Grow your credit history with responsible use of credit and on-time payments! Citi Double Cash Card is an unsecured card with $200 bonus and 2% cash rewards. It is the best card for people with fair credit ratings to earn cash rewards while building credit.

Apply Now

Citi Double Cash^® Card

• Earn $200 cash back after you spend $1,500 on purchases in the first 6 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou^® Points, which can be redeemed for $200 cash back.
• Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases. To earn cash back, pay at least the minimum due on time.
  Plus, a special travel offer, earn 5% total cash back on hotel, car rentals and attractions booked on the Citi Travel^℠ portal through 12/31/25.
• Balance Transfer Only Offer: 0% intro APR on Balance Transfers for 18 months. After that, the variable APR will be 18.49% - 28.49%, based on your creditworthiness.
• Balance Transfers do not earn cash back. Intro APR does not apply to purchases.
• If you transfer a balance, interest will be charged on your purchases unless you pay your entire balance (including balance transfers) by the due date each month.
• There is an intro balance transfer fee of 3% of each transfer (minimum $5) completed within the first 4 months of account opening. After that, your fee will be 5% of each transfer (minimum $5).

Intro APR

0% on Balance Transfers

Intro APR Period

18 months

Annual Fee (rates & fees)

$0

Credit Needed

Excellent, Good, Fair

Alternative Credit Cards for Fair or Average Credit

If you have average credit and are interested in Citi Double Cash Card, you may also consider a few other credit cards with similar benefits.

Credit Card		Bonus and Rewards	Annual Fee
	Capital One QuicksilverOne Cash Rewards Credit Card	Unlimited 1.5% cash back on every purchase, every day Unlimited 5% cash back on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options. Terms apply	$39 (rates & fees)
	Upgrade Cash Rewards Visa®	$200 bonus after opening a Rewards Checking Plus account and making 3 debit card transactions* Up to 10% cash back from your favorite brands with Upgrade Shopping	$0
	Upgrade Triple Cash Rewards Visa®	$200 bonus after opening a Rewards Checking Plus account and making 3 debit card transactions* Up to 10% cash back from your favorite brands with Upgrade Shopping	$0
	Capital One Quicksilver Student Cash Rewards Credit Card	Unlimited 1.5% cash back on every purchase, every day Early Spend Bonus: Earn $50 when you spend $100 in the first three months	$0 (rates & fees)

The post Best Credit Cards for People who have Limited or Fair Credit appeared first on CardBenefit.

Overview

For those seeking a no-annual-fee credit card to establish a credit history, Capital One Platinum Credit Card stands out as an excellent option. Designed as an unsecured credit card, it caters to individuals with average credit ratings. It offers them an opportunity to enhance their credit profiles. Notably, approval for this card is accessible with a FICO credit score in the 600s.

An advantageous feature of the Capital One Platinum Credit Card is its regular reporting to all three major credit reporting agencies. This provides users with the means to showcase their credit activity and progress. Additionally, the card offers the flexibility to increase the credit limit after five months of responsible use, which may contribute positively to the cardholder’s credit score.

Apply Now

Capital One Platinum Credit Card

• No annual or hidden fees. See if you're approved in seconds
• Be automatically considered for a higher credit line in as little as 6 months
• Help build your credit through responsible use of a card like this
• Enjoy peace of mind with $0 Fraud Liability so that you won't be responsible for unauthorized charges
• Monitor your credit score with CreditWise from Capital One. It's free for everyone
• Get access to your account 24 hours a day, 7 days a week with online banking from your desktop or smartphone, with Capital One's mobile app
• Check out quickly and securely with a contactless card, without touching a terminal or handing your card to a cashier. Just hover your card over a contactless reader, wait for the confirmation, and you're all set
• Pay by check, online or at a local branch, all with no fee - and pick the monthly due date that works best for you

Intro APR

N/A

Intro APR Period

N/A

Annual Fee (rates & fees)

$0

Credit Needed

Average, Fair, Limited

Card Benefits

If you have not established a credit profile yet, obtaining new credit lines or loans may pose a challenge. However, the Capital One Platinum Credit Card can be a valuable solution in such situations. As an unsecured credit card, it offers the advantage of not requiring a security deposit to open an account. This makes it particularly accessible for individuals with limited or no credit history, including those venturing into their first credit card experience.

Even if your credit score hovers in the 600s, a range where many card issuers might hesitate to grant unsecured credit, the Capital One Platinum Credit Card is tailored to the needs of individuals with average credit. This makes it a viable option for initiating the process of building your credit.

As a Mastercard, the card is widely accepted, which allows you to make purchases at most merchants worldwide. Moreover, the card automatically considers you for a higher credit line in as little as six months. This provides an opportunity for increased flexibility.

Furthermore, the card offers unlimited access to your credit score and tools through CreditWise from Capital One. This helps you monitoring and managing your credit profile. Additionally, the $0 Fraud Liability feature protects you against unauthorized charges, offering a layer of security against fraudulent purchases.

Fees

With no annual fee, the Capital One Platinum Credit Card emerges as an excellent choice for long-term ownership. This feature enhances its appeal, making it a favorable credit card for individuals who are new to building credit. The absence of an annual fee contributes to the card’s affordability. It makes the card a practical option for those looking to establish and maintain their credit history over an extended period.

Is this the right card for you?

For individuals with average or fair credit, the Capital One Platinum Credit Card presents a valuable opportunity to build credit without the burden of an annual fee. As an unsecured card, it eliminates the need for a security deposit. Consequently, it provides accessibility for those looking to strengthen their credit profiles. In addition, as a Mastercard, it offers widespread acceptance, allowing its users to make purchases nearly everywhere.

One of the noteworthy features of this card is its reporting to all three major credit bureaus — Experian, TransUnion, and Equifax. This reporting mechanism ensures that responsible credit behavior, especially timely payments, contributes positively to the cardholder’s credit history. For those aiming to establish credit, the Capital One Platinum Credit Card proves to be an effective tool when used responsibly.

Similar Cards for Credit Building

Like the Capital One Platinum Credit Card, a few other credit cards offer similar benefits.

Citi Double Cash Card: 2% Cash Rewards

Apply Now

Citi Double Cash^® Card

• Earn $200 cash back after you spend $1,500 on purchases in the first 6 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou^® Points, which can be redeemed for $200 cash back.
• Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases. To earn cash back, pay at least the minimum due on time.
  Plus, a special travel offer, earn 5% total cash back on hotel, car rentals and attractions booked on the Citi Travel^℠ portal through 12/31/25.
• Balance Transfer Only Offer: 0% intro APR on Balance Transfers for 18 months. After that, the variable APR will be 18.49% - 28.49%, based on your creditworthiness.
• Balance Transfers do not earn cash back. Intro APR does not apply to purchases.
• If you transfer a balance, interest will be charged on your purchases unless you pay your entire balance (including balance transfers) by the due date each month.
• There is an intro balance transfer fee of 3% of each transfer (minimum $5) completed within the first 4 months of account opening. After that, your fee will be 5% of each transfer (minimum $5).

