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U.S. Bank Merchant Services

• Earn up to $1,000 in statement credits over 3 months when you open a new U.S. Bank Payment Solutions account and complete qualifying activities. Member FDIC.
• Call a payments specialist to learn more at 844-263-8085.
• Offer:
•  Open, and be approved for, a new U.S. Bank Payment Solutions Merchant Account (MID) by June 30, 2025.
•  Keep the approved account in an open status and be actively accepting and settling card payments at thee time the statement credit is issued.
•  Get merchant fees refunded up to $1,000 over three months

Learn More

Stripe

• Join the millions of companies of all sizes that use Stripe to accept payments online and in person, embed financial services, power custom revenue models, and build a more profitable business.
• Reduce costs, grow revenue, and run your business more efficiently on a fully integrated platform. Use Stripe to handle all of your payments-related needs, manage revenue operations, and launch (or invent) new business models.
• Flat-rate pricing: Stripe charges a simple, transparent fee per transaction, making it easy to calculate costs without complex tiered structures.
• Diverse payment options: Supports major credit cards, debit cards, mobile wallets, and international payment methods.
• Developer-friendly APIs: Provides robust APIs for easy integration with various platforms and applications.
• No setup fees or monthly charges: Businesses only pay for the transactions they process.
• Global reach: Can process payments in multiple currencies across different countries.

The post Merchant Service Providers appeared first on CardBenefit.

Check out the credit cards that offer big bonus valued at $500 or more. All of these cards are for people with good credit rating, whose FICO scores are usually 700 or above.

Consumer Credit Cards with $500 Bonus or More

Credit Card		Bonus	Annual Fee
	Citi Strata Premier℠ Card	60,000 bonus ThankYou® Points after spending $4,000 in the first 3 months of account opening, redeemable for $600 in gift cards or travel rewards at thankyou.com.	$95 rates & fees
	Chase Sapphire Preferred® Card	100,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening.	$95 rates & fees
	Chase Sapphire Reserve®	60,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening.	$550 rates & fees

Small Business Cards with $500 Bonus or More

Credit Card		Bonus	Annual Fee
	Ink Business Preferred® Credit Card	90k bonus points after you spend $8,000 on purchases in the first 3 months from account opening. That's $900 cash back or $1,125 toward travel when redeemed through Chase Travel	$95 rates & fees
	Ink Business Premier® Credit Card	$1,000 bonus cash back after you spend $10,000 on purchases in the first 3 months from account opening.	$195 rates & fees
	Ink Business Cash® Credit Card	$350 when you spend $3,000 on purchases in the first three months and an additional $400 when you spend $6,000 on purchases in the first six months after account opening	$0 rates & fees
	Ink Business Unlimited® Credit Card	$750 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening	$0 rates & fees
	American Express® Business Gold Card	Earn 100,000 Membership Rewards points after you spend $15,000 on eligible purchases with the Business Gold Card within the first 3 months of Card Membership.*	$375 rates & fees
	The Business Platinum Card® from American Express	Limited Time Travel Offer: Earn 150,000 Membership Rewards points after you spend $20,000 on eligible purchases on your Business Platinum Card within the first 3 months of Card Membership. Plus, earn a $500 statement credit after you spend $2,500 on qualifying flights booked directly with airlines or through American Express Travel with your Business Platinum Card within the first 3 months of Card Membership. You can earn one or both of these offers. Offer ends 6/30/25.	$695 rates & fees

Credit Card Bonus with No Annual Fee

Most of the above credit cards have an annual fee. If you just want a credit card without annual fee, you can still earn a moderate bonus valued between $100 and $300 on the following credit cards.

