First Tech Federal Credit Union Banking Offers

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First Tech Federal Credit Union is a federally chartered credit union that has over 620,000 members. Its membership is opened to include employees in technology industries. It has over 12 billion dollars in assets with 41 branches located mostly in high technology business centers of California, Colorado, Oregon, Washington, Idaho, Massachusetts, Georgia, Texas.

  • No minimum card transactions required
  • 3.00% APY¹ on all First Tech Rewards Savings® balances
  • Minimum monthly card spend of $1,000
  • Increased credit card spending cash back to 1.00% (up to $30/month)
  • Monthly direct deposit/ACH of $1,000+
  • 0.50% cashback on minimum loan payments, up to $15/month - now including mortgages
  • eStatement enrollment
  • ATM rebate up to $10/month
  • New Direct Deposit Offer: New and existing account holders can set up qualifying direct deposits to earn a one-time bonus: $50 for $1,000-$5,000 per month or $300 for over $5,000 per month. Direct deposits must meet the required amount for the bonus tier and occur at least once a month for three months.
  • No minimum balance requirements and no monthly account maintenance fees
  • Surcharge-free access at nearly 30,000 CO-OP network ATMs nationwide
  • Read more product details here
  • Insured by NCUA
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