bad credit – CardBenefit https://www.cardbenefit.com Compare and Apply for Best Credit Cards at CardBenefit Mon, 02 Dec 2024 11:47:42 +0000 en-US hourly 1 Credit Repair https://www.cardbenefit.com/credit-repair/ https://www.cardbenefit.com/credit-repair/#respond Sun, 28 Jan 2024 05:06:38 +0000 https://www.cardbenefit.com/?p=20723 Credit repair is the process of improving a person's creditworthiness by addressing and resolving issues on their credit report that may be negatively impacting their credit score. Credit repair services are often offered by specialized companies that help individuals improve their credit profiles.

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Credit repair is the process of improving a person’s creditworthiness by addressing and resolving issues on their credit report that may be negatively impacting their credit score. Credit repair services are often offered by specialized companies that help individuals improve their credit profiles.

  • Sky Blue Credit identifies even the most subtle erroneous items on your credit report - to leverage every opportunity to raise your credit scores.
  • We start fast and keep up the pace. Our rapid 45-day dispute cycle is one of the fastest in the industry.
  • Our customized dispute and re-dispute letters are designed to make the process as effective as possible.
  • We provide the help you need to open new credit cards and manage them for optimal score benefit.
  • FREE Credit Consultation with a Professional Credit Analyst
  • No-Obligation Free Consultation
  • BBB rated A for 10 years
  • Trusted by over 200,000 Clients worldwide since 2004
  • 90-Day Money-Back Guarantee*
  • Help protect yourself against identity theft
  • LifeLock covers key aspects of identity theft protection
  • Monitor for identity theft in places that banks, credit card providers, and credit bureaus may ignore
  • Reimburse out-of-pocket expenses incurred as a result of identity theft
  • Our industry-leading U.S.-Based Identity Restoration Specialists restore your identity
  • Help keep your personal information private and out of the hands of people trying to steal your money or commit crimes in your name.
  • We alert you when we find your personal information exposed on the dark web and in places other services may miss.

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Continental Finance Credit Cards https://www.cardbenefit.com/continental-finance-credit-cards/ https://www.cardbenefit.com/continental-finance-credit-cards/#respond Sat, 25 Nov 2023 05:39:29 +0000 https://www.cardbenefit.com/?p=20704 Continental Finance specializes in providing credit cards tailored to consumers with limited, fair, or poor credit. Its offerings include unsecured cards, eliminating the need for a security deposit to open an account. Notably, all cards from Continental Finance report user activity to the three major credit bureaus. By responsibly managing your credit usage—keeping spending below the limit and paying off balances in full each month—you have the potential to positively impact your credit scores.

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Continental Finance specializes in providing credit cards tailored to consumers with limited, fair, or poor credit. Its offerings include unsecured cards, eliminating the need for a security deposit to open an account. Notably, all cards from Continental Finance report user activity to the three major credit bureaus. By responsibly managing your credit usage—keeping spending below the limit and paying off balances in full each month—you have the potential to positively impact your credit scores.

Credit CardsPurchase APRTransfer InfoAnnual Fee Credit Level
Reflex® Platinum Mastercard®

35.90% Fixed APR

N/A

$75 - $125

Fair / Poor / Bad / LimitedApply NowView Card Details
  • Up to $1,000 Initial Credit Limit
  • See if you Pre-Qualify with No Impact to your Credit Score
  • Less than perfect credit? We understand. The Reflex Mastercard is ideal for people looking to rebuild their credit.
  • Unsecured credit card requires No Security Deposit
  • Perfect card for everyday purchases and unexpected expenses
  • Monthly reporting to the three major credit bureaus
  • Access to your Vantage 3.0 Score from Experian (when you sign up for e-statements)
  • Use your card everywhere Mastercard is accepted at millions of locations
  • Enjoy peace of mind with Mastercard Zero Liability Protection for unauthorized purchases (subject to Mastercard guidelines)
Surge® Platinum Mastercard®

35.90% Fixed

N/A

$75 - $125

See Website For Details*Apply NowView Card Details
  • Up to $1,000 Initial Credit Limit
  • See if you Pre-Qualify with No Impact to your Credit Score
  • Less than perfect credit? We understand. The Surge Mastercard is ideal for people looking to rebuild their credit.
  • Unsecured credit card requires No Security Deposit
  • Perfect card for everyday purchases and unexpected expenses
  • Monthly reporting to the three major credit bureaus
  • Access to your Vantage 3.0 Score from Experian (when you sign up for e-statements)
  • Use your card everywhere Mastercard is accepted at millions of locations
  • Enjoy peace of mind with Mastercard Zero Liability Protection for unauthorized purchases (subject to Mastercard guidelines)
FIT™ Platinum Mastercard®

35.90% Fixed APR

N/A

See terms

Fair / Poor / BadApply NowView Card Details
  • $400 Initial Credit Limit
  • Less than perfect credit? We understand. The FIT Mastercard is ideal for people looking to rebuild their credit.
  • Unsecured credit card requires No Security Deposit
  • Perfect card for everyday purchases and unexpected expenses
  • Monthly reporting to the three major credit bureaus
  • Access to your Vantage 3.0 Score from Experian (when you sign up for e-statements)
  • Use your card everywhere Mastercard is accepted at millions of locations
  • Enjoy peace of mind with Mastercard Zero Liability Protection for unauthorized purchases (subject to Mastercard guidelines)
  • Up to $1,000 Initial Credit Limit
  • See if you Pre-Qualify with No Impact to your Credit Score
  • Less than perfect credit? We understand. The Reflex Mastercard is ideal for people looking to rebuild their credit.
  • Unsecured credit card requires No Security Deposit
  • Perfect card for everyday purchases and unexpected expenses
  • Monthly reporting to the three major credit bureaus
  • Access to your Vantage 3.0 Score from Experian (when you sign up for e-statements)
  • Use your card everywhere Mastercard is accepted at millions of locations
  • Enjoy peace of mind with Mastercard Zero Liability Protection for unauthorized purchases (subject to Mastercard guidelines)
  • Up to $1,000 Initial Credit Limit
  • See if you Pre-Qualify with No Impact to your Credit Score
  • Less than perfect credit? We understand. The Surge Mastercard is ideal for people looking to rebuild their credit.
  • Unsecured credit card requires No Security Deposit
  • Perfect card for everyday purchases and unexpected expenses
  • Monthly reporting to the three major credit bureaus
  • Access to your Vantage 3.0 Score from Experian (when you sign up for e-statements)
  • Use your card everywhere Mastercard is accepted at millions of locations
  • Enjoy peace of mind with Mastercard Zero Liability Protection for unauthorized purchases (subject to Mastercard guidelines)
  • $400 Initial Credit Limit
  • Less than perfect credit? We understand. The FIT Mastercard is ideal for people looking to rebuild their credit.
  • Unsecured credit card requires No Security Deposit
  • Perfect card for everyday purchases and unexpected expenses
  • Monthly reporting to the three major credit bureaus
  • Access to your Vantage 3.0 Score from Experian (when you sign up for e-statements)
  • Use your card everywhere Mastercard is accepted at millions of locations
  • Enjoy peace of mind with Mastercard Zero Liability Protection for unauthorized purchases (subject to Mastercard guidelines)