Citi Credit Card Bonus with No Annual Fee

Credit Card		Bonus	Annual Fee
	Citi Double Cash® Card	$200 cash back after you spend $1,500 on purchases in the first 6 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back.	$0 rates & fees

American Express Credit Card Bonus with No Annual Fee

Credit Card		Bonus	Annual Fee
	The American Express Blue Business Cash™ Card	$250 statement credit after you make $3,000 in purchases on your Card in your first 3 months.	$0 rates & fees
	Blue Cash Everyday® Card from American Express	$200 statement credit after you spend $2,000 in purchases on your new Card within the first 6 months.	$0 rates & fees
	The Blue Business® Plus Credit Card from American Express	15,000 Membership Rewards points after you spend $3,000 in eligible purchases on the Card within your first 3 months of Card Membership.	$0 rates & fees

Chase Credit Card Bonus with No Annual Fee

Credit Card		Bonus	Annual Fee
	Chase Freedom Unlimited®	Limited Time Intro Offer: Earn a $250 Bonus after you spend $500 on purchases in your first 3 months from account opening	$0 rates & fees
	The New United Gateway℠ Card	Debut Offer: Earn 30,000 bonus miles	$0 rates & fees

The post $500 Bonus Credit Cards appeared first on CardBenefit.

Citi Double Cash: $200 Bonus, 2% Cash Back

Citi Double Cash^® Card offers $200 bonus cash. You only need to spend $1,500 on purchases in the first 6 months to qualify for the $200 bonus. In addition, you can earn 2% cash back on all purchases. It has no annual fee.

Apply Now

Citi Double Cash^® Card

• Earn $200 cash back after you spend $1,500 on purchases in the first 6 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou^® Points, which can be redeemed for $200 cash back.
• Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases. To earn cash back, pay at least the minimum due on time.
  Plus, a special travel offer, earn 5% total cash back on hotel, car rentals and attractions booked on the Citi Travel^℠ portal through 12/31/25.
• Balance Transfer Only Offer: 0% intro APR on Balance Transfers for 18 months. After that, the variable APR will be 18.24% - 28.24%, based on your creditworthiness.
• Balance Transfers do not earn cash back. Intro APR does not apply to purchases.
• If you transfer a balance, interest will be charged on your purchases unless you pay your entire balance (including balance transfers) by the due date each month.
• There is an intro balance transfer fee of 3% of each transfer (minimum $5) completed within the first 4 months of account opening. After that, your fee will be 5% of each transfer (minimum $5).

Intro APR

0% on Balance Transfers

Intro APR Period

18 months

Annual Fee (rates & fees)

$0

Credit Needed

Excellent, Good, Fair

Alternative Rewards Credit Cards

If you are interested in Citi Double Cash Card, you may also consider a few other credit cards with similar bonus, cash rewards, and benefits.

Cash Back Credit Cards

Credit Card		Bonus and Rewards	Annual Fee
	Chase Freedom Unlimited®	Limited Time Intro Offer: Earn a $250 Bonus after you spend $500 on purchases in your first 3 months from account opening Enjoy 5% cash back on travel purchased through Chase Travel, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more; 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and 1.5% on all other purchases.	$0 rates & fees
	Blue Cash Preferred® Card from American Express	$250 statement credit after you spend $3,000 in eligible purchases on your new Card within the first 6 months. 6% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%). 6% Cash Back on select U.S. streaming subscriptions. 3% Cash Back at U.S. gas stations and on transit (including taxis/rideshare, parking, tolls, trains, buses and more). 1% Cash Back on other purchases.	$0 intro annual fee for the first year, then $95. rates & fees
	Ink Business Unlimited® Credit Card	$750 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening Unlimited 1.5% cash back on every purchase made for your business	$0 rates & fees
	Ink Business Cash® Credit Card	$350 when you spend $3,000 on purchases in the first three months and an additional $400 when you spend $6,000 on purchases in the first six months after account opening 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year. Earn 1% cash back on all other purchases	$0 rates & fees
	Blue Cash Everyday® Card from American Express	$200 statement credit after you spend $2,000 in purchases on your new Card within the first 6 months. 3% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases, then 1%. 3% Cash Back on U.S. online retail purchases, on up to $6,000 per year, then 1%. 3% Cash Back at U.S. gas stations, on up to $6,000 per year, then 1%.	$0 rates & fees
	Costco Anywhere Visa® Card by Citi	5% cash back rewards on gas at Costco and earn 4% cash back on other eligible gas and electric vehicle (EV) charging purchases for the first $7,000 combined spend per year, and then 1% thereafter. 3% cash back on restaurants and eligible travel purchases and eligible travel, including Costco Travel. 2% cash back on all other purchases from Costco and Costco.com 1% cash back on all other purchases	$0 rates & fees