Intro APR

0% on Balance Transfers

Intro APR Period

18 months

Annual Fee (rates & fees)

$0

Credit Needed

Excellent, Good, Fair

Total Visa Card: 1% Cash Back Unsecured Card

Apply Now

Total Visa^® Card

• Earn 1% cash back rewards on payments made to your Total Credit Card
• Checking Account Required
• $300 credit limit (subject to available credit)
• No security deposit, simply pay a one-time $95 program fee to open your account.*
• User friendly Mobile App.
• *See Rates, Fees, Costs & Limitations for complete offer details
• See Total Card Visa Rewards Programs Terms & Conditions for details

Intro APR

N/A

Intro APR Period

N/A

Annual Fee (rates & fees)

See Terms*

Credit Needed

Fair / Bad

The post Capital One Platinum Credit Card Review appeared first on CardBenefit.

No Annual Fee Credit Card to Build Credit

Both Capital One Quicksilver Secured Cash Rewards Credit Card and Capital One Platinum Credit Card offer cardholders to build credit without having to pay an annual fee. In addition, the Quicksilver Secured Cash Rewards Card offers unlimited 1.5% cash back on purchases and up to 5% back on travel.

Apply Now

Capital One Quicksilver Secured Cash Rewards Credit Card

• No annual or hidden fees, and you can earn unlimited 1.5% cash back on every purchase, every day. See if you're approved in seconds
• Put down a refundable $200 security deposit to get a $200 initial credit line
• Building your credit? Using a card like this responsibly could help
• Enjoy peace of mind with $0 Fraud Liability so that you won't be responsible for unauthorized charges
• You could earn back your security deposit as a statement credit when you use your card responsibly, like making payments on time
• Be automatically considered for a higher credit line in as little as 6 months with no additional deposit needed
• Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options. Terms apply
• Monitor your credit score with CreditWise from Capital One. It's free for everyone

Intro APR

N/A

Intro APR Period

N/A

Annual Fee (rates & fees)

$0

Credit Needed

Limited, Bad

Apply Now

Capital One Platinum Credit Card

• No annual or hidden fees. See if you're approved in seconds
• Be automatically considered for a higher credit line in as little as 6 months
• Help build your credit through responsible use of a card like this
• Enjoy peace of mind with $0 Fraud Liability so that you won't be responsible for unauthorized charges
• Monitor your credit score with CreditWise from Capital One. It's free for everyone
• Get access to your account 24 hours a day, 7 days a week with online banking from your desktop or smartphone, with Capital One's mobile app
• Check out quickly and securely with a contactless card, without touching a terminal or handing your card to a cashier. Just hover your card over a contactless reader, wait for the confirmation, and you're all set
• Pay by check, online or at a local branch, all with no fee - and pick the monthly due date that works best for you

Intro APR

N/A

Intro APR Period

N/A

Annual Fee (rates & fees)

$0

Credit Needed

Average, Fair, Limited

Alternative Credit Cards to Help Building Credit

If you are interested in Capital One Platinum Credit Card or Capital One Quicksilver Secured Cash Rewards Credit Card, you may also consider a few other credit cards with similar benefits.

Credit Cards	Purchase APR	Transfer Info	Annual Fee	Credit Level
Destiny Mastercard®  Hide Benefits Show Benefits	35.9% APR	N/A	$175 the first year; $49 thereafter	Poor To GoodApply NowView Card Details
All the benefits of a Mastercard, without a security deposit 24/7 access to your account, even on mobile! Reports to all three major credit bureaus Less than perfect credit is okay, even with a prior bankruptcy!
Total Visa® Card  Hide Benefits Show Benefits	35.99%* APR rates & fees	N/A	See Terms*	Fair / BadApply NowView Card Details
Earn 1% cash back rewards on payments made to your Total Credit Card Checking Account Required $300 credit limit (subject to available credit) No security deposit, simply pay a one-time $95 program fee to open your account.* User friendly Mobile App. *See Rates, Fees, Costs & Limitations for complete offer details See Total Card Visa Rewards Programs Terms & Conditions for details
OpenSky® Plus Secured Visa® Credit Card  Hide Benefits Show Benefits	29.24% (Variable) APR	N/A	$0	No Credit, Poor, FairApply NowView Card Details
New feature! Earn up to 10% cash back* on everyday purchases No annual fee No credit check to apply. Find out instantly if you are approved- Zero credit risk to apply! Looking to build or rebuild your credit? 2 out of 3 OpenSky cardholders increase their credit score by an average of 41 points in just 3 months Monitor your credit progress with free access to your FICO Credit Score. Build your credit history across 3 major credit reporting agencies: Experian, Equifax, and TransUnion Add to your mobile wallet and make purchases using Apple Pay, Samsung Pay and Google Pay Secure your credit line with a refundable security deposit - as low as $300. Easy application, apply in less than 5 minutes right from your mobile device Offers flexible payment due dates which allow you to choose any available due date that fits your payment schedule Now you can make smaller partial payments towards funding your security deposit over 60 days Over 1.4 Million Cardholders Have Used OpenSky Secured Credit Card To Improve Their Credit *See Rewards Terms and Conditions for more information
Capital One QuicksilverOne Cash Rewards Credit Card  Hide Benefits Show Benefits	29.99% (Variable) APR rates & fees	29.99% (Variable) APR	$39	Average, Fair, LimitedApply NowView Card Details
Earn unlimited 1.5% cash back on every purchase, every day No rotating categories or limits to how much you can earn, and cash back doesn't expire for the life of the account. It's that simple Be automatically considered for a higher credit line in as little as 6 months Enjoy peace of mind with $0 Fraud Liability so that you won't be responsible for unauthorized charges Help strengthen your credit for the future with responsible card use Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options. Terms apply Monitor your credit score with CreditWise from Capital One. It's free for everyone Check out quickly and securely with a contactless card, without touching a terminal or handing your card to a cashier. Just hover your card over a contactless reader, wait for the confirmation, and you're all set
First Progress Platinum Select Mastercard® Secured Credit Card  Hide Benefits Show Benefits	18.49% (V) APR	N/A	$39	Poor / Limited / NoApply NowView Card Details
Get a First Progress Select Card and Earn 1% Cash Back Rewards! Secure your credit line with your refundable security deposit - choose from $200- $2,000 - with the ability to increase up to $5,000 over time! Choose the First Progress Select Card for a lower annual fee! All credit types welcome to apply! Build your credit history across 3 major credit reporting agencies: Equifax, Experian and TransUnion.† †Cardholders who keep their balance low and pay their credit card bill on time every month typically do see an increase in their credit score.

Destiny Mastercard®

Apply Now

• All the benefits of a Mastercard, without a security deposit
• 24/7 access to your account, even on mobile!

