OpenSky® Secured Visa® Credit Card
- Card Issuer
- Capital Bank
- Network
- Visa
- Card Category
- Bad Credit, Secured Card
- Required Credit
- No Credit, Poor, Fair
Benefits Summary
Rewards
New feature! Earn up to 10% cash back* on everyday purchases. Looking to build or rebuild your credit? 2 out of 3 OpenSky cardholders increase their credit score by an average of 41 points in just 3 months.
Extra Benefits
Get free monthly access to your FICO score in our mobile application.
- New feature! Earn up to 10% cash back* on everyday purchases
- No credit check to apply. Zero credit risk to apply!
- Looking to build or rebuild your credit? 2 out of 3 OpenSky cardholders increase their credit score by an average of 41 points in just 3 months
- Get free monthly access to your FICO score in our mobile application
- Build your credit history across 3 major credit reporting agencies: Experian, Equifax, and TransUnion
- Add to your mobile wallet and make purchases using Apple Pay, Samsung Pay and Google Pay
- Fund your card with a low $200 refundable security deposit to get a $200 credit line
- Apply in less than 5 minutes with our mobile first application
- Choose the due date that fits your schedule with flexible payment dates
- Fund your security deposit over 60 days with the option to make partial payments
- Over 1.4 Million Cardholders Have Used OpenSky Secured Credit Card To Improve Their Credit
- *See Rewards Terms and Conditions for more information
- Intro APR
- N/A
- Intro APR Period
- N/A
- Purchase APR
- 25.14% (Variable)
- Annual Fee
- $35
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Topics: bad credit, secured credit card