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Total Visa® Card Review – Rebuild Credit with an Unsecured Card https://www.cardbenefit.com/total-visa-card-review/ https://www.cardbenefit.com/total-visa-card-review/#respond Mon, 20 Nov 2023 21:12:33 +0000 https://www.cardbenefit.com/?p=20703 For individuals with less-than-perfect credit, the Total Visa Card presents a valuable opportunity to rebuild credit. As an unsecured card, it eliminates the need for making an initial security deposit. Most importantly, this card reports to all three major credit bureaus—Experian, TransUnion, and Equifax. This reporting mechanism ensures that responsible credit behavior, including making timely payments, will have a positive impact on the cardholder’s credit history. For individuals aiming to repair or build credit, the Total Visa Card proves to be an effective tool when used responsibly.

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Overview

Total Visa Card is designed to assist individuals with poor credit or limited credit history in building or rebuilding their credit profiles. Issued by The Bank of Missouri, this credit card serves as a tool for credit improvement, particularly for those with a history of bankruptcy.

Intro APR
N/A
Intro APR Period
N/A
Annual Fee (rates & fees)
See Terms*
Credit Needed
Fair / Bad

Card Benefits

One notable feature of the Total Visa Card is its accessibility, catering to individuals with less-than-ideal credit scores. It offers them an opportunity to improve their credit profiles. In addition, as an unsecured credit card, the card does not require a security deposit to open an account. This makes the card more accessible to a broader range of individuals.

The Total Visa Card typically comes with a low initial credit limit. However, the credit limit has the potential to increase over time with responsible use and on-time payments.

The card issuer reports cardholder activity to major credit bureaus on a monthly basis. Consequently, it offers cardholders an opportunity to positively impact their credit scores through responsible credit usage.

Furthermore, Total Visa Card offers 1% cash back on purchases, which helps you earn a little rewards while building credit. As a VISA card, the Total Visa Card is widely accepted by merchants worldwide. And its online account management features provide convenience, allowing cardholders to make payments, check balances, and monitor transactions.

Fees

It’s important for cardholders to be aware of the associated fees, as the Total Visa Card comes a one-time program fee of $95.00. It also has an annual fee of $75.00 for the first year, and $48.00 thereafter.

Is Total Visa Card the right card for you?

For individuals with less-than-perfect credit, the Total Visa Card presents a valuable opportunity to rebuild credit. As an unsecured card, it eliminates the need for making an initial security deposit. Most importantly, this card reports to all three major credit bureaus—Experian, TransUnion, and Equifax. This reporting mechanism ensures that responsible credit behavior, including making timely payments, will have a positive impact on the cardholder’s credit history. For individuals aiming to repair or build credit, the Total Visa Card proves to be an effective tool when used responsibly.

Similar Cards for Credit Building

Similar to the Total Visa Card, a few other credit cards offer similar benefits.

Credit CardCredit BuildingAnnual Fee
Prosper CardProsper® Card
  • No security deposit required
  • Initial credit limit up to $3,000
  • While you wait for your Prosper Card to ship, use a portion of your credit line instantly through Digital Wallet, MyProsperCard App, or Prosper.com
  • $59 (waived for the first year if you sign up for autopay before your first statement)
    Revenued Business CardRevenued Business CardApprovals based on your business revenue and not personal credit$0
    OpenSky Plus Secured Visa Credit CardOpenSky® Plus Secured Visa® Credit Card
  • New feature! Earn up to 10% cash back* on everyday purchases
  • No credit check to apply. Find out instantly if you are approved- Zero credit risk to apply!
  • Looking to build or rebuild your credit? 2 out of 3 OpenSky cardholders increase their credit score by an average of 41 points in just 3 months
  • Monitor your credit progress with free access to your FICO Credit Score.
  • Secure your credit line with a refundable security deposit - as low as $300.
  • Now you can make smaller partial payments towards funding your security deposit over 60 days
  • $0
    Destiny MastercardDestiny Mastercard®
  • All the benefits of a Mastercard, without a security deposit
  • Reports to all three major credit bureaus
  • $175 the first year; $49 thereafter
    Reflex Platinum MastercardReflex® Platinum Mastercard®
  • Up to $1,000 Initial Credit Limit
  • See if you Pre-Qualify with No Impact to your Credit Score
  • Unsecured credit card requires No Security Deposit
  • Monthly reporting to the three major credit bureaus
  • Access to your Vantage 3.0 Score from Experian (when you sign up for e-statements)
  • $75 - $125
    Surge Platinum MastercardSurge® Platinum Mastercard®
  • Up to $1,000 Initial Credit Limit
  • See if you Pre-Qualify with No Impact to your Credit Score
  • Unsecured credit card requires No Security Deposit
  • Monthly reporting to the three major credit bureaus
  • Access to your Vantage 3.0 Score from Experian (when you sign up for e-statements)
  • $75 - $125
    FIT Platinum MastercardFIT™ Platinum Mastercard®
  • $400 Initial Credit Limit
  • Unsecured credit card requires No Security Deposit
  • Monthly reporting to the three major credit bureaus
  • Access to your Vantage 3.0 Score from Experian (when you sign up for e-statements)
  • see terms

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    Best Credit-Building Cards of February 2025 https://www.cardbenefit.com/best-credit-building-cards/ https://www.cardbenefit.com/best-credit-building-cards/#respond Sun, 01 Oct 2023 07:01:49 +0000 https://www.cardbenefit.com/?p=20445 If you have limited or no credit, you can apply for subprime credit cards to build your credit history. As long as you pay off your credit-card balance on time each month, your responsible payment records will be reported to three major credit bureaus – Equifax, Experian and TransUnion, and your credit rating will improve.

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    If you have limited or no credit, you can apply for subprime credit cards to build your credit history. As long as you pay off your credit-card balance on time each month, your responsible payment records will be reported to three major credit bureaus – Equifax, Experian and TransUnion, and your credit rating will improve.

    No Annual Fee Credit Card to Build Credit

    Both Capital One Quicksilver Secured Cash Rewards Credit Card and Capital One Platinum Credit Card offer cardholders to build credit without having to pay an annual fee. In addition, the Quicksilver Secured Cash Rewards Card offers unlimited 1.5% cash back on purchases and up to 5% back on travel.