• Reports to all three major credit bureaus
• Less than perfect credit is okay, even with a prior bankruptcy!

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Total Visa® Card

Apply Now
Rates & Fees

• Earn 1% cash back rewards on payments made to your Total Credit Card
• Checking Account Required

• $300 credit limit (subject to available credit)
• No security deposit, simply pay a one-time $95 program fee to open your account.*
• User friendly Mobile App.
• *See Rates, Fees, Costs & Limitations for complete offer details
• See Total Card Visa Rewards Programs Terms & Conditions for details

Show More »

OpenSky® Plus Secured Visa® Credit Card

Apply Now

• New feature! Earn up to 10% cash back* on everyday purchases
• No annual fee

• No credit check to apply. Find out instantly if you are approved- Zero credit risk to apply!
• Looking to build or rebuild your credit? 2 out of 3 OpenSky cardholders increase their credit score by an average of 41 points in just 3 months
• Monitor your credit progress with free access to your FICO Credit Score.
• Build your credit history across 3 major credit reporting agencies: Experian, Equifax, and TransUnion
• Add to your mobile wallet and make purchases using Apple Pay, Samsung Pay and Google Pay
• Secure your credit line with a refundable security deposit - as low as $300.
• Easy application, apply in less than 5 minutes right from your mobile device
• Offers flexible payment due dates which allow you to choose any available due date that fits your payment schedule
• Now you can make smaller partial payments towards funding your security deposit over 60 days
• Over 1.4 Million Cardholders Have Used OpenSky Secured Credit Card To Improve Their Credit
• *See Rewards Terms and Conditions for more information

Show More »

Capital One QuicksilverOne Cash Rewards Credit Card

Apply Now
Rates & Fees

• Earn unlimited 1.5% cash back on every purchase, every day
• No rotating categories or limits to how much you can earn, and cash back doesn't expire for the life of the account. It's that simple

• Be automatically considered for a higher credit line in as little as 6 months
• Enjoy peace of mind with $0 Fraud Liability so that you won't be responsible for unauthorized charges
• Help strengthen your credit for the future with responsible card use
• Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options. Terms apply
• Monitor your credit score with CreditWise from Capital One. It's free for everyone
• Check out quickly and securely with a contactless card, without touching a terminal or handing your card to a cashier. Just hover your card over a contactless reader, wait for the confirmation, and you're all set

Show More »

First Progress Platinum Select Mastercard® Secured Credit Card

Apply Now

• Get a First Progress Select Card and Earn 1% Cash Back Rewards!
• Secure your credit line with your refundable security deposit - choose from $200- $2,000 - with the ability to increase up to $5,000 over time!

• Choose the First Progress Select Card for a lower annual fee!
• All credit types welcome to apply!
• Build your credit history across 3 major credit reporting agencies: Equifax, Experian and TransUnion.†
• †Cardholders who keep their balance low and pay their credit card bill on time every month typically do see an increase in their credit score.

Show More »

The post Best Credit-Building Cards of December 2024 appeared first on CardBenefit.

If you are need extra cash to make a big purchase, you may use a 0% APR credit card to buy now and pay later. Credit cards with 0% intro APR allow you to charge a purchase to your credit card now and pay off the credit-card balance over time without incurring interest or fees, as long as you make the minimum payments every month.

At this time, many credit cards offer 0% introductory APR on purchases for 12 months or more. If you are short of cash for an expensive purchase, you can open a new credit card with 0% intro APR to enjoy the buying power now. After that, you can just make the minimum payment each billing cycle to avoid finance charges and pay off all the remaining balance at the end of your 0% introductory period. In this way, a 0% APR credit card not only helps you afford the purchase, but also helps you save money by paying no interest for a long time.

Best 0% APR Credit Cards on Purchases

Choose from one of the following credit cards that offer 0% on purchases for at least 12 months. All these credit cards are for people who have good or excellent credit rating. If you have a credit score of 700 or above, you may qualify for these offers.

0% Interest on Purchases for 15 Months

Credit Card		0% Introductory Interest	Annual Fee
	Citi Rewards+® Card	0% on purchases and balance transfers for 15 months. After the intro period ends, the go-to rate of 17.99% - 27.99% (variable) applies. (rates & fees)	$0
	Citi Custom Cash® Card	0% on purchases and balance transfers for 15 months. After the intro period ends, the go-to rate of 18.49% - 28.49% (variable) applies. (rates & fees)	$0
	Blue Cash Everyday® Card from American Express	0% on purchases and balance transfers for 15 months. After the intro period ends, the go-to rate of 18.24% - 29.24% variable applies. (rates & fees)	$0
	Chase Freedom Unlimited®	0% on purchases and balance transfers for 15 months. After the intro period ends, the go-to rate of 19.74% - 28.49% variable applies.	$0

0% Interest on Purchases for 12 Months

Credit Card		0% Introductory Interest	Annual Fee
	Blue Cash Preferred® Card from American Express	0% on purchases for 12 months. After the intro period ends, the go-to rate of 18.24% - 29.24% variable applies. (rates & fees)	$0 intro annual fee for the first year, then $95.
	The American Express Blue Business Cash™ Card	0% on purchases for 12 months from date of account opening. After the intro period ends, the go-to rate of 17.49% - 25.49% variable applies. (rates & fees)	$0
	Ink Business Cash® Credit Card	0% on purchases for 12 months. After the intro period ends, the go-to rate of 17.74% - 25.74% variable applies.	$0
	Ink Business Unlimited® Credit Card	0% on purchases for 12 months. After the intro period ends, the go-to rate of 17.74% - 23.74% variable applies.	$0
	Citi® Diamond Preferred® Card	0% on purchases for 12 months and on qualifying balance transfers for 21 months. After the intro period ends, the go-to rate of 17.49% - 28.24% (variable) applies. (rates & fees)	$0
	United Gateway℠ Card	0% on purchases for 12 months. After the intro period ends, the go-to rate of 21.24% - 28.24% variable applies.	$0

The post Buy Now and Pay Later with 0% APR Credit Cards appeared first on CardBenefit.

Citi Custom Cash: $200 Bonus, up to 5% Cash Back

Citi Custom Cash^® Card offers $200 bonus cash. You only need to spend $1,500 on purchases in the first 6 months to qualify for the $200 bonus. In addition, you can earn up to 5% cash back on purchases in your top eligible spend category each billing cycle. It has no annual fee.

Apply Now

Citi Custom Cash^® Card

• Earn $200 cash back after you spend $1,500 on purchases in the first 6 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou^® Points, which can be redeemed for $200 cash back.
• 0% Intro APR on balance transfers and purchases for 15 months. After that, the variable APR will be 18.49% - 28.49%, based on your creditworthiness.
• Earn 5% cash back on purchases in your top eligible spend category each billing cycle, up to the first $500 spent, 1% cash back thereafter. Also, earn unlimited 1% cash back on all other purchases.
  Special Travel Offer: Earn an additional 4% cash back on hotels, car rentals, and attractions booked on Citi Travel^℠ portal through 6/30/2026.
• No rotating bonus categories to sign up for - as your spending changes each billing cycle, your earn adjusts automatically when you spend in any of the eligible categories.
• No Annual Fee
• Citi will only issue one Citi Custom Cash^® Card account per person.

