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Upgrade Rewards Checking

• The debit card with up to 2% cash back on purchases
• Maximize your rewards with a $1,000 monthly direct deposit
• Add a Performance Savings account when you open your checking account to earn up to 4.14% APY.
• Up to 2% Cash Back on common everyday expenses, recurring payments and subscriptions. Unlimited 1% cash back on all other purchases.
• Get paid up to 2 days early with direct deposit
• No Overdraft Fees
• No Monthly Fees
• Up to $250,000 in FDIC or NCUA insurance through Cross River Bank or Participating Institutions.

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Upgrade Premier Savings

• Exceptional 4.14% APY on balances of $1,000 or more
• High-yield savings account with no monthly fees
• Secure, 24/7 mobile access to your account
• Your money is insured up to $1 million through FDIC and/or NCUA* at our Participating Institutions.

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Card Issuer

Cross River Bank

Network

Visa

Card Category

Fair Credit, No Annual Fee

Required Credit

Excellent, Good, Fair, Average

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Upgrade Life Rewards Visa^®

• $200 bonus after opening a Rewards Checking Plus account and making 3 debit card transactions*
• 3% unlimited cash back on Gas, Groceries, Health, Streaming, and Utilities and unlimited 1% cash back on all other purchases
• No annual fee
• Pay no interest when you pay your full balance early**
• Enjoy Visa Signature benefits, like Roadside Dispatch, Price Protection, Extended Warranty and more
• Up to 10% cash back from your favorite brands with Upgrade Shopping
• No touch payments with contactless technology built in
• See if you qualify in seconds with no impact to your credit score
• Great for everyday expenses and large purchases with predictable payments you can budget for
• Mobile app to access your account anytime, anywhere
• Use your card anywhere Visa is accepted
• Relax knowing that you are protected in case of unauthorized transactions with Visa's Zero Liability Policy
  
  Disclaimer: *To qualify for the welcome bonus, you must open and fund a new Rewards Checking Plus account through Upgrade and make 3 qualifying debit card transactions from your Rewards Checking Plus account within 60 days of the date the Rewards Checking Plus account is opened. If you have previously opened a checking account through Upgrade or do not open a Rewards Checking Plus account as part of this application process, you are not eligible for this welcome bonus offer. Your Upgrade Card and Rewards Checking Plus account must be open and in good standing to receive a bonus. To qualify, debit card transactions must have settled and exclude ATM transactions. Please refer to the applicable Upgrade Visa® Debit Card Agreement and Disclosures for more information. Welcome bonus offers cannot be combined, substituted, or applied retroactively. The bonus will be applied to your Rewards Checking Plus account as a one-time payout credit within 60 days after meeting the conditions. This one-time bonus is available through this Upgrade Card offer and may not be available for other Upgrade Card offers.

Intro APR

N/A

Intro APR Period

N/A

Regular APR

14.99% - 29.99%

Annual Fee (rates & fees)

$0

Citi Double Cash^® Card

Citi^® Diamond Preferred^® Card

Prime Visa

Citi Rewards+^® Card

Chase Freedom Unlimited^®

Capital One Platinum Credit Card

AT&T Points Plus^® Card from Citi

Capital One Quicksilver Cash Rewards for Good Credit

Total Visa^® Card

Costco Anywhere Visa^® Card by Citi

Capital One Savor Cash Rewards for Good Credit

Choice Rewards World Mastercard^®

Capital One VentureOne Rewards for Good Credit

USAA Preferred Cash Rewards Credit Card

Upgrade Cash Rewards Visa^®

Upgrade Triple Cash Rewards Visa^®

USAA Rate Advantage Credit Card

Crate & Barrel Mastercard and Crate & Barrel Credit Card

CB2 Mastercard and CB2 Credit Card

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Overview

Costco Anywhere Visa^® Business Card by Citi, from our partner Citi, rewards small business owners who frequent Costco warehouses for business supplies. Cardholders can earn 2% cash back on purchases at Costco. In addition, cardholders can earn 3% back on travel and dining at restaurants, and up to 5% cash back rewards on gas purchases. The Costco Business credit card has no annual fee with your paid Costco membership. You can also enjoy no foreign transaction fees on purchases you make abroad.

