash back after you spend $1,500 on purchases in the first 6 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou Points, which can be redeemed for $200 cash back.
  • 5% cash back on purchases in your top eligible spend category each billing cycle, up to the first $500 spent, 1% cash back thereafter. Also, earn unlimited 1% cash back on all other purchases.
    Special Travel Offer: Earn an additional 4% cash back on hotels, car rentals, and attractions booked on Citi Travel portal through 6/30/2026.
  • $0
    rates & fees
    Blue Cash Preferred Card from American Express

    Blue Cash Preferred® Card from American Express

  • $250 statement credit after you spend $3,000 in eligible purchases on your new Card within the first 6 months.
  • 6% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%).
  • 6% Cash Back on select U.S. streaming subscriptions.
  • 3% Cash Back at U.S. gas stations.
  • 3% Cash Back on transit (including taxis/rideshare, parking, tolls, trains, buses and more).
  • 1% Cash Back on other purchases.
  • $0 intro annual fee for the first year, then $95.
    rates & fees
    Chase Freedom Unlimited

    Chase Freedom Unlimited®

  • Earn an additional 1.5% cash back on everything you buy (on up to $20,000 spent in the first year) - worth up to $300 cash back!
  • Earn an additional 1.5% cash back on everything you buy (on up to $20,000 spent in the first year) - worth up to $300 cash back!
  • Enjoy 6.5% cash back on travel purchased through Chase Travel, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more; 4.5% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and 3% on all other purchases (on up to $20,000 spent in the first year).
  • After your first year or $20,000 spent, enjoy 5% cash back on travel purchased through Chase Travel, 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and unlimited 1.5% cash back on all other purchases.
  • $0
    Citi Rewards+ Card

    Citi Rewards+® Card

  • 20,000 bonus points after you spend $1,500 in purchases with your card within 3 months of account opening; redeemable for $200 in gift cards at thankyou.com
  • 2X ThankYou Points at Supermarkets and Gas Stations for the first $6,000 per year and then 1X Points thereafter. Plus, earn 1X ThankYou Points on All Other Purchases.
  • $0
    rates & fees
    Costco Anywhere Visa Card by Citi

    Costco Anywhere Visa® Card by Citi

  • 4% cash back on eligible gas and EV charging purchases for the first $7,000 per year and then 1% thereafter
  • 3% cash back on restaurants and eligible travel purchases
  • 2% cash back on all other purchases from Costco and Costco.com
  • 1% cash back on all other purchases
  • $0
    rates & fees

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    Prime Visa https://www.cardbenefit.com/prime-visa/ https://www.cardbenefit.com/prime-visa/#respond Wed, 02 Oct 2024 16:38:05 +0000 https://www.cardbenefit.com/prime-visa/ Read More

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    Card Issuer
    Chase Bank
    Network
    Visa
    Card Category
    No Annual Fee, Bonus
    Required Credit
    Good to Excellent
    Rate this card:  

    Benefits Summary
    Rewards
    Get a $150 Amazon Gift Card instantly upon approval exclusively for Prime members. Earn unlimited 5% back at Amazon.com, Amazon Fresh, Whole Foods Market and on Chase Travel purchases with an eligible Prime membership. Prime Card Bonus: Earn 10% back or more on a rotating selection of items and categories on Amazon.com with an eligible Prime membership. Earn unlimited 2% back at gas stations, restaurants, and on local transit and commuting (including rideshare). Earn unlimited 1% back on all other purchases.
    Extra Benefits

    • Get a $150 Amazon Gift Card instantly upon approval exclusively for Prime members
    • Earn unlimited 5% back at Amazon.com, Amazon Fresh, Whole Foods Market and on Chase Travel purchases with an eligible Prime membership
    • Prime Card Bonus: Earn 10% back or more on a rotating selection of items and categories on Amazon.com with an eligible Prime membership
    • Earn unlimited 2% back at gas stations, restaurants, and on local transit and commuting (including rideshare)
    • Earn unlimited 1% back on all other purchases
    • No annual credit card fee
    • No more waiting. Redeem daily rewards at Amazon.com as soon as the next day
    • Member FDIC
    Intro APR
    N/A
    Intro APR Period
    N/A
    Regular APR
    19.74% - 28.49% Variable
    Annual Fee
    $0

    Featured Credit Cards from Our Partners for No Annual Fee, Bonus

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