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Credit cards allow you to borrow money up to a pre-set limit for your purchases or balance transfers. Card issuers will charge interest if you do not pay off your full statement balance by the payment deadline. You will be charged for late fees if you miss payment due dates. The convenience of using credit cards as a payment option comes with the potential cost of fees and interest. But if you use credit cards properly, you can save money in many ways.


Bank of America has been running a distinctive program of Museums on Us® for over 20 years to offer its customers free admission to over 200 popular museums on the first full weekend of every month. To qualify, simply present your active Bank of America, Merrill Lynch or U.S. Trust credit or debit card along with a photo ID to gain one free general admission to any participating institution, excluding special exhibitions, ticketed shows and fundraising events.


Bank of America has a Museums on Us program, which offers its customers free admission to more than 200 museums on the first full weekend of each month. If you are a Bank of America customer, you can enjoy free general admission to any participating museum by presenting your active Bank of America credit card or debit card. There are 236 museums that participate in the Museums on Us program. We have compiled the complete list of program participants.


You rely on a cell phone to stay connected with people in your life. Sometimes your phone may be damaged or stolen. Fortunately, you may use a credit card to protect against potential theft or damage. A few credit cards offer cardholders complimentary Cellular Telephone Protection to provide coverage against cell-phone theft or damage. All you need to do is just paying cell phone bill with your covered credit card each month. Then you will be reimbursed up to the allowable limit for damage to, theft of or an involuntary and accidental parting of your eligible cell phone.


Priority Pass is a leading airport lounge access program since 1992, providing travelers with access to airport VIP lounges around the world, regardless of the class of travel or airline flown. With over 1,200 airport lounges worldwide, Priority Pass offers access to the largest network of airport lounges in the world. If you are a cardholder of Mastercard Gold Card or Mastercard Black Card, you will automatically receive a complimentary Priority Pass Select membership, which allows you and your travel companions to enjoy unlimited visits to participating Priority Pass airport lounges.


Postmates Unlimited is the subscription service offered by Postmates, which is an American logistics company that operates a network of couriers who deliver goods locally. Typical goods delivered by Postmates are food, drinks, or groceries. For $9.99 a month or $95.88 per year, paid members receive free delivery on orders from all merchants on the Postmates platform when the order size is over $15.