    • No annual or hidden fees, and you can earn unlimited 1.5% cash back on every purchase, every day. See if you're approved in seconds
    • Put down a refundable $200 security deposit to get a $200 initial credit line
    • Building your credit? Using a card like this responsibly could help
    • Enjoy peace of mind with $0 Fraud Liability so that you won't be responsible for unauthorized charges
    • You could earn back your security deposit as a statement credit when you use your card responsibly, like making payments on time
    • Be automatically considered for a higher credit line in as little as 6 months with no additional deposit needed
    • Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options. Terms apply
    • Monitor your credit score with CreditWise from Capital One. It's free for everyone
    Intro APR
    N/A
    Intro APR Period
    N/A
    Annual Fee (rates & fees)
    $0
    Credit Needed
    Limited, Bad
    • No annual or hidden fees. See if you're approved in seconds
    • Be automatically considered for a higher credit line in as little as 6 months
    • Help build your credit through responsible use of a card like this
    • Enjoy peace of mind with $0 Fraud Liability so that you won't be responsible for unauthorized charges
    • Monitor your credit score with CreditWise from Capital One. It's free for everyone
    • Get access to your account 24 hours a day, 7 days a week with online banking from your desktop or smartphone, with Capital One's mobile app
    • Check out quickly and securely with a contactless card, without touching a terminal or handing your card to a cashier. Just hover your card over a contactless reader, wait for the confirmation, and you're all set
    • Pay by check, online or at a local branch, all with no fee - and pick the monthly due date that works best for you
    Intro APR
    N/A
    Intro APR Period
    N/A
    Annual Fee (rates & fees)
    $0
    Credit Needed
    Average, Fair, Limited

    Alternative Credit Cards to Help Building Credit

    If you are interested in Capital One Platinum Credit Card or Capital One Quicksilver Secured Cash Rewards Credit Card, you may also consider a few other credit cards with similar benefits.

    Credit CardsPurchase APRTransfer InfoAnnual Fee Credit Level
    Destiny Mastercard®

    35.9% APR

    N/A

    $175 the first year; $49 thereafter

    Poor To GoodApply NowView Card Details
    • All the benefits of a Mastercard, without a security deposit
    • 24/7 access to your account, even on mobile!
    • Reports to all three major credit bureaus
    • Less than perfect credit is okay, even with a prior bankruptcy!
    Total Visa® Card

    35.99%* APR

    rates & fees

    N/A

    See Terms*

    Fair / BadApply NowView Card Details
    OpenSky® Plus Secured Visa® Credit Card

    28.99% (Variable) APR

    N/A

    $0

    No Credit, Poor, FairApply NowView Card Details
    • New feature! Earn up to 10% cash back* on everyday purchases
    • No annual fee
    • No credit check to apply. Find out instantly if you are approved- Zero credit risk to apply!
    • Looking to build or rebuild your credit? 2 out of 3 OpenSky cardholders increase their credit score by an average of 41 points in just 3 months
    • Monitor your credit progress with free access to your FICO Credit Score.
    • Build your credit history across 3 major credit reporting agencies: Experian, Equifax, and TransUnion
    • Add to your mobile wallet and make purchases using Apple Pay, Samsung Pay and Google Pay
    • Secure your credit line with a refundable security deposit - as low as $300.
    • Easy application, apply in less than 5 minutes right from your mobile device
    • Offers flexible payment due dates which allow you to choose any available due date that fits your payment schedule
    • Now you can make smaller partial payments towards funding your security deposit over 60 days
    • Over 1.4 Million Cardholders Have Used OpenSky Secured Credit Card To Improve Their Credit
    • *See Rewards Terms and Conditions for more information
    Capital One QuicksilverOne Cash Rewards Credit Card

    29.74% (Variable) APR

    rates & fees

    29.74% (Variable) APR

    $39

    Average, Fair, LimitedApply NowView Card Details
    • Earn unlimited 1.5% cash back on every purchase, every day
    • No rotating categories or limits to how much you can earn, and cash back doesn't expire for the life of the account. It's that simple
    • Be automatically considered for a higher credit line in as little as 6 months
    • Enjoy peace of mind with $0 Fraud Liability so that you won't be responsible for unauthorized charges
    • Help strengthen your credit for the future with responsible card use
    • Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options. Terms apply
    • Monitor your credit score with CreditWise from Capital One. It's free for everyone
    • Check out quickly and securely with a contactless card, without touching a terminal or handing your card to a cashier. Just hover your card over a contactless reader, wait for the confirmation, and you're all set
    First Progress Platinum Select Mastercard® Secured Credit Card

    18.24% (V) APR

    N/A

    $39

    Poor / Limited / NoApply NowView Card Details
    • Get a First Progress Select Card and Earn 1% Cash Back Rewards!
    • Secure your credit line with your refundable security deposit - choose from $200- $2,000 - with the ability to increase up to $5,000 over time!
    • Choose the First Progress Select Card for a lower annual fee!
    • All credit types welcome to apply!
    • Build your credit history across 3 major credit reporting agencies: Equifax, Experian and TransUnion.†
    • †Cardholders who keep their balance low and pay their credit card bill on time every month typically do see an increase in their credit score.
    • All the benefits of a Mastercard, without a security deposit
    • 24/7 access to your account, even on mobile!
    • Reports to all three major credit bureaus
    • Less than perfect credit is okay, even with a prior bankruptcy!
    • Earn 1% cash back rewards on payments made to your Total Credit Card
    • Checking Account Required
    • New feature! Earn up to 10% cash back* on everyday purchases
    • No annual fee
    • No credit check to apply. Find out instantly if you are approved- Zero credit risk to apply!
    • Looking to build or rebuild your credit? 2 out of 3 OpenSky cardholders increase their credit score by an average of 41 points in just 3 months
    • Monitor your credit progress with free access to your FICO Credit Score.
    • Build your credit history across 3 major credit reporting agencies: Experian, Equifax, and TransUnion
    • Add to your mobile wallet and make purchases using Apple Pay, Samsung Pay and Google Pay
    • Secure your credit line with a refundable security deposit - as low as $300.
    • Easy application, apply in less than 5 minutes right from your mobile device
    • Offers flexible payment due dates which allow you to choose any available due date that fits your payment schedule
    • Now you can make smaller partial payments towards funding your security deposit over 60 days
    • Over 1.4 Million Cardholders Have Used OpenSky Secured Credit Card To Improve Their Credit
    • *See Rewards Terms and Conditions for more information
    • Earn unlimited 1.5% cash back on every purchase, every day
    • No rotating categories or limits to how much you can earn, and cash back doesn't expire for the life of the account. It's that simple
    • Be automatically considered for a higher credit line in as little as 6 months
    • Enjoy peace of mind with $0 Fraud Liability so that you won't be responsible for unauthorized charges
    • Help strengthen your credit for the future with responsible card use
    • Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options. Terms apply
    • Monitor your credit score with CreditWise from Capital One. It's free for everyone
    • Check out quickly and securely with a contactless card, without touching a terminal or handing your card to a cashier. Just hover your card over a contactless reader, wait for the confirmation, and you're all set
    • Get a First Progress Select Card and Earn 1% Cash Back Rewards!
    • Secure your credit line with your refundable security deposit - choose from $200- $2,000 - with the ability to increase up to $5,000 over time!
    • Choose the First Progress Select Card for a lower annual fee!
    • All credit types welcome to apply!
    • Build your credit history across 3 major credit reporting agencies: Equifax, Experian and TransUnion.†
    • †Cardholders who keep their balance low and pay their credit card bill on time every month typically do see an increase in their credit score.

