Upgrade helps you make smart financial decisions to help you reach your goals without getting trapped by endless revolving credit card debt, or sidetracked by sneaky banking fees.
- The debit card with up to 2% cash back on purchases
- Maximize your rewards with a $1,000 monthly direct deposit
- Add a Performance Savings account when you open your checking account to earn up to 4.14% APY.
- Up to 2% Cash Back on common everyday expenses, recurring payments and subscriptions. Unlimited 1% cash back on all other purchases.
- Get paid up to 2 days early with direct deposit
- No Overdraft Fees
- No Monthly Fees
- Up to $250,000 in FDIC or NCUA insurance through Cross River Bank or Participating Institutions.
- Exceptional 4.14% APY on balances of $1,000 or more
- High-yield savings account with no monthly fees
- Secure, 24/7 mobile access to your account
- Your money is insured up to $1 million through FDIC and/or NCUA* at our Participating Institutions.