Intro APR

0% on Purchases and Balance Transfers

Intro APR Period

15 months

Annual Fee (rates & fees)

$0

Credit Needed

Excellent, Good

Alternative Rewards Credit Cards

If you are interested in Citi Custom Cash Card, you may also consider a few other credit cards with similar bonus, cash rewards, and benefits.

Cash Back Credit Cards

Credit Card		Bonus and Rewards	Annual Fee
	Citi Double Cash® Card	$200 cash back after you spend $1,500 on purchases in the first 6 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou Points, which can be redeemed for $200 cash back. 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases. To earn cash back, pay at least the minimum due on time. Plus, a special travel offer, earn 5% total cash back on hotel, car rentals and attractions booked on the Citi Travel℠ portal through 12/31/25.	$0 rates & fees
	Chase Freedom Unlimited®	Earn an additional 1.5% cash back on everything you buy (on up to $20,000 spent in the first year) - worth up to $300 cash back! Earn an additional 1.5% cash back on everything you buy (on up to $20,000 spent in the first year) - worth up to $300 cash back! Enjoy 6.5% cash back on travel purchased through Chase Travel, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more; 4.5% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and 3% on all other purchases (on up to $20,000 spent in the first year). After your first year or $20,000 spent, enjoy 5% cash back on travel purchased through Chase Travel, 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and unlimited 1.5% cash back on all other purchases.	$0
	Blue Cash Preferred® Card from American Express	$250 statement credit after you spend $3,000 in eligible purchases on your new Card within the first 6 months. 6% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%). 6% Cash Back on select U.S. streaming subscriptions. 3% Cash Back at U.S. gas stations. 3% Cash Back on transit (including taxis/rideshare, parking, tolls, trains, buses and more). 1% Cash Back on other purchases.	$0 intro annual fee for the first year, then $95. rates & fees
	Ink Business Unlimited® Credit Card	$750 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening Unlimited 1.5% cash back on every purchase made for your business	$0
	Ink Business Cash® Credit Card	$350 when you spend $3,000 on purchases in the first three months and an additional $400 when you spend $6,000 on purchases in the first six months after account opening 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year. Earn 1% cash back on all other purchases	$0

Rewards Credit Cards

Credit Card		Bonus and Rewards	Annual Fee
	Citi Strata Premier℠ Card	For a limited time, earn 75,000 bonus ThankYou Points after spending $4,000 in the first 3 months of account opening, redeemable for $750 in gift cards or travel rewards at thankyou.com. 3 points per $1 on Air Travel and Other Hotel Purchases, at Restaurants, Supermarkets, Gas and EV Charging Stations. 1 Point per $1 spent on all other purchases	$95 rates & fees
	Chase Sapphire Preferred® Card	60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. Enjoy benefits such as 5x on travel purchased through Chase Travel, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases, $50 Annual Chase Travel Hotel Credit, plus more.	$95
	Citi Rewards+® Card	20,000 bonus points after you spend $1,500 in purchases with your card within 3 months of account opening; redeemable for $200 in gift cards at thankyou.com 2X ThankYou Points at Supermarkets and Gas Stations for the first $6,000 per year and then 1X Points thereafter. Plus, earn 1X ThankYou Points on All Other Purchases.	$0 rates & fees
	Ink Business Premier® Credit Card	$1,000 bonus cash back after you spend $10,000 on purchases in the first 3 months from account opening. Unlimited 2.5% total cash back on purchases of $5,000 or more and unlimited 2% cash back on all other business purchases. The only business credit card with 2.5% cash back on every purchase of $5,000 or more.	$195

The post Best Cash Rewards Credit Cards appeared first on CardBenefit.

Best Secured Cards

Apply Now

OpenSky^® Plus Secured Visa^® Credit Card

• New feature! Earn up to 10% cash back* on everyday purchases
• No annual fee
• No credit check to apply. Find out instantly if you are approved- Zero credit risk to apply!
• Looking to build or rebuild your credit? 2 out of 3 OpenSky cardholders increase their credit score by an average of 41 points in just 3 months
• Monitor your credit progress with free access to your FICO Credit Score.
• Build your credit history across 3 major credit reporting agencies: Experian, Equifax, and TransUnion
• Add to your mobile wallet and make purchases using Apple Pay, Samsung Pay and Google Pay
• Secure your credit line with a refundable security deposit - as low as $300.
• Easy application, apply in less than 5 minutes right from your mobile device
• Offers flexible payment due dates which allow you to choose any available due date that fits your payment schedule
• Now you can make smaller partial payments towards funding your security deposit over 60 days
• Over 1.4 Million Cardholders Have Used OpenSky Secured Credit Card To Improve Their Credit
• *See Rewards Terms and Conditions for more information

Intro APR

N/A

Intro APR Period

N/A

Annual Fee

$0

Credit Needed

No credit, Poor, Fair

Alternative Secured Credit Cards

If you are interested in or OpenSky Plus Secured Visa Credit Card, you may also consider a few other credit cards with similar benefits.