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Costco Anywhere Visa^® Business Card by Citi

• Discover the only business credit card designed exclusively for Costco members
• Earn 5% cash back rewards on gas at Costco and earn 4% cash back on other eligible gas and electric vehicle (EV) charging purchases for the first $7,000 combined spend per year, and then 1% thereafter.
• 3% cash back on restaurants and eligible travel purchases and eligible travel, including Costco Travel.
• 2% cash back on all other purchases from Costco and Costco.com
• 1% cash back on all other purchases
• No annual fee with your paid Costco membership and enjoy no foreign transaction fees on purchases
• Whether you're traveling for business or pleasure, enjoy no foreign transaction fees on purchases
• Receive an annual credit card reward certificate, which is redeemable for cash or merchandise at U.S. Costco warehouses, including Puerto Rico

Intro APR

N/A

Intro APR Period

N/A

Annual Fee (rates & fees)

$0

Credit Needed

Excellent

Card Benefits

How to Earn Rewards

With Costco Anywhere Visa Business Card by Citi, you can earn more cash back on many regular purchases than most other credit cards. You will earn 5% cash back rewards on gas at Costco and earn 4% cash back on other eligible gas and electric vehicle (EV) charging purchases for the first $7,000 per year. You will earn 3% cash back on dining at restaurants, including cafes, bars, lounges and fast food restaurants. You will also earn 3% cash back on eligible travel purchases worldwide, including airfare, hotels, car rentals, travel agencies, cruise lines and Costco Travel. For other purchases at Costco and Costco.com, you will earn 2% back. For all other purchases, you will earn 1% back.

For example, if you spend $7,000 on gas at Costco, $8,000 on dining out, $10,000 on travel, $15,000 on Costco purchases, and $10,000 on everything else in a year, you will receive $1,220 in cash rewards. You can use our cash rewards calculator to find out how much cash back you may receive.

How to Redeem Rewards

You will receive your annual cash rewards in the form of a credit card reward certificate once your February billing statement closes. The credit card reward certificate contains your Costco rewards balance based on your eligible purchases during the annual reward period of the prior year. The credit card reward certificates are redeemable through the end of the year at any U.S. Costco warehouse for merchandise or cash back. Any Costco cash rewards you have earned on purchases made by authorized users on your card account will be added to your Costco rewards total.

Additional Information

Fees

This credit card has no annual fee with your paid Costco membership. There are two tiers of membership, Gold Star and Gold Star Executive. The Gold Star has an annual membership fee of $60. The Gold Star Executive has an annual membership fee of $120 and it offers an additional 2% cash reward, up to $1,000 on your purchases at Costco. The 2% cash rewards of the Gold Star Executive can offset the $120 membership fee. For example, if you make an average of $500 monthly purchases at Costco, you will accrue $10 in cash rewards each month and $120 in annual cash rewards, which is enough to pay for the $120 membership fee by itself.

It has no foreign transaction fees, which will save you money when you travel abroad. Most other credit cards typically charge a transaction fee 3% on your purchases in foreign countries. For example, if you use a credit card to pay $2,000 for purchases or for hotel stays in Canada, Asia, or Europe, you may end up with paying a bill of $2,060 after the 3% foreign-transaction surcharge is added to your bill. If you travel abroad, Costco Anywhere Visa Business Card by Citi can help you avoid the 3% surcharge on your purchases.

Required Credit Rating

The Costco Anywhere Visa Business Card by Citi is for people who have excellent credit scores. If you have an outstanding FICO score, you may qualify for the credit card.

Is this the right card for you?

