OpenSky® Plus Secured Visa® Credit Card

Card Issuer
Capital Bank
Network
Visa
Card Category
Bad Credit, Secured Card
Required Credit
No Credit, Poor, Fair
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Benefits Summary
Rewards
New feature! Earn up to 10% cash back* on everyday purchases. Looking to build or rebuild your credit? 2 out of 3 OpenSky cardholders increase their credit score by an average of 41 points in just 3 months.
Extra Benefits
Monitor your credit progress with free access to your FICO Credit Score. This card has no annual fee.

  • New feature! Earn up to 10% cash back* on everyday purchases
  • No annual fee
  • No credit check to apply. Find out instantly if you are approved- Zero credit risk to apply!
  • Looking to build or rebuild your credit? 2 out of 3 OpenSky cardholders increase their credit score by an average of 41 points in just 3 months
  • Monitor your credit progress with free access to your FICO Credit Score.
  • Build your credit history across 3 major credit reporting agencies: Experian, Equifax, and TransUnion
  • Add to your mobile wallet and make purchases using Apple Pay, Samsung Pay and Google Pay
  • Secure your credit line with a refundable security deposit - as low as $300.
  • Easy application, apply in less than 5 minutes right from your mobile device
  • Offers flexible payment due dates which allow you to choose any available due date that fits your payment schedule
  • Now you can make smaller partial payments towards funding your security deposit over 60 days
  • Over 1.4 Million Cardholders Have Used OpenSky Secured Credit Card To Improve Their Credit
  • *See Rewards Terms and Conditions for more information
Intro APR
N/A
Intro APR Period
N/A
Purchase APR
29.24% (Variable)
Annual Fee
$0

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