Related Topics: American Express
Many credit cards offer bonus rewards in cash back, miles or points. Bonus miles or reward points may be redeemed for flights, hotel nights, or simply shopping gift cards. Below you’ll find some of the best bonus rewards offered by credit cards for consumers and small businesses.
You may earn cash rewards on all online purchases. Both Wells Fargo Active Cash Card and Citi Double Cash Card offer unlimited 2% cash back on every purchase, including online purchases. Both cards offer a $200 sign-up bonus. A few other cards offer 3% or more cash rewards on online purchases, with a cap on quarterly or yearly purchases.
In January 2011, Discover Card introduced Discover More Card, featuring an unprecedented promotional balance transfer offer. New members were offered an exceptional 0% introductory APR on balance transfers, astonishingly lasting for 24 months. Initially available for over three months, this offer set a historical benchmark as the lengthiest 0% balance transfer promotion. While no other credit card has surpassed this record, several cards continue to present enticing deals of 21 months for individuals seeking to transfer high-interest balances.
Credit cards with 0% intro interest can help you save money. Whether you are trying to make a big purchase or paying off your existing debt, credit cards that offer 0% introductory APR let you borrow money from banks now and pay off debt later without incurring any interest or fees, as long as you make the minimum payments every month.
If you have good credit and are looking for a credit card with no annual fee, you can qualify for many cash back or travel credit cards that let you earn rewards on everyday purchases.
Personal credit cards with no annual fee can be advantageous for a number of reasons. It saves cost because you won’t incur a yearly charge for simply having the card. No-annual-fee credit cards are often more accessible to a broader range of consumers. They typically come with straightforward terms. And they usually offer cash back rewards, sign-up bonuses, or 0% introductory APR. They can be excellent backup or secondary credit cards for occasional use.
Credit cards with no annual fee give responsible users a payment tool at no cost. At the same time, they allow people to accumulate cash back, earn points, receive bonus, or even receive perks such as free flights or hotel stays. Check out some of the best no annual fee credit cards for consumers and small businesses.
Citi Premier offers a rich bonus of 80,000 points, which can be redeemed for $800 in cash rewards. It also offers 3% rewards on purchases in groceries, travel, dining, and gas. You will also receive an annual hotel credit of $100 for a hotel stay of $500 or more. It has no foreign transaction fees.
Wells Fargo Autograph Card offers a rich bonus of 20,000 points, which can be redeemed for $200 in cash rewards or gift cards. It also offers unlimited 3% rewards for every dollar you spend on dining, travel, gas stations, transit, streaming services, and phone plans. For all other purchases, you will earn 1% rewards. This credit card has no foreign transaction fees, which saves you money when you travel abroad.
Cash back credit cards let you earn cash rewards on everyday purchases at supermarkets, gas stations, restaurants, and department stores. In addition to cash rewards, many credit cards also feature rich sign-up bonus, 0% intro APR, or no annual fee. Wells Fargo Active Cash offers $200 bonus cash after $1,000 is spent on purchases in 3 months. In addition, you can earn unlimited 2% cash back on all purchases, along with $600 protection on your cell phone against covered damage or theft.