Related Topics: Citibank
Several credit cards offer bonuses to people who eat out a lot, thanks to bonus points on restaurant spending. Which cards offer the most generous rewards dining purchases? Quite a few credit cards offer a lot of bonus and rewards while charging no annual fee. If you want more rewards and bonus on dining, or just want straightforward cash rewards, there is a card for you.
Many cash back credit cards offer rewards based on specific spending categories, and some even feature rotating categories that change every quarter. On the other hand, flat-rate cash back credit cards, which offer a consistent cash back percentage on all purchases, provide simplicity and predictability without the need to monitor or activate specific categories. Several cash back credit cards offer a fixed rewards structure, providing a straight 2% cash back on all purchases.
Personal credit cards with no annual fee can be advantageous for a number of reasons. It saves cost because you won’t incur a yearly charge for simply having the card. No-annual-fee credit cards are often more accessible to a broader range of consumers. They typically come with straightforward terms. And they usually offer cash back rewards, sign-up bonuses, or 0% introductory APR. They can be excellent backup or secondary credit cards for occasional use.
- 0% Intro APR for 21 months on balance transfers from date of first transfer and 0% Intro APR for 12 months on purchases from date of account opening. After that the variable APR will be 17.49% - 28.24%, based on your creditworthiness. Balance transfers must be completed within 4 months of account opening.
- There is a balance transfer fee of either $5 or 5% of the amount of each transfer, whichever is greater
- Get free access to your FICO® Score online.
- With Citi Entertainment®, get special access to purchase tickets to thousands of events, including concerts, sporting events, dining experiences and more.
- No Annual Fee - our low intro rates and all the benefits don't come with a yearly charge.
Credit cards with no annual fee give responsible users a payment tool at no cost. At the same time, they allow people to accumulate cash back, earn points, receive bonus, or even receive perks such as free flights or hotel stays. Check out some of the best no annual fee credit cards for consumers and small businesses.
Citi Premier offers a rich bonus of 80,000 points, which can be redeemed for $800 in cash rewards. It also offers 3% rewards on purchases in groceries, travel, dining, and gas. You will also receive an annual hotel credit of $100 for a hotel stay of $500 or more. It has no foreign transaction fees.
Wells Fargo Autograph Card offers a rich bonus of 20,000 points, which can be redeemed for $200 in cash rewards or gift cards. It also offers unlimited 3% rewards for every dollar you spend on dining, travel, gas stations, transit, streaming services, and phone plans. For all other purchases, you will earn 1% rewards. This credit card has no foreign transaction fees, which saves you money when you travel abroad.
Cash back credit cards let you earn cash rewards on everyday purchases at supermarkets, gas stations, restaurants, and department stores. In addition to cash rewards, many credit cards also feature rich sign-up bonus, 0% intro APR, or no annual fee. Wells Fargo Active Cash offers $200 bonus cash after $1,000 is spent on purchases in 3 months. In addition, you can earn unlimited 2% cash back on all purchases, along with $600 protection on your cell phone against covered damage or theft.
0% interest credit cards help you save money. Whether you are trying to pay off your debt or you need to make expensive purchases, credit cards that offer 0% introductory interest let you borrow money now and pay off debt later without incurring interest or fees, as long as you make the minimum payments every month.
- Earn a $100 Statement Credit after spending $1,000 in qualifying activities in the first 3 months of account opening
- Earn up to an additional $240 back toward your qualifying AT&T Wireless bills every year after eligible spend
- Earn 3 ThankYou® Points for every $1 spent at gas and EV charging stations
- Earn 2 ThankYou® Points per $1 spent at Grocery Stores
- Earn 1 ThankYou® Point per $1 spent on all other purchases
- No limit to the amount of points you can earn, and your points will not expire.
- No Annual Fee