RedditIf you have poor credit, you can apply for subprime cards that are designed to help rebuild your credit history. Many subprime cards will accept you even if your credit score is low. You just need to complete your application with correct personal information. Once you are approved for a new credit card account, your responsible payment records will be reported to major credit bureaus, which improves your credit.
Capital One Quicksilver Secured Cash Rewards Credit Card: 1.5% Cash Back
Capital One Quicksilver Secured Cash Rewards Credit Card provides people who have poor credit with a chance to rebuild their credit histories, with an opportunity to earn 1.5% cash back on purchases. It has no annual fee.
- No annual or hidden fees, and you can earn unlimited 1.5% cash back on every purchase, every day. See if you're approved in seconds
- Put down a refundable $200 security deposit to get a $200 initial credit line
- Building your credit? Using a card like this responsibly could help
- Enjoy peace of mind with $0 Fraud Liability so that you won't be responsible for unauthorized charges
- You could earn back your security deposit as a statement credit when you use your card responsibly, like making payments on time
- Be automatically considered for a higher credit line in as little as 6 months with no additional deposit needed
- Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options. Terms apply
- Monitor your credit score with CreditWise from Capital One. It's free for everyone
Reflex Mastercard: Pre-Qualification
Reflex® Platinum Mastercard® lets you pre-qualify for the offer without impacting your credit score.
- Up to $1,000 Initial Credit Limit
- See if you Pre-Qualify with No Impact to your Credit Score
- Less than perfect credit? We understand. The Reflex Mastercard is ideal for people looking to rebuild their credit.
- Unsecured credit card requires No Security Deposit
- Perfect card for everyday purchases and unexpected expenses
- Monthly reporting to the three major credit bureaus
- Access to your Vantage 3.0 Score from Experian (when you sign up for e-statements)
- Use your card everywhere Mastercard is accepted at millions of locations
- Enjoy peace of mind with Mastercard Zero Liability Protection for unauthorized purchases (subject to Mastercard guidelines)
- Intro APR
- N/A
- Intro APR Period
- N/A
- Annual Fee
- $75 - $125
- Credit Needed
- Fair / Poor / Bad / Limited
Additional Credit Building Offers
In addition to the above offers, 35 other cards can help you build credit too.
>> Click here to see more credit cards that help you build credit <<