Rewards Credit Cards

Credit Card		Bonus and Rewards	Annual Fee
	Citi Strata Premier℠ Card	60,000 bonus ThankYou® Points after spending $4,000 in the first 3 months of account opening, redeemable for $600 in gift cards or travel rewards at thankyou.com. 3 Points per $1 on Air Travel and Other Hotel Purchases, at Restaurants, Supermarkets, Gas and EV Charging Stations. 1 Point per $1 spent on all other purchases	$95 rates & fees
	Chase Sapphire Preferred® Card	100,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening. Enjoy benefits such as 5x on travel purchased through Chase Travel, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases, $50 Annual Chase Travel Hotel Credit, plus more.	$95 rates & fees
	Ink Business Preferred® Credit Card	90k bonus points after you spend $8,000 on purchases in the first 3 months from account opening. That's $900 cash back or $1,125 toward travel when redeemed through Chase Travel 3 points per $1 on the first $150,000 spent on travel and select business categories each account anniversary year. Earn 1 point per $1 on all other purchases	$95 rates & fees

The post Best Cash Rewards Credit Cards appeared first on CardBenefit.

Some credit cards offers 0% introductory APR on purchases for a period of time, typically between 6 and 24 months. These cards extend you credit for your purchases now and allow you to pay off the balance later without charging interest fees during the introductory period, as long as you make monthly minimum payments to keep your account active. You can save money on the potential interest cost of expensive purchases by riding the 0% APR until the introductory period ends, and then paying off the balance completely or choosing to transfer the balance to another card with 0% or lower APR.

During the introductory period, you still need to make monthly minimum payments, which is usually just 1% of your current balance. Making minimum payments each month reduces your account balance. More importantly, it is like signaling to the bank that you are still actively managing your account and are not disappearing completely. If you don’t make the minimum payments, you will be charged for penalty fees.

Potential Savings by Using a 0% Credit Card on Purchases

How much can you save with a 0% credit card? For instance, if you have a credit card offering 0% on purchases for 12 months and use it for a purchase of $10,000, you can ride the 0% APR until the end of the 12 introductory months. Compared with a typical interest rate of 18% that may be charged by other credit cards, you will save about $1,800 (= $10,000 * 18%) on the potential cost of interest for the 12 months.

Credit Cards that Feature 0% APR on Purchases

Choose from the following best credit cards that offer 0% on purchases for at least 12 months. All these credit cards are for people who have good or excellent credit rating. If you have a credit score of 700 or above, you may qualify for these offers.

0% on Purchases for 15 Months

Credit Card		0% Introductory Interest	Annual Fee
	Blue Cash Everyday® Card from American Express	0% on purchases and balance transfers for 15 months. After the intro period ends, the go-to rate of 20.24% - 29.24% variable applies. (rates & fees)	$0
	Chase Freedom Unlimited®	0% on purchases and balance transfers for 15 months (rates & fees)	$0

0% on Purchases for 12 Months

Credit Card		0% Introductory Interest	Annual Fee
	Blue Cash Preferred® Card from American Express	0% on purchases for 12 months. After the intro period ends, the go-to rate of 20.24% - 29.24% variable applies. (rates & fees)	$0 intro annual fee for the first year, then $95.
	Citi® Diamond Preferred® Card	0% on purchases for 12 months and on qualifying balance transfers for 21 months. After the intro period ends, the go-to rate of 17.24% - 27.99% (variable) applies. (rates & fees)	$0
	Ink Business Unlimited® Credit Card	0% on purchases for 12 months (rates & fees)	$0
	Ink Business Cash® Credit Card	0% on purchases for 12 months (rates & fees)	$0
	The American Express Blue Business Cash™ Card	0% on purchases for 12 months from date of account opening. After the intro period ends, the go-to rate of 17.49% - 27.49% variable applies. (rates & fees)	$0
	The Blue Business® Plus Credit Card from American Express	0% on purchases for 12 months from date of account opening. After the intro period ends, the go-to rate of 17.49% - 27.49% variable applies. (rates & fees)	$0

The post Save Money with Credit Cards that Offer 0% APR on Purchases appeared first on CardBenefit.