Credit Cards	Purchase APR	Transfer Info	Annual Fee	Credit Level
Capital One Quicksilver Secured Cash Rewards Credit Card  Hide Benefits Show Benefits	29.99% (Variable) APR rates & fees	29.99% (Variable) APR	$0	Limited, BadApply NowView Card Details
No annual or hidden fees, and you can earn unlimited 1.5% cash back on every purchase, every day. See if you're approved in seconds Put down a refundable $200 security deposit to get a $200 initial credit line Building your credit? Using a card like this responsibly could help Enjoy peace of mind with $0 Fraud Liability so that you won't be responsible for unauthorized charges You could earn back your security deposit as a statement credit when you use your card responsibly, like making payments on time Be automatically considered for a higher credit line in as little as 6 months with no additional deposit needed Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options. Terms apply Monitor your credit score with CreditWise from Capital One. It's free for everyone
OpenSky® Secured Visa® Credit Card  Hide Benefits Show Benefits	24.89% (Variable) APR	N/A	$35	No Credit, Poor, FairApply NowView Card Details
New feature! Earn up to 10% cash back* on everyday purchases No credit check to apply. Zero credit risk to apply! Looking to build or rebuild your credit? 2 out of 3 OpenSky cardholders increase their credit score by an average of 41 points in just 3 months Get free monthly access to your FICO score in our mobile application Build your credit history across 3 major credit reporting agencies: Experian, Equifax, and TransUnion Add to your mobile wallet and make purchases using Apple Pay, Samsung Pay and Google Pay Fund your card with a low $200 refundable security deposit to get a $200 credit line Apply in less than 5 minutes with our mobile first application Choose the due date that fits your schedule with flexible payment dates Fund your security deposit over 60 days with the option to make partial payments Over 1.4 Million Cardholders Have Used OpenSky Secured Credit Card To Improve Their Credit *See Rewards Terms and Conditions for more information
Capital One Platinum Secured Credit Card  Hide Benefits Show Benefits	29.99% (Variable) APR rates & fees	29.99% (Variable) APR	$0	Limited, BadApply NowView Card Details
No annual or hidden fees. See if you're approved in seconds Building your credit? Using the Capital One Platinum Secured card responsibly could help Put down a refundable security deposit starting at $49 to get a $200 initial credit line You could earn back your security deposit as a statement credit when you use your card responsibly, like making payments on time Be automatically considered for a higher credit line in as little as 6 months with no additional deposit needed Enjoy peace of mind with $0 Fraud Liability so that you won't be responsible for unauthorized charges Monitor your credit score with CreditWise from Capital One. It's free for everyone Get access to your account 24 hours a day, 7 days a week with online banking to access your account from your desktop or smartphone, with Capital One's mobile app
Merrick Bank Secured Credit Card  Hide Benefits Show Benefits	22.95% Variable APR	N/A	$36 for first year. Billed $3 per month thereafter	See Website For Details*Apply NowView Card Details
Choose your own credit line based on how much money you want to put down as a security deposit. Initial deposits can be from $200 to $3,000. You can increase your credit line at any time by adding additional money to your security deposit, up to $3,000. After 9 months, we review your account for a credit line increase. No additional deposit required! Secured Credit Cards are great for people looking to build or rebuild credit and are available to people with all kinds of credit backgrounds. Unlike a debit card or a pre-paid card, it helps build your credit history. We report your payment history to all three major credit-reporting agencies. Get your FICO® Credit Score for free each month. Fraud coverage if your card is lost or stolen. Access your account 24 hours a day, 7 days a week. Get help staying on track with available Auto Pay and account alerts. Card issued by Merrick Bank, Member FDIC.
First Progress Platinum Select Mastercard® Secured Credit Card  Hide Benefits Show Benefits	18.49% (V) APR	N/A	$39	Poor / Limited / NoApply NowView Card Details
Get a First Progress Select Card and Earn 1% Cash Back Rewards! Secure your credit line with your refundable security deposit - choose from $200- $2,000 - with the ability to increase up to $5,000 over time! Choose the First Progress Select Card for a lower annual fee! All credit types welcome to apply! Build your credit history across 3 major credit reporting agencies: Equifax, Experian and TransUnion.† †Cardholders who keep their balance low and pay their credit card bill on time every month typically do see an increase in their credit score.
First Progress Platinum Prestige Mastercard® Secured Credit Card  Hide Benefits Show Benefits	14.49% (V) APR	N/A	$49	Poor / Limited / NoApply NowView Card Details
Earn 1% Cash Back Rewards with First Progress Prestige! Apply now and fund your security deposit over 90 days with the option to make partial payments. You Can't Rebuild credit with a Debit Card. Try First Progress Today! † Build your credit history across 3 major credit reporting agencies: Equifax, Experian and TransUnion.† All credit types welcome to apply! †Cardholders who keep their balance low and pay their credit card bill on time every month typically do see an increase in their credit score.

Capital One Quicksilver Secured Cash Rewards Credit Card

Apply Now
Rates & Fees

• No annual or hidden fees, and you can earn unlimited 1.5% cash back on every purchase, every day. See if you're approved in seconds
• Put down a refundable $200 security deposit to get a $200 initial credit line

• Building your credit? Using a card like this responsibly could help
• Enjoy peace of mind with $0 Fraud Liability so that you won't be responsible for unauthorized charges
• You could earn back your security deposit as a statement credit when you use your card responsibly, like making payments on time
• Be automatically considered for a higher credit line in as little as 6 months with no additional deposit needed
• Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options. Terms apply
• Monitor your credit score with CreditWise from Capital One. It's free for everyone

Show More »

OpenSky® Secured Visa® Credit Card

Apply Now

• New feature! Earn up to 10% cash back* on everyday purchases
• No credit check to apply. Zero credit risk to apply!

• Looking to build or rebuild your credit? 2 out of 3 OpenSky cardholders increase their credit score by an average of 41 points in just 3 months
• Get free monthly access to your FICO score in our mobile application
• Build your credit history across 3 major credit reporting agencies: Experian, Equifax, and TransUnion
• Add to your mobile wallet and make purchases using Apple Pay, Samsung Pay and Google Pay
• Fund your card with a low $200 refundable security deposit to get a $200 credit line
• Apply in less than 5 minutes with our mobile first application
• Choose the due date that fits your schedule with flexible payment dates
• Fund your security deposit over 60 days with the option to make partial payments
• Over 1.4 Million Cardholders Have Used OpenSky Secured Credit Card To Improve Their Credit
• *See Rewards Terms and Conditions for more information

Show More »

Capital One Platinum Secured Credit Card

Apply Now
Rates & Fees

• No annual or hidden fees. See if you're approved in seconds
• Building your credit? Using the Capital One Platinum Secured card responsibly could help

• Put down a refundable security deposit starting at $49 to get a $200 initial credit line
• You could earn back your security deposit as a statement credit when you use your card responsibly, like making payments on time
• Be automatically considered for a higher credit line in as little as 6 months with no additional deposit needed
• Enjoy peace of mind with $0 Fraud Liability so that you won't be responsible for unauthorized charges
• Monitor your credit score with CreditWise from Capital One. It's free for everyone
• Get access to your account 24 hours a day, 7 days a week with online banking to access your account from your desktop or smartphone, with Capital One's mobile app

Show More »

Merrick Bank Secured Credit Card

Apply Now

• Choose your own credit line based on how much money you want to put down as a security deposit.
• Initial deposits can be from $200 to $3,000. You can increase your credit line at any time by adding additional money to your security deposit, up to $3,000.

• After 9 months, we review your account for a credit line increase. No additional deposit required!
• Secured Credit Cards are great for people looking to build or rebuild credit and are available to people with all kinds of credit backgrounds.
• Unlike a debit card or a pre-paid card, it helps build your credit history. We report your payment history to all three major credit-reporting agencies.
• Get your FICO^® Credit Score for free each month.
• Fraud coverage if your card is lost or stolen. Access your account 24 hours a day, 7 days a week. Get help staying on track with available Auto Pay and account alerts.
• Card issued by Merrick Bank, Member FDIC.

Show More »

First Progress Platinum Select Mastercard® Secured Credit Card

Apply Now

• Get a First Progress Select Card and Earn 1% Cash Back Rewards!
• Secure your credit line with your refundable security deposit - choose from $200- $2,000 - with the ability to increase up to $5,000 over time!