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    Best Secured Credit Cards of February 2025 https://www.cardbenefit.com/best-secured-credit-cards/ https://www.cardbenefit.com/best-secured-credit-cards/#respond Sun, 01 Jan 2023 08:00:24 +0000 https://www.cardbenefit.com/?p=20444 Secured credit cards are great for people with no credit or damaged credit to rebuild their credit history. Since secured cards will report to three major credit bureaus, Transunion, Equifax, and Experian, cardmembers who responsibly use secured cards and pay their debts on time can improve their credit history and credit scores.

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    Secured credit cards are great for people with no credit or damaged credit to rebuild their credit history. Since secured cards will report to three major credit bureaus, Transunion, Equifax, and Experian, cardmembers who responsibly use secured cards and pay their debts on time can improve their credit history and credit scores.

    Best Secured Cards

    • New feature! Earn up to 10% cash back* on everyday purchases
    • No annual fee
    • No credit check to apply. Find out instantly if you are approved- Zero credit risk to apply!
    • Looking to build or rebuild your credit? 2 out of 3 OpenSky cardholders increase their credit score by an average of 41 points in just 3 months
    • Monitor your credit progress with free access to your FICO Credit Score.
    • Build your credit history across 3 major credit reporting agencies: Experian, Equifax, and TransUnion
    • Add to your mobile wallet and make purchases using Apple Pay, Samsung Pay and Google Pay
    • Secure your credit line with a refundable security deposit - as low as $300.
    • Easy application, apply in less than 5 minutes right from your mobile device
    • Offers flexible payment due dates which allow you to choose any available due date that fits your payment schedule
    • Now you can make smaller partial payments towards funding your security deposit over 60 days
    • Over 1.4 Million Cardholders Have Used OpenSky Secured Credit Card To Improve Their Credit
    • *See Rewards Terms and Conditions for more information
    Intro APR
    N/A
    Intro APR Period
    N/A
    Annual Fee
    $0
    Credit Needed
    No credit, Poor, Fair

    Alternative Secured Credit Cards

    If you are interested in or OpenSky Plus Secured Visa Credit Card, you may also consider a few other credit cards with similar benefits.

    Credit CardsPurchase APRTransfer InfoAnnual Fee Credit Level
    Capital One Quicksilver Secured Cash Rewards Credit Card

    29.74% (Variable) APR

    rates & fees

    29.74% (Variable) APR

    $0

    Limited, BadApply NowView Card Details
    • No annual or hidden fees, and you can earn unlimited 1.5% cash back on every purchase, every day. See if you're approved in seconds
    • Put down a refundable $200 security deposit to get a $200 initial credit line
    • Building your credit? Using a card like this responsibly could help
    • Enjoy peace of mind with $0 Fraud Liability so that you won't be responsible for unauthorized charges
    • You could earn back your security deposit as a statement credit when you use your card responsibly, like making payments on time
    • Be automatically considered for a higher credit line in as little as 6 months with no additional deposit needed
    • Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options. Terms apply
    • Monitor your credit score with CreditWise from Capital One. It's free for everyone
    OpenSky® Secured Visa® Credit Card

    24.64% (Variable) APR

    N/A

    $35

    No Credit, Poor, FairApply NowView Card Details
    • New feature! Earn up to 10% cash back* on everyday purchases
    • No credit check to apply. Zero credit risk to apply!
    • Looking to build or rebuild your credit? 2 out of 3 OpenSky cardholders increase their credit score by an average of 41 points in just 3 months
    • Get free monthly access to your FICO score in our mobile application
    • Build your credit history across 3 major credit reporting agencies: Experian, Equifax, and TransUnion
    • Add to your mobile wallet and make purchases using Apple Pay, Samsung Pay and Google Pay
    • Fund your card with a low $200 refundable security deposit to get a $200 credit line
    • Apply in less than 5 minutes with our mobile first application
    • Choose the due date that fits your schedule with flexible payment dates
    • Fund your security deposit over 60 days with the option to make partial payments
    • Over 1.4 Million Cardholders Have Used OpenSky Secured Credit Card To Improve Their Credit
    • *See Rewards Terms and Conditions for more information
    Capital One Platinum Secured Credit Card

    29.74% (Variable) APR

    rates & fees

    29.74% (Variable) APR

    $0

    Limited, BadApply NowView Card Details
    • No annual or hidden fees. See if you're approved in seconds
    • Building your credit? Using the Capital One Platinum Secured card responsibly could help
    • Put down a refundable security deposit starting at $49 to get a $200 initial credit line
    • You could earn back your security deposit as a statement credit when you use your card responsibly, like making payments on time
    • Be automatically considered for a higher credit line in as little as 6 months with no additional deposit needed
    • Enjoy peace of mind with $0 Fraud Liability so that you won't be responsible for unauthorized charges
    • Monitor your credit score with CreditWise from Capital One. It's free for everyone
    • Get access to your account 24 hours a day, 7 days a week with online banking to access your account from your desktop or smartphone, with Capital One's mobile app
    Merrick Bank Secured Credit Card

    22.70% Variable APR

    N/A

    $36 for first year. Billed $3 per month thereafter

    See Website For Details*Apply NowView Card Details
    • Choose your own credit line based on how much money you want to put down as a security deposit.
    • Initial deposits can be from $200 to $3,000. You can increase your credit line at any time by adding additional money to your security deposit, up to $3,000.
    • After 9 months, we review your account for a credit line increase. No additional deposit required!
    • Secured Credit Cards are great for people looking to build or rebuild credit and are available to people with all kinds of credit backgrounds.
    • Unlike a debit card or a pre-paid card, it helps build your credit history. We report your payment history to all three major credit-reporting agencies.
    • Get your FICO® Credit Score for free each month.
    • Fraud coverage if your card is lost or stolen. Access your account 24 hours a day, 7 days a week. Get help staying on track with available Auto Pay and account alerts.
    • Card issued by Merrick Bank, Member FDIC.
    First Progress Platinum Select Mastercard® Secured Credit Card