Costco is a warehouse for family and small business to make purchases in bulk. If you like to use Costco for many of your business purchases, the Costco Anywhere Visa Business Card by Citi is a great small business credit card. Although it does not offer a sign-up bonus, it offers business owners up to 5% cash back on gas purchases, 3% cash back on restaurants and travel purchases, and 2% cash back on all other purchases from Costco. In addition, the Costco Anywhere Visa Business Card by Citi has no annual fee with paid Costco membership and has no foreign transaction fees.

Similar Credit Cards

If you are interested in the Costco Anywhere Visa Business Card by Citi, you may also consider a few other credit cards with similar benefits.

Cash Back Credit Cards

Credit Card		Bonus and Rewards	Annual Fee
	Costco Anywhere Visa® Card by Citi	5% cash back rewards on gas at Costco and earn 4% cash back on other eligible gas and electric vehicle (EV) charging purchases for the first $7,000 combined spend per year, and then 1% thereafter. 3% cash back on restaurants and eligible travel purchases and eligible travel, including Costco Travel. 2% cash back on all other purchases from Costco and Costco.com 1% cash back on all other purchases	$0 rates & fees
	Citi Double Cash® Card	$200 cash back after you spend $1,500 on purchases in the first 6 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back. 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases. To earn cash back, pay at least the minimum due on time. Plus, a special travel offer, earn 5% total cash back on hotel, car rentals and attractions booked on the Citi Travel℠ portal through 12/31/25.	$0 rates & fees
	Chase Freedom Unlimited®	Earn an additional 1.5% cash back on everything you buy (on up to $20,000 spent in the first year) - worth up to $300 cash back! Earn an additional 1.5% cash back on everything you buy (on up to $20,000 spent in the first year) - worth up to $300 cash back! Enjoy 6.5% cash back on travel purchased through Chase Travel, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more; 4.5% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and 3% on all other purchases (on up to $20,000 spent in the first year). After your first year or $20,000 spent, enjoy 5% cash back on travel purchased through Chase Travel, 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and unlimited 1.5% cash back on all other purchases.	$0
	Blue Cash Everyday® Card from American Express	$200 statement credit after you spend $2,000 in purchases on your new Card within the first 6 months. 3% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases, then 1%. 3% Cash Back on U.S. online retail purchases, on up to $6,000 per year, then 1%. 3% Cash Back at U.S. gas stations, on up to $6,000 per year, then 1%.	$0 rates & fees

Business Credit Cards

Credit Card		Bonus and Rewards	Annual Fee
	The American Express Blue Business Cash™ Card	$250 statement credit after you make $3,000 in purchases on your Card in your first 3 months. 2% cash back on all eligible purchases on up to $50,000 per calendar year, then 1%. Cash back earned is automatically credited to your statement.	$0 rates & fees
	The Blue Business® Plus Credit Card from American Express	15,000 Membership Rewards points after you spend $3,000 in eligible purchases on the Card within your first 3 months of Card Membership. 2X points on everyday business purchases such as office supplies or client dinners. 2X applies to the first $50,000 in purchases per year, 1 point per dollar thereafter. Terms and limitations apply.	$0 rates & fees
	American Express® Business Gold Card	Earn 100,000 Membership Rewards points after you spend $15,000 on eligible purchases with the Business Gold Card within the first 3 months of Card Membership.* 4X Membership Rewards points on the top two eligible categories where your business spends the most each month from 6 eligible categories. While your top 2 categories may change, you will earn 4X points on the first $150,000 in combined purchases from these categories each calendar year (then 1X thereafter). Only the top 2 categories each billing cycle will count towards the $150,000 cap.*	$375 rates & fees
	Ink Business Cash® Credit Card	$350 when you spend $3,000 on purchases in the first three months and an additional $400 when you spend $6,000 on purchases in the first six months after account opening 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year. Earn 1% cash back on all other purchases	$0
	Ink Business Unlimited® Credit Card	$750 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening Unlimited 1.5% cash back on every purchase made for your business	$0

The post Costco Anywhere Visa Business Card Review – Cash Rewards for Business Purchases appeared first on CardBenefit.