• Choose the First Progress Select Card for a lower annual fee!
• All credit types welcome to apply!
• Build your credit history across 3 major credit reporting agencies: Equifax, Experian and TransUnion.†
• †Cardholders who keep their balance low and pay their credit card bill on time every month typically do see an increase in their credit score.

Show More »

First Progress Platinum Prestige Mastercard® Secured Credit Card

Apply Now

• Earn 1% Cash Back Rewards with First Progress Prestige!
• Apply now and fund your security deposit over 90 days with the option to make partial payments.

• You Can't Rebuild credit with a Debit Card. Try First Progress Today! †
• Build your credit history across 3 major credit reporting agencies: Equifax, Experian and TransUnion.†
• All credit types welcome to apply!
• †Cardholders who keep their balance low and pay their credit card bill on time every month typically do see an increase in their credit score.

Show More »

The post Best Secured Credit Cards of December 2024 appeared first on CardBenefit.

Overview

For people looking to rebuild their credit with a credit card, there are several options, and a lot of them can be quite pricey. Capital One Platinum Secured Credit Card offers a no-cost option, thanks to its feature of no annual fee. Additional benefits to this card make it a good choice for consumers.

Apply Now

Capital One Platinum Secured Credit Card

• No annual or hidden fees. See if you're approved in seconds
• Building your credit? Using the Capital One Platinum Secured card responsibly could help
• Put down a refundable security deposit starting at $49 to get a $200 initial credit line
• You could earn back your security deposit as a statement credit when you use your card responsibly, like making payments on time
• Be automatically considered for a higher credit line in as little as 6 months with no additional deposit needed
• Enjoy peace of mind with $0 Fraud Liability so that you won't be responsible for unauthorized charges
• Monitor your credit score with CreditWise from Capital One. It's free for everyone
• Get access to your account 24 hours a day, 7 days a week with online banking to access your account from your desktop or smartphone, with Capital One's mobile app

Intro APR

N/A

Intro APR Period

N/A

Annual Fee (rates & fees)

$0

Credit Needed

Limited, Bad

Card Benefits

Credit Building

With the Capital One Platinum Secured Credit Card, you don’t have to worry about spending getting out of hand, because you will get as much credit as you deposit into your account. You can deposit as little as $49 as a security deposit with Capital One. You can even deposit more money into your account to get a higher credit line.

That deposit is essentially a security on your credit, so it is fully refundable at any time if you decide to cancel your card. Since Capital One offers you the ability to increase your credit line based upon how much security deposit you have placed on the card, you can control how much credit you have available and how much you spend.

Credit Tracking
Capital One also offers cardholders a variety of online tools that they can use to track how their credit scores are improving. That’s because each cardholder of Capital One Platinum Secured Credit Card gets a free membership to CreditWise. CreditWise allows cardholders unlimited access to their credit scores and notification of any changes made to your credit report.

Higher Credit Lines
The longer cardholders keep the Capital One Platinum Secured Credit Card, the more credit they can apply for. Keep your Capital One Platinum Secured Credit Card, make on-time payments, and Capital One will increase your credit limit as a thank you.

Additional Information

Fees

The credit card has no annual fee. Cardholders can keep the card to use without worrying about paying an annual fee to maintain the account.

Required Credit Rating

The Capital One Platinum Secured Credit Card is for people with poor credit rating. If you have a credit score of less than 600, you may still qualify for the credit card.

Is this the right card for you?

The Capital One Platinum Secured Credit Card is a great opportunity to get your credit back on track. It is a Mastercard that can be used at millions of locations around the world. It has no annual fee, which makes it one of the best secured credit cards to help rebuilding credit.

Similar Credit Cards

If you are interested in the Capital One Platinum Secured Credit Card, you may also consider a few other credit cards for people with damaged credit.

Credit Cards	Purchase APR	Transfer Info	Annual Fee	Credit Level
Total Visa® Card  Hide Benefits Show Benefits	35.99%* APR rates & fees	N/A	See Terms*	Fair / BadApply NowView Card Details
Earn 1% cash back rewards on payments made to your Total Credit Card Checking Account Required $300 credit limit (subject to available credit) No security deposit, simply pay a one-time $95 program fee to open your account.* User friendly Mobile App. *See Rates, Fees, Costs & Limitations for complete offer details See Total Card Visa Rewards Programs Terms & Conditions for details
OpenSky® Plus Secured Visa® Credit Card  Hide Benefits Show Benefits	29.24% (Variable) APR	N/A	$0	No Credit, Poor, FairApply NowView Card Details
New feature! Earn up to 10% cash back* on everyday purchases No annual fee No credit check to apply. Find out instantly if you are approved- Zero credit risk to apply! Looking to build or rebuild your credit? 2 out of 3 OpenSky cardholders increase their credit score by an average of 41 points in just 3 months Monitor your credit progress with free access to your FICO Credit Score. Build your credit history across 3 major credit reporting agencies: Experian, Equifax, and TransUnion Add to your mobile wallet and make purchases using Apple Pay, Samsung Pay and Google Pay Secure your credit line with a refundable security deposit - as low as $300. Easy application, apply in less than 5 minutes right from your mobile device Offers flexible payment due dates which allow you to choose any available due date that fits your payment schedule Now you can make smaller partial payments towards funding your security deposit over 60 days Over 1.4 Million Cardholders Have Used OpenSky Secured Credit Card To Improve Their Credit *See Rewards Terms and Conditions for more information
OpenSky® Secured Visa® Credit Card  Hide Benefits Show Benefits	24.89% (Variable) APR	N/A	$35	No Credit, Poor, FairApply NowView Card Details
New feature! Earn up to 10% cash back* on everyday purchases No credit check to apply. Zero credit risk to apply! Looking to build or rebuild your credit? 2 out of 3 OpenSky cardholders increase their credit score by an average of 41 points in just 3 months Get free monthly access to your FICO score in our mobile application Build your credit history across 3 major credit reporting agencies: Experian, Equifax, and TransUnion Add to your mobile wallet and make purchases using Apple Pay, Samsung Pay and Google Pay Fund your card with a low $200 refundable security deposit to get a $200 credit line Apply in less than 5 minutes with our mobile first application Choose the due date that fits your schedule with flexible payment dates Fund your security deposit over 60 days with the option to make partial payments Over 1.4 Million Cardholders Have Used OpenSky Secured Credit Card To Improve Their Credit *See Rewards Terms and Conditions for more information
Merrick Bank Secured Credit Card  Hide Benefits Show Benefits	22.95% Variable APR	N/A	$36 for first year. Billed $3 per month thereafter	See Website For Details*Apply NowView Card Details
Choose your own credit line based on how much money you want to put down as a security deposit. Initial deposits can be from $200 to $3,000. You can increase your credit line at any time by adding additional money to your security deposit, up to $3,000. After 9 months, we review your account for a credit line increase. No additional deposit required! Secured Credit Cards are great for people looking to build or rebuild credit and are available to people with all kinds of credit backgrounds. Unlike a debit card or a pre-paid card, it helps build your credit history. We report your payment history to all three major credit-reporting agencies. Get your FICO® Credit Score for free each month. Fraud coverage if your card is lost or stolen. Access your account 24 hours a day, 7 days a week. Get help staying on track with available Auto Pay and account alerts. Card issued by Merrick Bank, Member FDIC.
Reflex® Platinum Mastercard®  Hide Benefits Show Benefits	35.90% Fixed APR	N/A	$75 - $125	Fair / Poor / Bad / LimitedApply NowView Card Details
Up to $1,000 Initial Credit Limit See if you Pre-Qualify with No Impact to your Credit Score Less than perfect credit? We understand. The Reflex Mastercard is ideal for people looking to rebuild their credit. Unsecured credit card requires No Security Deposit Perfect card for everyday purchases and unexpected expenses Monthly reporting to the three major credit bureaus Access to your Vantage 3.0 Score from Experian (when you sign up for e-statements) Use your card everywhere Mastercard is accepted at millions of locations Enjoy peace of mind with Mastercard Zero Liability Protection for unauthorized purchases (subject to Mastercard guidelines)
First Progress Platinum Select Mastercard® Secured Credit Card  Hide Benefits Show Benefits	18.49% (V) APR	N/A	$39	Poor / Limited / NoApply NowView Card Details
Get a First Progress Select Card and Earn 1% Cash Back Rewards! Secure your credit line with your refundable security deposit - choose from $200- $2,000 - with the ability to increase up to $5,000 over time! Choose the First Progress Select Card for a lower annual fee! All credit types welcome to apply! Build your credit history across 3 major credit reporting agencies: Equifax, Experian and TransUnion.† †Cardholders who keep their balance low and pay their credit card bill on time every month typically do see an increase in their credit score.
First Progress Platinum Prestige Mastercard® Secured Credit Card  Hide Benefits Show Benefits	14.49% (V) APR	N/A	$49	Poor / Limited / NoApply NowView Card Details
Earn 1% Cash Back Rewards with First Progress Prestige! Apply now and fund your security deposit over 90 days with the option to make partial payments. You Can't Rebuild credit with a Debit Card. Try First Progress Today! † Build your credit history across 3 major credit reporting agencies: Equifax, Experian and TransUnion.† All credit types welcome to apply! †Cardholders who keep their balance low and pay their credit card bill on time every month typically do see an increase in their credit score.