Quite a few credit cards are offering a sign-up bonus valued at $500+ these days. Below you’ll find some of these credit cards – you just need to open a new account and meet the minimum spending requirements. All of these cards are for people with good credit rating, whose FICO scores are usually 700 or above.

Credit Card Bonus valued at $500 or More

Credit Card		Bonus	Annual Fee
	Citi Strata Premier℠ Card	60,000 bonus ThankYou® Points after spending $4,000 in the first 3 months of account opening, redeemable for $600 in gift cards or travel rewards at thankyou.com.	$95 rates & fees
	Chase Sapphire Preferred® Card	100,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening.	$95 rates & fees
	Chase Sapphire Reserve®	60,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening.	$550 rates & fees

Business Credit Cards with Bonus valued at $500 or More

Credit Card		Bonus	Annual Fee
	Ink Business Unlimited® Credit Card	$750 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening	$0 rates & fees
	Ink Business Cash® Credit Card	$350 when you spend $3,000 on purchases in the first three months and an additional $400 when you spend $6,000 on purchases in the first six months after account opening	$0 rates & fees
	American Express® Business Gold Card	Earn 100,000 Membership Rewards points after you spend $15,000 on eligible purchases with the Business Gold Card within the first 3 months of Card Membership.*	$375 rates & fees
	Ink Business Preferred® Credit Card	90k bonus points after you spend $8,000 on purchases in the first 3 months from account opening. That's $900 cash back or $1,125 toward travel when redeemed through Chase Travel	$95 rates & fees
	Ink Business Premier® Credit Card	$1,000 bonus cash back after you spend $10,000 on purchases in the first 3 months from account opening.	$195 rates & fees
	The Business Platinum Card® from American Express	Limited Time Travel Offer: Earn 150,000 Membership Rewards points after you spend $20,000 on eligible purchases on your Business Platinum Card within the first 3 months of Card Membership. Plus, earn a $500 statement credit after you spend $2,500 on qualifying flights booked directly with airlines or through American Express Travel with your Business Platinum Card within the first 3 months of Card Membership. You can earn one or both of these offers. Offer ends 6/30/25.	$695 rates & fees

Credit Card Bonus with No Annual Fee

All of the above credit cards have an annual fee. If you just want a credit card without annual fee, you can still earn a decent bonus (in cash or in miles/points) valued between $200 and $250 on the following credit cards.

Best No-Annual-Fee Credit Card Bonus

Credit Card		Bonus	Annual Fee
	Citi Double Cash® Card	$200 cash back after you spend $1,500 on purchases in the first 6 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back.	$0 rates & fees
	Chase Freedom Unlimited®	Limited Time Intro Offer: Earn a $250 Bonus after you spend $500 on purchases in your first 3 months from account opening	$0 rates & fees
	Blue Cash Everyday® Card from American Express	$200 statement credit after you spend $2,000 in purchases on your new Card within the first 6 months.	$0 rates & fees

The post Earn $500 Credit Card Bonus appeared first on CardBenefit.

If you are need extra cash to make a big purchase, you may use a 0% APR credit card to buy now and pay later. Credit cards with 0% introductory interest allow you to charge a purchase to your credit card now and pay off the credit-card balance over time without incurring interest or fees. If you are short of cash for an expensive purchase, you can open a new credit card to enjoy the buying power now. After that, you can just make monthly minimum payments each billing cycle to avoid finance charges and pay off all the remaining balance at the end of your 0% introductory period. In this way, you can afford the purchase and save money by paying no interest for a long time.

Best 0% Interest Cards for People who have Good Credit

Choose from one of the following credit cards that offer 0% on purchases. All these credit cards are for people who have good or excellent credit rating. If you have a credit score of 700 or above, you may qualify for these offers. All these credit cards have no annual fee.