    18.24% (V) APR

    N/A

    $39

    Poor / Limited / NoApply NowView Card Details
    • Get a First Progress Select Card and Earn 1% Cash Back Rewards!
    • Secure your credit line with your refundable security deposit - choose from $200- $2,000 - with the ability to increase up to $5,000 over time!
    • Choose the First Progress Select Card for a lower annual fee!
    • All credit types welcome to apply!
    • Build your credit history across 3 major credit reporting agencies: Equifax, Experian and TransUnion.†
    • †Cardholders who keep their balance low and pay their credit card bill on time every month typically do see an increase in their credit score.
    First Progress Platinum Prestige Mastercard® Secured Credit Card

    14.24% (V) APR

    N/A

    $49

    Poor / Limited / NoApply NowView Card Details
    • Earn 1% Cash Back Rewards with First Progress Prestige!
    • Apply now and fund your security deposit over 90 days with the option to make partial payments.
    • You Can't Rebuild credit with a Debit Card. Try First Progress Today! †
    • Build your credit history across 3 major credit reporting agencies: Equifax, Experian and TransUnion.†
    • All credit types welcome to apply!
    • †Cardholders who keep their balance low and pay their credit card bill on time every month typically do see an increase in their credit score.
    • No annual or hidden fees, and you can earn unlimited 1.5% cash back on every purchase, every day. See if you're approved in seconds
    • Put down a refundable $200 security deposit to get a $200 initial credit line
    • Building your credit? Using a card like this responsibly could help
    • Enjoy peace of mind with $0 Fraud Liability so that you won't be responsible for unauthorized charges
    • You could earn back your security deposit as a statement credit when you use your card responsibly, like making payments on time
    • Be automatically considered for a higher credit line in as little as 6 months with no additional deposit needed
    • Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options. Terms apply
    • Monitor your credit score with CreditWise from Capital One. It's free for everyone
    • New feature! Earn up to 10% cash back* on everyday purchases
    • No credit check to apply. Zero credit risk to apply!
    • Looking to build or rebuild your credit? 2 out of 3 OpenSky cardholders increase their credit score by an average of 41 points in just 3 months
    • Get free monthly access to your FICO score in our mobile application
    • Build your credit history across 3 major credit reporting agencies: Experian, Equifax, and TransUnion
    • Add to your mobile wallet and make purchases using Apple Pay, Samsung Pay and Google Pay
    • Fund your card with a low $200 refundable security deposit to get a $200 credit line
    • Apply in less than 5 minutes with our mobile first application
    • Choose the due date that fits your schedule with flexible payment dates
    • Fund your security deposit over 60 days with the option to make partial payments
    • Over 1.4 Million Cardholders Have Used OpenSky Secured Credit Card To Improve Their Credit
    • *See Rewards Terms and Conditions for more information
    • No annual or hidden fees. See if you're approved in seconds
    • Building your credit? Using the Capital One Platinum Secured card responsibly could help
    • Put down a refundable security deposit starting at $49 to get a $200 initial credit line
    • You could earn back your security deposit as a statement credit when you use your card responsibly, like making payments on time
    • Be automatically considered for a higher credit line in as little as 6 months with no additional deposit needed
    • Enjoy peace of mind with $0 Fraud Liability so that you won't be responsible for unauthorized charges
    • Monitor your credit score with CreditWise from Capital One. It's free for everyone
    • Get access to your account 24 hours a day, 7 days a week with online banking to access your account from your desktop or smartphone, with Capital One's mobile app
    • Choose your own credit line based on how much money you want to put down as a security deposit.
    • Initial deposits can be from $200 to $3,000. You can increase your credit line at any time by adding additional money to your security deposit, up to $3,000.
    • After 9 months, we review your account for a credit line increase. No additional deposit required!
    • Secured Credit Cards are great for people looking to build or rebuild credit and are available to people with all kinds of credit backgrounds.
    • Unlike a debit card or a pre-paid card, it helps build your credit history. We report your payment history to all three major credit-reporting agencies.
    • Get your FICO® Credit Score for free each month.
    • Fraud coverage if your card is lost or stolen. Access your account 24 hours a day, 7 days a week. Get help staying on track with available Auto Pay and account alerts.
    • Card issued by Merrick Bank, Member FDIC.
    • Get a First Progress Select Card and Earn 1% Cash Back Rewards!
    • Secure your credit line with your refundable security deposit - choose from $200- $2,000 - with the ability to increase up to $5,000 over time!
    • Choose the First Progress Select Card for a lower annual fee!
    • All credit types welcome to apply!
    • Build your credit history across 3 major credit reporting agencies: Equifax, Experian and TransUnion.†
    • †Cardholders who keep their balance low and pay their credit card bill on time every month typically do see an increase in their credit score.
    • Earn 1% Cash Back Rewards with First Progress Prestige!
    • Apply now and fund your security deposit over 90 days with the option to make partial payments.
    • You Can't Rebuild credit with a Debit Card. Try First Progress Today! †
    • Build your credit history across 3 major credit reporting agencies: Equifax, Experian and TransUnion.†
    • All credit types welcome to apply!
    • †Cardholders who keep their balance low and pay their credit card bill on time every month typically do see an increase in their credit score.

    The post Best Secured Credit Cards of February 2025 appeared first on CardBenefit.

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    Capital One Platinum Secured Credit Card Review – Build Credit and Control Spending https://www.cardbenefit.com/capital-one-secured-mastercard-review/ https://www.cardbenefit.com/capital-one-secured-mastercard-review/#respond Fri, 10 Dec 2021 00:42:00 +0000 http://www.cardbenefit.com/?p=652 For people looking to rebuild their credit with a credit card, there are several options, and a lot of them can be quite pricey. Capital One Secured Mastercard offers a no-cost option, thanks to its feature of no annual fee. Additional benefits to this card make it a good choice for consumers. With the Capital One Secured Mastercard, you don't have to worry about spending getting out of hand, because you will get as much credit as you deposit into your account. Your security deposit can be as little as $49. You can deposit more money into your account to get a higher credit line.

    The post Capital One Platinum Secured Credit Card Review – Build Credit and Control Spending appeared first on CardBenefit.