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Card Issuer

Synchrony Bank

Network

Mastercard

Card Category

Grocery, No Annual Fee

Required Credit

Good

Rate this card:  

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CB2 Mastercard and CB2 Credit Card

• Earn 10% back in Reward Dollars* every day on purchases at CB2, Crate & Barrel, and Crate & Kids
• Or, receive up to 24-months special financing** on qualifying purchases.
• Earn 2% back in Reward Dollars* on grocery store purchases and 1% back in Reward Dollars* on all other purchases anywhere Mastercard is accepted
• No annual fee^^
• Exclusive access: Enjoy cardholder-only offers, invitations to private events, and more perks!
• Shop seamlessly and track your Reward Dollars*, manage your account, and more with the CB2 mobile app for IOS
• Enjoy Mastercard member benefits like Mastercard ID Theft Protection™ , Mastercard Travel & Lifestyle Services, and Mastercard Global Service™^
• When you apply, you will first be considered for the CB2 Mastercard, if you do not qualify for the CB2 Mastercard you will then be considered for the CB2 Credit Card
  
  */**/^^/^Learn More about the CB2 credit card

Intro APR

N/A

Intro APR Period

N/A

Purchase APR

33.99%

Annual Fee

$0

Citi Double Cash^® Card

Citi^® Diamond Preferred^® Card

Blue Cash Preferred^® Card from American Express

Prime Visa

Citi Rewards+^® Card

Chase Freedom Unlimited^®

Blue Cash Everyday^® Card from American Express

Capital One Platinum Credit Card

AT&T Points Plus^® Card from Citi

Capital One Quicksilver Cash Rewards for Good Credit

Costco Anywhere Visa^® Card by Citi

Capital One Savor Cash Rewards for Good Credit

Choice Rewards World Mastercard^®

Capital One VentureOne Rewards for Good Credit

USAA Preferred Cash Rewards Credit Card

American Express^® Gold Card

Upgrade Life Rewards Visa^®

Upgrade Cash Rewards Visa^®

Upgrade Triple Cash Rewards Visa^®

USAA Rate Advantage Credit Card

Crate & Barrel Mastercard and Crate & Barrel Credit Card

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Card Issuer

Synchrony Bank

Network

Mastercard

Card Category

Grocery, No Annual Fee

Required Credit

Good

Rate this card:  

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Crate & Barrel Mastercard and Crate & Barrel Credit Card

• Earn 10% back in Reward Dollars* every day on purchases at Crate & Barrel, Crate & Kids, and CB2
• Or, receive up to 24-months special financing** on qualifying purchases.
• Earn 2% back in Reward Dollars* on grocery store purchases and 1% back in Reward Dollars* on all other purchases anywhere Mastercard is accepted
• No annual fee^^
• Exclusive access: Enjoy cardholder-only offers, invitations to private events, and more perks!
• Shop seamlessly and track your Reward Dollars*, manage your account, and more with the Crate & Barrel mobile app for IOS
• Enjoy Mastercard member benefits like Mastercard ID Theft Protection™ , Mastercard Travel & Lifestyle Services, and Mastercard Global Service™^
• When you apply, you will first be considered for the Crate & Barrel Mastercard, if you do not qualify for the Crate & Barrel Mastercard you will then be considered for the Crate & Barrel Credit Card
  
