Merrick Bank Secured Credit Card
- Card Issuer
- Merrick Bank
- Network
- Mastercard
- Card Category
- Bad Credit, Secured Card
- Required Credit
- See Website for Details*
Benefits Summary
Highlights
Secured Credit Cards are great for people looking to build or rebuild credit and are available to people with all kinds of credit backgrounds. Unlike a debit card or a pre-paid card, it helps build your credit history. We report your payment history to all three major credit-reporting agencies.
- Choose your own credit line based on how much money you want to put down as a security deposit.
- Initial deposits can be from $200 to $3,000. You can increase your credit line at any time by adding additional money to your security deposit, up to $3,000.
- After 9 months, we review your account for a credit line increase. No additional deposit required!
- Secured Credit Cards are great for people looking to build or rebuild credit and are available to people with all kinds of credit backgrounds.
- Unlike a debit card or a pre-paid card, it helps build your credit history. We report your payment history to all three major credit-reporting agencies.
- Get your FICO® Credit Score for free each month.
- Fraud coverage if your card is lost or stolen. Access your account 24 hours a day, 7 days a week. Get help staying on track with available Auto Pay and account alerts.
- Card issued by Merrick Bank, Member FDIC.
- Intro APR
- N/A
- Intro APR Period
- N/A
- Purchase APR
- 22.95% Variable
- Annual Fee
- $36 for first year. Billed $3 per month thereafter
Featured Credit Cards from Our Partners for Bad Credit, Secured Card
Topics: Merrick Bank, secured credit card