Total Visa® Card

Apply Now
Rates & Fees

• Earn 1% cash back rewards on payments made to your Total Credit Card
• Checking Account Required

• $300 credit limit (subject to available credit)
• No security deposit, simply pay a one-time $95 program fee to open your account.*
• User friendly Mobile App.
• *See Rates, Fees, Costs & Limitations for complete offer details
• See Total Card Visa Rewards Programs Terms & Conditions for details

Show More »

OpenSky® Plus Secured Visa® Credit Card

Apply Now

• New feature! Earn up to 10% cash back* on everyday purchases
• No annual fee

• No credit check to apply. Find out instantly if you are approved- Zero credit risk to apply!
• Looking to build or rebuild your credit? 2 out of 3 OpenSky cardholders increase their credit score by an average of 41 points in just 3 months
• Monitor your credit progress with free access to your FICO Credit Score.
• Build your credit history across 3 major credit reporting agencies: Experian, Equifax, and TransUnion
• Add to your mobile wallet and make purchases using Apple Pay, Samsung Pay and Google Pay
• Secure your credit line with a refundable security deposit - as low as $300.
• Easy application, apply in less than 5 minutes right from your mobile device
• Offers flexible payment due dates which allow you to choose any available due date that fits your payment schedule
• Now you can make smaller partial payments towards funding your security deposit over 60 days
• Over 1.4 Million Cardholders Have Used OpenSky Secured Credit Card To Improve Their Credit
• *See Rewards Terms and Conditions for more information

Show More »

OpenSky® Secured Visa® Credit Card

Apply Now

• New feature! Earn up to 10% cash back* on everyday purchases
• No credit check to apply. Zero credit risk to apply!

• Looking to build or rebuild your credit? 2 out of 3 OpenSky cardholders increase their credit score by an average of 41 points in just 3 months
• Get free monthly access to your FICO score in our mobile application
• Build your credit history across 3 major credit reporting agencies: Experian, Equifax, and TransUnion
• Add to your mobile wallet and make purchases using Apple Pay, Samsung Pay and Google Pay
• Fund your card with a low $200 refundable security deposit to get a $200 credit line
• Apply in less than 5 minutes with our mobile first application
• Choose the due date that fits your schedule with flexible payment dates
• Fund your security deposit over 60 days with the option to make partial payments
• Over 1.4 Million Cardholders Have Used OpenSky Secured Credit Card To Improve Their Credit
• *See Rewards Terms and Conditions for more information

Show More »

Merrick Bank Secured Credit Card

Apply Now

• Choose your own credit line based on how much money you want to put down as a security deposit.
• Initial deposits can be from $200 to $3,000. You can increase your credit line at any time by adding additional money to your security deposit, up to $3,000.

• After 9 months, we review your account for a credit line increase. No additional deposit required!
• Secured Credit Cards are great for people looking to build or rebuild credit and are available to people with all kinds of credit backgrounds.
• Unlike a debit card or a pre-paid card, it helps build your credit history. We report your payment history to all three major credit-reporting agencies.
• Get your FICO^® Credit Score for free each month.
• Fraud coverage if your card is lost or stolen. Access your account 24 hours a day, 7 days a week. Get help staying on track with available Auto Pay and account alerts.
• Card issued by Merrick Bank, Member FDIC.

Show More »

Reflex® Platinum Mastercard®

Apply Now

• Up to $1,000 Initial Credit Limit
• See if you Pre-Qualify with No Impact to your Credit Score

• Less than perfect credit? We understand. The Reflex Mastercard is ideal for people looking to rebuild their credit.
• Unsecured credit card requires No Security Deposit
• Perfect card for everyday purchases and unexpected expenses
• Monthly reporting to the three major credit bureaus
• Access to your Vantage 3.0 Score from Experian (when you sign up for e-statements)
• Use your card everywhere Mastercard is accepted at millions of locations
• Enjoy peace of mind with Mastercard Zero Liability Protection for unauthorized purchases (subject to Mastercard guidelines)

Show More »

First Progress Platinum Select Mastercard® Secured Credit Card

Apply Now

• Get a First Progress Select Card and Earn 1% Cash Back Rewards!
• Secure your credit line with your refundable security deposit - choose from $200- $2,000 - with the ability to increase up to $5,000 over time!

• Choose the First Progress Select Card for a lower annual fee!
• All credit types welcome to apply!
• Build your credit history across 3 major credit reporting agencies: Equifax, Experian and TransUnion.†
• †Cardholders who keep their balance low and pay their credit card bill on time every month typically do see an increase in their credit score.