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    Overview

    For people looking to rebuild their credit with a credit card, there are several options, and a lot of them can be quite pricey. Capital One Platinum Secured Credit Card offers a no-cost option, thanks to its feature of no annual fee. Additional benefits to this card make it a good choice for consumers.

    • No annual or hidden fees. See if you're approved in seconds
    • Building your credit? Using the Capital One Platinum Secured card responsibly could help
    • Put down a refundable security deposit starting at $49 to get a $200 initial credit line
    • You could earn back your security deposit as a statement credit when you use your card responsibly, like making payments on time
    • Be automatically considered for a higher credit line in as little as 6 months with no additional deposit needed
    • Enjoy peace of mind with $0 Fraud Liability so that you won't be responsible for unauthorized charges
    • Monitor your credit score with CreditWise from Capital One. It's free for everyone
    • Get access to your account 24 hours a day, 7 days a week with online banking to access your account from your desktop or smartphone, with Capital One's mobile app
    Intro APR
    N/A
    Intro APR Period
    N/A
    Annual Fee (rates & fees)
    $0
    Credit Needed
    Limited, Bad

    Card Benefits

    Credit Building

    With the Capital One Platinum Secured Credit Card, you don’t have to worry about spending getting out of hand, because you will get as much credit as you deposit into your account. You can deposit as little as $49 as a security deposit with Capital One. You can even deposit more money into your account to get a higher credit line.

    That deposit is essentially a security on your credit, so it is fully refundable at any time if you decide to cancel your card. Since Capital One offers you the ability to increase your credit line based upon how much security deposit you have placed on the card, you can control how much credit you have available and how much you spend.

    Credit Tracking
    Capital One also offers cardholders a variety of online tools that they can use to track how their credit scores are improving. That’s because each cardholder of Capital One Platinum Secured Credit Card gets a free membership to CreditWise. CreditWise allows cardholders unlimited access to their credit scores and notification of any changes made to your credit report.

    Higher Credit Lines
    The longer cardholders keep the Capital One Platinum Secured Credit Card, the more credit they can apply for. Keep your Capital One Platinum Secured Credit Card, make on-time payments, and Capital One will increase your credit limit as a thank you.

    Additional Information

    Fees

    The credit card has no annual fee. Cardholders can keep the card to use without worrying about paying an annual fee to maintain the account.

    Required Credit Rating

    The Capital One Platinum Secured Credit Card is for people with poor credit rating. If you have a credit score of less than 600, you may still qualify for the credit card.

    Is this the right card for you?

    The Capital One Platinum Secured Credit Card is a great opportunity to get your credit back on track. It is a Mastercard that can be used at millions of locations around the world. It has no annual fee, which makes it one of the best secured credit cards to help rebuilding credit.

    Similar Credit Cards

    If you are interested in the Capital One Platinum Secured Credit Card, you may also consider a few other credit cards for people with damaged credit.

    Credit CardsPurchase APRTransfer InfoAnnual Fee Credit Level
    Total Visa® Card

    35.99%* APR

    rates & fees

    N/A

    See Terms*

    Fair / BadApply NowView Card Details
    OpenSky® Plus Secured Visa® Credit Card

    28.99% (Variable) APR

    N/A

    $0

    No Credit, Poor, FairApply NowView Card Details
    • New feature! Earn up to 10% cash back* on everyday purchases
    • No annual fee
    • No credit check to apply. Find out instantly if you are approved- Zero credit risk to apply!
    • Looking to build or rebuild your credit? 2 out of 3 OpenSky cardholders increase their credit score by an average of 41 points in just 3 months
    • Monitor your credit progress with free access to your FICO Credit Score.
    • Build your credit history across 3 major credit reporting agencies: Experian, Equifax, and TransUnion
    • Add to your mobile wallet and make purchases using Apple Pay, Samsung Pay and Google Pay
    • Secure your credit line with a refundable security deposit - as low as $300.
    • Easy application, apply in less than 5 minutes right from your mobile device
    • Offers flexible payment due dates which allow you to choose any available due date that fits your payment schedule
    • Now you can make smaller partial payments towards funding your security deposit over 60 days
    • Over 1.4 Million Cardholders Have Used OpenSky Secured Credit Card To Improve Their Credit
    • *See Rewards Terms and Conditions for more information
    OpenSky® Secured Visa® Credit Card

    24.64% (Variable) APR

    N/A

    $35

    No Credit, Poor, FairApply NowView Card Details
    • New feature! Earn up to 10% cash back* on everyday purchases
    • No credit check to apply. Zero credit risk to apply!
    • Looking to build or rebuild your credit? 2 out of 3 OpenSky cardholders increase their credit score by an average of 41 points in just 3 months
    • Get free monthly access to your FICO score in our mobile application
    • Build your credit history across 3 major credit reporting agencies: Experian, Equifax, and TransUnion
    • Add to your mobile wallet and make purchases using Apple Pay, Samsung Pay and Google Pay
    • Fund your card with a low $200 refundable security deposit to get a $200 credit line
    • Apply in less than 5 minutes with our mobile first application
    • Choose the due date that fits your schedule with flexible payment dates
    • Fund your security deposit over 60 days with the option to make partial payments
    • Over 1.4 Million Cardholders Have Used OpenSky Secured Credit Card To Improve Their Credit
    • *See Rewards Terms and Conditions for more information
    Merrick Bank Secured Credit Card

    22.70% Variable APR

    N/A

    $36 for first year. Billed $3 per month thereafter

    See Website For Details*Apply NowView Card Details
    • Choose your own credit line based on how much money you want to put down as a security deposit.
    • Initial deposits can be from $200 to $3,000. You can increase your credit line at any time by adding additional money to your security deposit, up to $3,000.
    • After 9 months, we review your account for a credit line increase. No additional deposit required!
    • Secured Credit Cards are great for people looking to build or rebuild credit and are available to people with all kinds of credit backgrounds.
    • Unlike a debit card or a pre-paid card, it helps build your credit history. We report your payment history to all three major credit-reporting agencies.
    • Get your FICO® Credit Score for free each month.
    • Fraud coverage if your card is lost or stolen. Access your account 24 hours a day, 7 days a week. Get help staying on track with available Auto Pay and account alerts.
    • Card issued by Merrick Bank, Member FDIC.
    Reflex® Platinum Mastercard®

    35.90% Fixed APR

    N/A

    $75 - $125

    Fair / Poor / Bad / LimitedApply NowView Card Details
    • Up to $1,000 Initial Credit Limit
    • See if you Pre-Qualify with No Impact to your Credit Score
    • Less than perfect credit? We understand. The Reflex Mastercard is ideal for people looking to rebuild their credit.
    • Unsecured credit card requires No Security Deposit
    • Perfect card for everyday purchases and unexpected expenses
    • Monthly reporting to the three major credit bureaus
    • Access to your Vantage 3.0 Score from Experian (when you sign up for e-statements)
    • Use your card everywhere Mastercard is accepted at millions of locations
    • Enjoy peace of mind with Mastercard Zero Liability Protection for unauthorized purchases (subject to Mastercard guidelines)
    First Progress Platinum Select Mastercard® Secured Credit Card