  */**/^^/^Learn More about the Crate & Barrel credit card

Intro APR

N/A

Intro APR Period

N/A

Purchase APR

33.99%

Annual Fee

$0

Citi Double Cash^® Card

Citi^® Diamond Preferred^® Card

Blue Cash Preferred^® Card from American Express

Prime Visa

Citi Rewards+^® Card

Chase Freedom Unlimited^®

Blue Cash Everyday^® Card from American Express

Capital One Platinum Credit Card

AT&T Points Plus^® Card from Citi

Capital One Quicksilver Cash Rewards for Good Credit

Costco Anywhere Visa^® Card by Citi

Capital One Savor Cash Rewards for Good Credit

Choice Rewards World Mastercard^®

Capital One VentureOne Rewards for Good Credit

USAA Preferred Cash Rewards Credit Card

American Express^® Gold Card

Upgrade Life Rewards Visa^®

Upgrade Cash Rewards Visa^®

Upgrade Triple Cash Rewards Visa^®

USAA Rate Advantage Credit Card

CB2 Mastercard and CB2 Credit Card

The post Crate & Barrel Mastercard and Crate & Barrel Credit Card appeared first on CardBenefit.

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First Tech Rewards Checking^®

• No minimum card transactions required
• 3.00% APY¹ on all First Tech Rewards Savings^® balances
• Minimum monthly card spend of $1,000
• Increased credit card spending cash back to 1.00% (up to $30/month)
• Monthly direct deposit/ACH of $1,000+
• 0.50% cashback on minimum loan payments, up to $15/month - now including mortgages
• eStatement enrollment
• ATM rebate up to $10/month
• New Direct Deposit Offer: New and existing account holders can set up qualifying direct deposits to earn a one-time bonus: $50 for $1,000-$5,000 per month or $300 for over $5,000 per month. Direct deposits must meet the required amount for the bonus tier and occur at least once a month for three months.
• No minimum balance requirements and no monthly account maintenance fees
• Surcharge-free access at nearly 30,000 CO-OP network ATMs nationwide
• Read more product details here
• Insured by NCUA

The post First Tech Federal Credit Union Banking Offers appeared first on CardBenefit.

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Western Alliance Bank - High Yield Savings

• Open a Western Alliance Bank Savings Account and get 4.30% APY* - that's 10.5x higher than national average!
• Excellent rates with NO fees.
• Interest will be compounded daily and credited on the last calendar day of each month.
• FDIC insured. $1 minimum deposit. 24/7 online access.
• Special opportunity for consumers to save with the nation's top commercial bank.

The post Western Alliance Bank appeared first on CardBenefit.

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Quontic High Interest Checking

• Earn 1.10% APY on all balance tiers when you make at least 10 qualifying debit card point of sale transactions of $10 or more per statement cycle.
• If the qualifying activity requirement is NOT fulfilled, the interest rate paid on the entire balance will be 0.10% APY.
• Accrue an APY that's over 27x higher than the national average.
• Open an account online in just 3 minutes and with only $100 opening deposit.
• No Monthly or Overdraft Fees
• Your eligible deposit accounts are protected and FDIC insured.

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Our partner, Citibank, is offering Citi Strata Premier Card, which gives out a rich bonus of 75,000 points, redeemable for $750 in cash rewards at thankyou.com. You will earn 10 points per $1 spent on Hotels, Car Rentals, and Attractions booked on CitiTravel.com. You will also earn 3 ThankYou Points for every dollar you spend at supermarkets, restaurants, gas stations, airlines, and other hotels. Citi Strata Premier Card lets you enjoy $100 off a single hotel stay of $500 or more once each calendar year, when it is booked through CitiTravel.com.

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Citi Strata Premier^℠ Card

• For a limited time, earn 75,000 bonus ThankYou^® Points after spending $4,000 in the first 3 months of account opening, redeemable for $750 in gift cards or travel rewards at thankyou.com.
• Earn 10 Points per $1 spent on Hotels, Car Rentals, and Attractions booked on CitiTravel.com.
• Earn 3 Points per $1 on Air Travel and Other Hotel Purchases, at Restaurants, Supermarkets, Gas and EV Charging Stations.
• Earn 1 Point per $1 spent on all other purchases
• $100 Annual Hotel Benefit: Once per calendar year, enjoy $100 off a single hotel stay of $500 or more (excluding taxes and fees) when booked through CitiTravel.com. Benefit applied instantly at time of booking.
• No expiration and no limit to the amount of points you can earn with this card
• No Foreign Transaction Fees on purchases

Intro APR

N/A

Intro APR Period

N/A

Annual Fee (rates & fees)

$95

Credit Needed

Excellent, Good

Other Credit Card Bonus valued at $200+

Many other credit cards are also offering a bonus of $200 or more. Here are the credit cards that give out good bonus.