Show More »

First Progress Platinum Prestige Mastercard® Secured Credit Card

Apply Now

• Earn 1% Cash Back Rewards with First Progress Prestige!
• Apply now and fund your security deposit over 90 days with the option to make partial payments.

• You Can't Rebuild credit with a Debit Card. Try First Progress Today! †
• Build your credit history across 3 major credit reporting agencies: Equifax, Experian and TransUnion.†
• All credit types welcome to apply!
• †Cardholders who keep their balance low and pay their credit card bill on time every month typically do see an increase in their credit score.

Show More »

The post Capital One Platinum Secured Credit Card Review – Build Credit and Control Spending appeared first on CardBenefit.

Apply Now

Card Issuer

Capital One

Network

Mastercard

Card Category

Bad Credit, Secured Card

Required Credit

Limited, Bad

Rate this card:  

Apply Now

Capital One Quicksilver Secured Cash Rewards Credit Card

• No annual or hidden fees, and you can earn unlimited 1.5% cash back on every purchase, every day. See if you're approved in seconds
• Put down a refundable $200 security deposit to get a $200 initial credit line
• Building your credit? Using a card like this responsibly could help
• Enjoy peace of mind with $0 Fraud Liability so that you won't be responsible for unauthorized charges
• You could earn back your security deposit as a statement credit when you use your card responsibly, like making payments on time
• Be automatically considered for a higher credit line in as little as 6 months with no additional deposit needed
• Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options. Terms apply
• Monitor your credit score with CreditWise from Capital One. It's free for everyone

Intro APR

N/A

Intro APR Period

N/A

Regular APR

29.99% (Variable)

Annual Fee (rates & fees)

$0

Capital One Platinum Secured Credit Card

OpenSky^® Secured Visa^® Credit Card

Net First Platinum

OpenSky^® Plus Secured Visa^® Credit Card

Surge^® Platinum Mastercard^®

FIT™ Platinum Mastercard^®

Reflex^® Platinum Mastercard^®

Destiny Mastercard^®

First Progress Platinum Select Mastercard^® Secured Credit Card

First Progress Platinum Prestige Mastercard^® Secured Credit Card

Merrick Bank Secured Credit Card

Freedom Gold Card

Group One Platinum Card

First Latitude Assent Mastercard^® Secured Credit Card

First Latitude Elite Mastercard^® Secured Credit Card

Platinum Secured Mastercard^®

Indigo^® Mastercard^® for Less than Perfect Credit

Chime Credit Builder Secured Visa^® Credit Card

OpenSky Launch Secured Visa^® Credit Card

Prosper^® Card

Self - Credit Builder Account + Secured Visa^® Credit Card

The post Capital One Quicksilver Secured Cash Rewards Credit Card appeared first on CardBenefit.

Apply Now

Card Issuer

Capital One

Network

Mastercard

Card Category

Student, Cash Back

Required Credit

Average, Fair, Limited

Rate this card:  

Apply Now

Capital One Savor Student Cash Rewards Credit Card

• Earn unlimited 3% cash back at grocery stores (excluding superstores like Walmart^® and Target^®), on dining, entertainment and popular streaming services, plus 1% on all other purchases
• Early Spend Bonus: Earn $50 when you spend $100 in the first three months
• Enjoy peace of mind with $0 Fraud Liability so that you won't be responsible for unauthorized charges
• Enjoy no annual fee, foreign transaction fees, or hidden fees
• Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options. Terms apply
• Earn up to $500 a year by referring friends and family when they're approved for a Capital One credit card
• Earn 8% cash back on entertainment purchases when you book through the Capital One Entertainment portal
• Build your credit with responsible card use
• Whether you're at a 4-year university, community college or other higher education institution, this card might be an option for you

Intro APR

N/A

Intro APR Period

N/A

Regular APR

19.49% - 29.49% (Variable)

Annual Fee (rates & fees)

$0

Ink Business Unlimited^® Credit Card

Ink Business Cash^® Credit Card

Citi Double Cash^® Card

Citi Custom Cash^® Card

Chase Freedom Unlimited^®

Blue Cash Everyday^® Card from American Express

Ink Business Premier^® Credit Card

Blue Cash Preferred^® Card from American Express

The American Express Blue Business Cash™ Card

Costco Anywhere Visa^® Card by Citi

Synchrony Premier World Mastercard^®

USAA Preferred Cash Rewards Credit Card

Capital One QuicksilverOne Cash Rewards Credit Card

The Plum Card^® from American Express

Costco Anywhere Visa^® Business Card by Citi

Capital One Quicksilver Cash Rewards for Good Credit

Capital One Savor Cash Rewards for Good Credit

Walmart MoneyCard^®

Capital One Quicksilver Student Cash Rewards Credit Card

GO2bank

Upgrade Triple Cash Rewards Visa^®

The post Capital One Savor Student Cash Rewards Credit Card appeared first on CardBenefit.

Apply Now

Card Issuer

Capital One

Network

Mastercard

Card Category

Student, Cash Back

Required Credit

Average, Fair, Limited

Rate this card:  

Apply Now

Capital One Quicksilver Student Cash Rewards Credit Card

• Earn unlimited 1.5% cash back on every purchase, every day
• Early Spend Bonus: Earn $50 when you spend $100 in the first three months
• Enjoy peace of mind with $0 Fraud Liability so that you won't be responsible for unauthorized charges
• Enjoy no annual fee, foreign transaction fees, or hidden fees
• Lock your card in the Capital One Mobile app if it's misplaced, lost or stolen
• Earn up to $500 a year by referring friends and family when they're approved for a Capital One credit card
• Build your credit with responsible card use
• Whether you're at a 4-year university, community college or other higher education institution, this card might be an option for you

Intro APR

N/A

Intro APR Period

N/A

Regular APR

19.49% - 29.49% (Variable)

Annual Fee (rates & fees)

$0

Ink Business Unlimited^® Credit Card

Ink Business Cash^® Credit Card

Citi Double Cash^® Card

Citi Custom Cash^® Card

Chase Freedom Unlimited^®

Blue Cash Everyday^® Card from American Express

Ink Business Premier^® Credit Card

Blue Cash Preferred^® Card from American Express

The American Express Blue Business Cash™ Card

Costco Anywhere Visa^® Card by Citi

Synchrony Premier World Mastercard^®

USAA Preferred Cash Rewards Credit Card

Capital One QuicksilverOne Cash Rewards Credit Card

The Plum Card^® from American Express

Costco Anywhere Visa^® Business Card by Citi

Capital One Quicksilver Cash Rewards for Good Credit

Capital One Savor Student Cash Rewards Credit Card

Capital One Savor Cash Rewards for Good Credit

Walmart MoneyCard^®

GO2bank

Upgrade Triple Cash Rewards Visa^®

The post Capital One Quicksilver Student Cash Rewards Credit Card appeared first on CardBenefit.