0% Interest for 18 Months or Longer

Credit Card		0% Introductory Interest	Annual Fee
	Citi® Diamond Preferred® Card	0% on purchases for 12 months and on qualifying balance transfers for 21 months. After the intro period ends, the go-to rate of 17.24% - 27.99% (variable) applies. (rates & fees)	$0
	Citi Double Cash® Card	0% on balance transfers for 18 months. After the intro period ends, the go-to rate of 18.24% - 28.24% (variable) applies. (rates & fees)	$0

0% Interest for 15 Months

Credit Card		0% Introductory Interest	Annual Fee
	Chase Freedom Unlimited®	0% on purchases and balance transfers for 15 months (rates & fees)	$0
	Blue Cash Everyday® Card from American Express	0% on purchases and balance transfers for 15 months. After the intro period ends, the go-to rate of 20.24% - 29.24% variable applies. (rates & fees)	$0

0% Interest for 12 Months

Credit Card		0% Introductory Interest	Annual Fee
	Blue Cash Preferred® Card from American Express	0% on purchases for 12 months. After the intro period ends, the go-to rate of 20.24% - 29.24% variable applies. (rates & fees)	$0 intro annual fee for the first year, then $95.
	Ink Business Unlimited® Credit Card	0% on purchases for 12 months (rates & fees)	$0
	Ink Business Cash® Credit Card	0% on purchases for 12 months (rates & fees)	$0
	The American Express Blue Business Cash™ Card	0% on purchases for 12 months from date of account opening. After the intro period ends, the go-to rate of 17.49% - 27.49% variable applies. (rates & fees)	$0
	The Blue Business® Plus Credit Card from American Express	0% on purchases for 12 months from date of account opening. After the intro period ends, the go-to rate of 17.49% - 27.49% variable applies. (rates & fees)	$0

The post Best 0% Intro APR Credit Cards for Excellent or Good Credit appeared first on CardBenefit.

Credit Cards that Offer $200 Bonus after $500 is Spent

Here is a quick rundown of the top credit cards that offer $250 bonus cash after you spend $500 within the first few months.

$250 Bonus after $500 is Spent

Credit Card		Credit Card Bonus	Annual Fee
	Chase Freedom Unlimited®	Limited Time Intro Offer: Earn a $250 Bonus after you spend $500 on purchases in your first 3 months from account opening	$0 rates & fees

Similar Credit Cards that Offer $200+ Bonus after qualified spending

You may also consider a few other credit cards with similar bonus rewards that let you earn $200 or more bonus after qualified spending of between $1,000 and $6,000.

Citi Credit Cards

Credit Card		Credit Card Bonus	Annual Fee
	Citi Strata Premier℠ Card	60,000 bonus ThankYou® Points after spending $4,000 in the first 3 months of account opening, redeemable for $600 in gift cards or travel rewards at thankyou.com.	$95 rates & fees
	Citi Double Cash® Card	$200 cash back after you spend $1,500 on purchases in the first 6 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back.	$0 rates & fees

Chase Credit Cards

Credit Card		Credit Card Bonus	Annual Fee
	Chase Sapphire Preferred® Card	100,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening.	$95 rates & fees
	Chase Freedom Unlimited®	Limited Time Intro Offer: Earn a $250 Bonus after you spend $500 on purchases in your first 3 months from account opening	$0 rates & fees
	Ink Business Cash® Credit Card	$350 when you spend $3,000 on purchases in the first three months and an additional $400 when you spend $6,000 on purchases in the first six months after account opening	$0 rates & fees
	Ink Business Unlimited® Credit Card	$750 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening	$0 rates & fees

American Express Credit Cards

Credit Card		Credit Card Bonus	Annual Fee
	Blue Cash Preferred® Card from American Express	$250 statement credit after you spend $3,000 in eligible purchases on your new Card within the first 6 months.	$0 intro annual fee for the first year, then $95. rates & fees
	Blue Cash Everyday® Card from American Express	$200 statement credit after you spend $2,000 in purchases on your new Card within the first 6 months.	$0 rates & fees
	The American Express Blue Business Cash™ Card	$250 statement credit after you make $3,000 in purchases on your Card in your first 3 months.	$0 rates & fees

The post Best Credit Cards for Earning Bonus Cash with Minimum Required Spending appeared first on CardBenefit.