    18.24% (V) APR

    N/A

    $39

    Poor / Limited / NoApply NowView Card Details
    • Get a First Progress Select Card and Earn 1% Cash Back Rewards!
    • Secure your credit line with your refundable security deposit - choose from $200- $2,000 - with the ability to increase up to $5,000 over time!
    • Choose the First Progress Select Card for a lower annual fee!
    • All credit types welcome to apply!
    • Build your credit history across 3 major credit reporting agencies: Equifax, Experian and TransUnion.†
    • †Cardholders who keep their balance low and pay their credit card bill on time every month typically do see an increase in their credit score.
    First Progress Platinum Prestige Mastercard® Secured Credit Card

    14.24% (V) APR

    N/A

    $49

    Poor / Limited / NoApply NowView Card Details
    • Earn 1% Cash Back Rewards with First Progress Prestige!
    • Apply now and fund your security deposit over 90 days with the option to make partial payments.
    • You Can't Rebuild credit with a Debit Card. Try First Progress Today! †
    • Build your credit history across 3 major credit reporting agencies: Equifax, Experian and TransUnion.†
    • All credit types welcome to apply!
    • †Cardholders who keep their balance low and pay their credit card bill on time every month typically do see an increase in their credit score.
    • Earn 1% cash back rewards on payments made to your Total Credit Card
    • Checking Account Required
    • New feature! Earn up to 10% cash back* on everyday purchases
    • No annual fee
    • No credit check to apply. Find out instantly if you are approved- Zero credit risk to apply!
    • Looking to build or rebuild your credit? 2 out of 3 OpenSky cardholders increase their credit score by an average of 41 points in just 3 months
    • Monitor your credit progress with free access to your FICO Credit Score.
    • Build your credit history across 3 major credit reporting agencies: Experian, Equifax, and TransUnion
    • Add to your mobile wallet and make purchases using Apple Pay, Samsung Pay and Google Pay
    • Secure your credit line with a refundable security deposit - as low as $300.
    • Easy application, apply in less than 5 minutes right from your mobile device
    • Offers flexible payment due dates which allow you to choose any available due date that fits your payment schedule
    • Now you can make smaller partial payments towards funding your security deposit over 60 days
    • Over 1.4 Million Cardholders Have Used OpenSky Secured Credit Card To Improve Their Credit
    • *See Rewards Terms and Conditions for more information
    • New feature! Earn up to 10% cash back* on everyday purchases
    • No credit check to apply. Zero credit risk to apply!
    • Looking to build or rebuild your credit? 2 out of 3 OpenSky cardholders increase their credit score by an average of 41 points in just 3 months
    • Get free monthly access to your FICO score in our mobile application
    • Build your credit history across 3 major credit reporting agencies: Experian, Equifax, and TransUnion
    • Add to your mobile wallet and make purchases using Apple Pay, Samsung Pay and Google Pay
    • Fund your card with a low $200 refundable security deposit to get a $200 credit line
    • Apply in less than 5 minutes with our mobile first application
    • Choose the due date that fits your schedule with flexible payment dates
    • Fund your security deposit over 60 days with the option to make partial payments
    • Over 1.4 Million Cardholders Have Used OpenSky Secured Credit Card To Improve Their Credit
    • *See Rewards Terms and Conditions for more information
    • Choose your own credit line based on how much money you want to put down as a security deposit.
    • Initial deposits can be from $200 to $3,000. You can increase your credit line at any time by adding additional money to your security deposit, up to $3,000.
    • After 9 months, we review your account for a credit line increase. No additional deposit required!
    • Secured Credit Cards are great for people looking to build or rebuild credit and are available to people with all kinds of credit backgrounds.
    • Unlike a debit card or a pre-paid card, it helps build your credit history. We report your payment history to all three major credit-reporting agencies.
    • Get your FICO® Credit Score for free each month.
    • Fraud coverage if your card is lost or stolen. Access your account 24 hours a day, 7 days a week. Get help staying on track with available Auto Pay and account alerts.
    • Card issued by Merrick Bank, Member FDIC.
    • Up to $1,000 Initial Credit Limit
    • See if you Pre-Qualify with No Impact to your Credit Score
    • Less than perfect credit? We understand. The Reflex Mastercard is ideal for people looking to rebuild their credit.
    • Unsecured credit card requires No Security Deposit
    • Perfect card for everyday purchases and unexpected expenses
    • Monthly reporting to the three major credit bureaus
    • Access to your Vantage 3.0 Score from Experian (when you sign up for e-statements)
    • Use your card everywhere Mastercard is accepted at millions of locations
    • Enjoy peace of mind with Mastercard Zero Liability Protection for unauthorized purchases (subject to Mastercard guidelines)
    • Get a First Progress Select Card and Earn 1% Cash Back Rewards!
    • Secure your credit line with your refundable security deposit - choose from $200- $2,000 - with the ability to increase up to $5,000 over time!
    • Choose the First Progress Select Card for a lower annual fee!
    • All credit types welcome to apply!
    • Build your credit history across 3 major credit reporting agencies: Equifax, Experian and TransUnion.†
    • †Cardholders who keep their balance low and pay their credit card bill on time every month typically do see an increase in their credit score.
    • Earn 1% Cash Back Rewards with First Progress Prestige!
    • Apply now and fund your security deposit over 90 days with the option to make partial payments.
    • You Can't Rebuild credit with a Debit Card. Try First Progress Today! †
    • Build your credit history across 3 major credit reporting agencies: Equifax, Experian and TransUnion.†
    • All credit types welcome to apply!
    • †Cardholders who keep their balance low and pay their credit card bill on time every month typically do see an increase in their credit score.

    The post Capital One Platinum Secured Credit Card Review – Build Credit and Control Spending appeared first on CardBenefit.

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    Capital One Quicksilver Secured Cash Rewards Credit Card https://www.cardbenefit.com/capital-one-quicksilver-secured-cash-rewards-credit-card/ https://www.cardbenefit.com/capital-one-quicksilver-secured-cash-rewards-credit-card/#respond Wed, 20 Oct 2021 23:40:52 +0000 https://www.cardbenefit.com/capital-one-quicksilver-secured-cash-rewards-credit-card/ Capital One Quicksilver Secured Cash Rewards Credit Card is the only secured credit card that offers cash back and has no annual fee. You can earn unlimited 1.5% cash back on every purchase, everywhere, while rebuilding your credit.