Credit Card Bonus of $200+

Credit Card		Bonus	Annual Fee
	Chase Sapphire Preferred® Card	60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening.	$95
	Citi Double Cash® Card	$200 cash back after you spend $1,500 on purchases in the first 6 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back.	$0 rates & fees
	Citi Rewards+® Card	20,000 bonus points after you spend $1,500 in purchases with your card within 3 months of account opening; redeemable for $200 in gift cards at thankyou.com	$0 rates & fees
	Blue Cash Preferred® Card from American Express	$250 statement credit after you spend $3,000 in eligible purchases on your new Card within the first 6 months.	$0 intro annual fee for the first year, then $95. rates & fees
	Blue Cash Everyday® Card from American Express	$200 statement credit after you spend $2,000 in purchases on your new Card within the first 6 months.	$0 rates & fees
	First Tech Odyssey Rewards™ World Elite Mastercard®	Get 30,000 bonus reward points when you spend at least $3,000 in your first 90 days¹. That's $300 in value!	$0 intro annual fee first year, then $75 thereafter
	USAA Eagle Navigator® Credit Card	Earn 30,000 bonus points ($300 travel value) after spending $3,000 on qualifying purchases within 90 days of account opening. Must be a USAA member, or become a member, to apply. USAA proudly offers membership to current and former military, as well as their spouses and dependents.	$95 (rates & fees)
	USAA Preferred Cash Rewards Credit Card	Earn a $200 reward bonus when you spend $1,000 on qualifying purchases within 90 days of account opening. Must be a USAA member, or become a member, to apply. USAA proudly offers membership to current and former military, as well as their spouses and dependents.	$0 (rates & fees)

The post Best Credit Card Bonus of February 2025 appeared first on CardBenefit.

Credit Cards	Purchase APR	Transfer Info	Annual Fee	Credit Level
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Prosper® Card  Hide Benefits Show Benefits	23.24% - 34.74% Variable APR rates & fees	N/A	$59 (waived for the first year if you sign up for autopay before your first statement)	Poor / Limited / NoApply NowView Card Details
No annual fee for the first year with AutoPay. The annual fee for this credit card is $59, which will be waived for your first year if you are approved and sign up for AutoPay before we issue your first statement. No security deposit required We don't charge fees for ATM cash withdrawals. Third party fees may apply. Initial credit limit up to $3,000 We regularly report on your credit card performance to help you establish credit history Zero fraud liability (which offers protection against unauthorized purchases) While you wait for your Prosper Card to ship, use a portion of your credit line instantly through Digital Wallet, MyProsperCard App, or Prosper.com Choose a monthly payment date that works for you Free mobile app-MyProsperCard Issued by Coastal Community Bank, Member FDIC pursuant to a license by Mastercard® International

Prosper® Card

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Rates & Fees

• No annual fee for the first year with AutoPay. The annual fee for this credit card is $59, which will be waived for your first year if you are approved and sign up for AutoPay before we issue your first statement.
• No security deposit required

• We don't charge fees for ATM cash withdrawals. Third party fees may apply.
• Initial credit limit up to $3,000
• We regularly report on your credit card performance to help you establish credit history
• Zero fraud liability (which offers protection against unauthorized purchases)
• While you wait for your Prosper Card to ship, use a portion of your credit line instantly through Digital Wallet, MyProsperCard App, or Prosper.com
• Choose a monthly payment date that works for you
• Free mobile app-MyProsperCard
• Issued by Coastal Community Bank, Member FDIC pursuant to a license by Mastercard^® International

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