Upgrade Checking and Savings

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Upgrade helps you make smart financial decisions to help you reach your goals without getting trapped by endless revolving credit card debt, or sidetracked by sneaky banking fees.

  • The debit card with up to 2% cash back on purchases
  • Maximize your rewards with a $1,000 monthly direct deposit
  • Add a Performance Savings account when you open your checking account to earn up to 4.14% APY.
  • Up to 2% Cash Back on common everyday expenses, recurring payments and subscriptions. Unlimited 1% cash back on all other purchases.
  • Get paid up to 2 days early with direct deposit
  • No Overdraft Fees
  • No Monthly Fees
  • Up to $250,000 in FDIC or NCUA insurance through Cross River Bank or Participating Institutions.
  • Exceptional 4.14% APY on balances of $1,000 or more
  • High-yield savings account with no monthly fees
  • Secure, 24/7 mobile access to your account
  • Your money is insured up to $1 million through FDIC and/or NCUA* at our Participating Institutions.

Editorial Note: The editorial content on this page is prepared by CardBenefit staff. Opinions expressed herein are author's alone, not those of the bank, credit card issuer, airlines or hotels, and have not been reviewed, approved or otherwise endorsed by any of these entities.

Disclosure on User Generated Content: The responses on our site are not provided or commissioned by the advertiser. Responses have not been reviewed, approved or otherwise endorsed by the advertiser. It is not the advertiser's responsibility to ensure all posts and/or questions are answered.

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