    The post Capital One Quicksilver Secured Cash Rewards Credit Card appeared first on CardBenefit.

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    Card Issuer
    Capital One
    Network
    Mastercard
    Card Category
    Bad Credit, Secured Card
    Required Credit
    Limited, Bad
    Rate this card:  

    Benefits Summary
    Rewards
    No annual or hidden fees, and you can earn unlimited 1.5% cash back on every purchase, every day. See if you're approved in seconds. You could earn back your security deposit as a statement credit when you use your card responsibly, like making payments on time. Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options. Terms apply.
    Extra Benefits

    • No annual or hidden fees, and you can earn unlimited 1.5% cash back on every purchase, every day. See if you're approved in seconds
    • Put down a refundable $200 security deposit to get a $200 initial credit line
    • Building your credit? Using a card like this responsibly could help
    • Enjoy peace of mind with $0 Fraud Liability so that you won't be responsible for unauthorized charges
    • You could earn back your security deposit as a statement credit when you use your card responsibly, like making payments on time
    • Be automatically considered for a higher credit line in as little as 6 months with no additional deposit needed
    • Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options. Terms apply
    • Monitor your credit score with CreditWise from Capital One. It's free for everyone
    Intro APR
    N/A
    Intro APR Period
    N/A
    Regular APR
    29.74% (Variable)
    Annual Fee (rates & fees)
    $0

    Featured Credit Cards from Our Partners for Bad Credit, Secured Card

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    Capital One Platinum Secured Credit Card https://www.cardbenefit.com/capital-one-platinum-secured-credit-card/ https://www.cardbenefit.com/capital-one-platinum-secured-credit-card/#respond Sat, 11 Sep 2021 18:55:32 +0000 http://www.cardbenefit.com/capital-one-secured-mastercard/ Capital One Platinum Secured Credit Card is a secured card with no annual fee. It helps people build credit when used responsibly. It helps build your credit history with monthly reporting to all 3 major credit bureaus. You will also have free access to your FICO score online.

    The post Capital One Platinum Secured Credit Card appeared first on CardBenefit.

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    Card Issuer
    Capital One
    Network
    Mastercard
    Card Category
    Bad Credit, Secured Card
    Required Credit
    Limited, Bad
    Rate this card:  

    Benefits Summary
    Rewards
    You could earn back your security deposit as a statement credit when you use your card responsibly, like making payments on time.
    Extra Benefits

    • No annual or hidden fees. See if you're approved in seconds
    • Building your credit? Using the Capital One Platinum Secured card responsibly could help
    • Put down a refundable security deposit starting at $49 to get a $200 initial credit line
    • You could earn back your security deposit as a statement credit when you use your card responsibly, like making payments on time
    • Be automatically considered for a higher credit line in as little as 6 months with no additional deposit needed
    • Enjoy peace of mind with $0 Fraud Liability so that you won't be responsible for unauthorized charges
    • Monitor your credit score with CreditWise from Capital One. It's free for everyone
    • Get access to your account 24 hours a day, 7 days a week with online banking to access your account from your desktop or smartphone, with Capital One's mobile app
    • Read our review on Capital One Platinum Secured Credit Card
    Intro APR
    N/A
    Intro APR Period
    N/A
    Regular APR
    29.74% (Variable)
    Annual Fee (rates & fees)
    $0

    Featured Credit Cards from Our Partners for Bad Credit, Secured Card

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    OpenSky® Secured Visa® Credit Card https://www.cardbenefit.com/opensky-secured-visa-credit-card/ https://www.cardbenefit.com/opensky-secured-visa-credit-card/#respond Mon, 28 Jun 2021 12:43:11 +0000 http://www.cardbenefit.com/opensky-secured-visa-credit-card/ Having bad credit or no credit history? Build credit with Capital Bank's OpenSky Secured Visa Credit Card that reports to credit bureaus. No credit check necessary to apply.

    The post OpenSky® Secured Visa® Credit Card appeared first on CardBenefit.

    ]]>
    Card Issuer
    Capital Bank
    Network
    Visa
    Card Category
    Bad Credit, Secured Card
    Required Credit
    No Credit, Poor, Fair
    Rate this card:  

    Benefits Summary
    Rewards
    New feature! Earn up to 10% cash back* on everyday purchases. Looking to build or rebuild your credit? 2 out of 3 OpenSky cardholders increase their credit score by an average of 41 points in just 3 months.
    Extra Benefits
    Get free monthly access to your FICO score in our mobile application.

    • New feature! Earn up to 10% cash back* on everyday purchases
    • No credit check to apply. Zero credit risk to apply!
    • Looking to build or rebuild your credit? 2 out of 3 OpenSky cardholders increase their credit score by an average of 41 points in just 3 months
    • Get free monthly access to your FICO score in our mobile application
    • Build your credit history across 3 major credit reporting agencies: Experian, Equifax, and TransUnion
    • Add to your mobile wallet and make purchases using Apple Pay, Samsung Pay and Google Pay
    • Fund your card with a low $200 refundable security deposit to get a $200 credit line
    • Apply in less than 5 minutes with our mobile first application
    • Choose the due date that fits your schedule with flexible payment dates
    • Fund your security deposit over 60 days with the option to make partial payments
    • Over 1.4 Million Cardholders Have Used OpenSky Secured Credit Card To Improve Their Credit
    • *See Rewards Terms and Conditions for more information
    Intro APR
    N/A
    Intro APR Period
    N/A
    Purchase APR
    24.64% (Variable)
    Annual Fee
    $35

    Featured Credit Cards from Our Partners for Bad Credit, Secured Card

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    Total Visa® Card https://www.cardbenefit.com/total-visa-card/ https://www.cardbenefit.com/total-visa-card/#respond Sun, 27 Jun 2021 23:56:12 +0000 https://www.cardbenefit.com/total-visa-card/ Build credit with Total Visa Card, a credit card for people with fair or bad credit. It reports monthly to all 3 major credit reporting agencies. $300 credit limit, subject to available credit.

    The post Total Visa® Card appeared first on CardBenefit.

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    Card Issuer
    The Bank of Missouri
    Network
    Visa
    Card Category
    Fair Credit
    Required Credit
    Fair / Bad
    Rate this card:  

    Benefits Summary
    Rewards
    Earn 1% cash back rewards on payments made to your Total Credit Card.

    Intro APR
    N/A
    Intro APR Period
    N/A
    Purchase APR
    35.99%*
    Annual Fee (rates & fees)
    See Terms*

    Featured Credit Cards from Our Partners for Fair Credit

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